{"id":207874,"date":"2023-10-10T02:53:22","date_gmt":"2023-10-10T02:53:22","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/"},"modified":"2023-10-10T02:53:22","modified_gmt":"2023-10-10T02:53:22","slug":"what-happens-when-an-appraisal-is-done","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/","title":{"rendered":"What happens when an appraisal is done?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#What_happens_when_an_appraisal_is_done\" title=\"What happens when an appraisal is done?\">What happens when an appraisal is done?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#FAQs_about_property_appraisals\" title=\"FAQs about property appraisals:\">FAQs about property appraisals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#1_Why_is_an_appraisal_necessary\" title=\"1. Why is an appraisal necessary?\">1. Why is an appraisal necessary?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#2_Who_orders_the_appraisal\" title=\"2. Who orders the appraisal?\">2. Who orders the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#3_How_long_does_an_appraisal_take\" title=\"3. How long does an appraisal take?\">3. How long does an appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#4_What_factors_do_appraisers_consider_when_determining_a_propertys_value\" title=\"4. What factors do appraisers consider when determining a property&#8217;s value?\">4. What factors do appraisers consider when determining a property&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#5_Can_the_homeowner_be_present_during_the_appraisal\" title=\"5. Can the homeowner be present during the appraisal?\">5. Can the homeowner be present during the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#6_What_if_the_property_appraisal_comes_in_lower_than_the_purchase_price\" title=\"6. What if the property appraisal comes in lower than the purchase price?\">6. What if the property appraisal comes in lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#7_Can_I_challenge_the_results_of_an_appraisal\" title=\"7. Can I challenge the results of an appraisal?\">7. Can I challenge the results of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#8_How_much_does_a_property_appraisal_cost\" title=\"8. How much does a property appraisal cost?\">8. How much does a property appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#9_Do_appraisals_expire\" title=\"9. Do appraisals expire?\">9. Do appraisals expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#10_What_is_the_difference_between_an_appraisal_and_a_home_inspection\" title=\"10. What is the difference between an appraisal and a home inspection?\">10. What is the difference between an appraisal and a home inspection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#11_Can_I_get_a_copy_of_the_appraisal_report\" title=\"11. Can I get a copy of the appraisal report?\">11. Can I get a copy of the appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#12_Is_an_appraisal_required_for_all_real_estate_transactions\" title=\"12. Is an appraisal required for all real estate transactions?\">12. Is an appraisal required for all real estate transactions?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_happens_when_an_appraisal_is_done\"><\/span>What happens when an appraisal is done?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When an appraisal is done, a professional appraiser assesses the value of a property based on factors such as its condition, location, and comparable sales in the area. The appraiser will provide a report detailing their findings and estimate of the property&#8217;s worth, which is used by lenders, buyers, and sellers to determine the property&#8217;s market value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_property_appraisals\"><\/span>FAQs about property appraisals:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_is_an_appraisal_necessary\"><\/span>1. Why is an appraisal necessary?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is necessary to determine the fair market value of a property to ensure that the buyer is not overpaying and the lender is not lending more than the property is worth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_orders_the_appraisal\"><\/span>2. Who orders the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the lender orders the appraisal to ensure that the property is worth the amount of the loan being requested.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_long_does_an_appraisal_take\"><\/span>3. How long does an appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe length of time it takes to complete an appraisal can vary, but it typically takes a few days to a week to receive the final appraisal report.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_factors_do_appraisers_consider_when_determining_a_propertys_value\"><\/span>4. What factors do appraisers consider when determining a property&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisers consider factors such as the property&#8217;s size, condition, location, amenities, comparable sales in the area, and market trends.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_the_homeowner_be_present_during_the_appraisal\"><\/span>5. Can the homeowner be present during the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is not required for the homeowner to be present during the appraisal, they can provide the appraiser with valuable information about the property that could impact its value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_if_the_property_appraisal_comes_in_lower_than_the_purchase_price\"><\/span>6. What if the property appraisal comes in lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the property appraisal comes in lower than the purchase price, the buyer may need to renegotiate the purchase price with the seller or come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_challenge_the_results_of_an_appraisal\"><\/span>7. Can I challenge the results of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you believe that the appraisal was inaccurate or incomplete, you can request a review or challenge the results by providing additional information or evidence to the appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_much_does_a_property_appraisal_cost\"><\/span>8. How much does a property appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a property appraisal can vary depending on the location, size, and complexity of the property, but it typically ranges from $300 to $500 or more.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_appraisals_expire\"><\/span>9. Do appraisals expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, appraisals typically expire after a specific period, such as 120 days, and may need to be updated if the property has not been sold within that timeframe.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_is_the_difference_between_an_appraisal_and_a_home_inspection\"><\/span>10. What is the difference between an appraisal and a home inspection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is an assessment of the property&#8217;s value, while a home inspection is a detailed examination of the property&#8217;s condition, including any potential issues or repairs needed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_get_a_copy_of_the_appraisal_report\"><\/span>11. Can I get a copy of the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, in most cases, you are entitled to a copy of the appraisal report as the property owner or buyer who ordered the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Is_an_appraisal_required_for_all_real_estate_transactions\"><\/span>12. Is an appraisal required for all real estate transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile appraisals are not always required for real estate transactions, they are typically required for mortgage loans to ensure that the property is worth the amount being borrowed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happens when an appraisal is done? When an appraisal is done, a professional appraiser assesses the value of a property based on factors such as its condition, location, and comparable sales in the area. The appraiser will provide a report detailing their findings and estimate of the property&#8217;s worth, which is used by lenders, &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What happens when an appraisal is done?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-when-an-appraisal-is-done\/#more-207874\">Read more<span class=\"screen-reader-text\">What happens when an appraisal is done?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-207874","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What happens when an appraisal is done?<\/title>\n<meta name=\"description\" content=\"What happens when an appraisal is done? 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