{"id":207669,"date":"2024-01-08T07:01:13","date_gmt":"2024-01-08T07:01:13","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/"},"modified":"2024-01-08T07:01:13","modified_gmt":"2024-01-08T07:01:13","slug":"what-does-appraisal-mean-on-a-house","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/","title":{"rendered":"What does appraisal mean on a house?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#What_Does_Appraisal_Mean_on_a_House\" title=\"What Does Appraisal Mean on a House?\">What Does Appraisal Mean on a House?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#1_What_is_the_purpose_of_a_house_appraisal\" title=\"1. What is the purpose of a house appraisal?\">1. What is the purpose of a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#2_Who_typically_orders_a_house_appraisal\" title=\"2. Who typically orders a house appraisal?\">2. Who typically orders a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#3_How_is_the_value_of_a_house_determined_during_an_appraisal\" title=\"3. How is the value of a house determined during an appraisal?\">3. How is the value of a house determined during an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#4_Can_a_homeowner_request_an_appraisal_on_their_own_house\" title=\"4. Can a homeowner request an appraisal on their own house?\">4. Can a homeowner request an appraisal on their own house?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#5_How_long_does_a_house_appraisal_take\" title=\"5. How long does a house appraisal take?\">5. How long does a house appraisal take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#6_How_much_does_a_house_appraisal_cost\" title=\"6. How much does a house appraisal cost?\">6. How much does a house appraisal cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#7_What_happens_if_a_house_does_not_appraise_for_the_sale_price\" title=\"7. What happens if a house does not appraise for the sale price?\">7. What happens if a house does not appraise for the sale price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#8_What_are_some_factors_that_can_negatively_impact_a_house_appraisal\" title=\"8. What are some factors that can negatively impact a house appraisal?\">8. What are some factors that can negatively impact a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#9_Can_a_homeowner_prepare_for_a_house_appraisal\" title=\"9. Can a homeowner prepare for a house appraisal?\">9. Can a homeowner prepare for a house appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#10_Can_a_house_appraisal_affect_property_taxes\" title=\"10. Can a house appraisal affect property taxes?\">10. Can a house appraisal affect property taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#11_Are_there_different_types_of_house_appraisals\" title=\"11. Are there different types of house appraisals?\">11. Are there different types of house appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#12_How_long_is_a_house_appraisal_valid_for\" title=\"12. How long is a house appraisal valid for?\">12. How long is a house appraisal valid for?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Does_Appraisal_Mean_on_a_House\"><\/span>What Does Appraisal Mean on a House?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_the_purpose_of_a_house_appraisal\"><\/span>1. What is the purpose of a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is an unbiased estimate of the fair market value of a property conducted by a licensed professional.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_typically_orders_a_house_appraisal\"><\/span>2. Who typically orders a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLenders usually order appraisals when a buyer is applying for a mortgage to ensure the property is worth the loan amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_is_the_value_of_a_house_determined_during_an_appraisal\"><\/span>3. How is the value of a house determined during an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraiser considers various factors such as the property&#8217;s condition, location, size, and recent sales of comparable properties in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_a_homeowner_request_an_appraisal_on_their_own_house\"><\/span>4. Can a homeowner request an appraisal on their own house?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, homeowners can request an appraisal if they want to know the current market value of their property for various reasons such as selling, refinancing, or estate planning.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_long_does_a_house_appraisal_take\"><\/span>5. How long does a house appraisal take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal process typically takes anywhere from a few days to a couple of weeks, depending on various factors such as the property&#8217;s complexity and the appraiser&#8217;s workload.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_much_does_a_house_appraisal_cost\"><\/span>6. How much does a house appraisal cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a house appraisal can vary but generally ranges from $300 to $500 or more, depending on the location of the property and the complexity of the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_happens_if_a_house_does_not_appraise_for_the_sale_price\"><\/span>7. What happens if a house does not appraise for the sale price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a house appraises for less than the sale price, it can create complications such as the buyer needing to come up with more cash, the seller lowering the price, or renegotiating the terms of the contract.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_are_some_factors_that_can_negatively_impact_a_house_appraisal\"><\/span>8. What are some factors that can negatively impact a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors that can negatively impact a house appraisal include poor property condition, lack of recent comparable sales in the area, and issues with the property&#8217;s title.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_a_homeowner_prepare_for_a_house_appraisal\"><\/span>9. Can a homeowner prepare for a house appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can improve their property&#8217;s curb appeal, make necessary repairs, provide accurate information about upgrades, and have relevant documents ready to help the appraisal process go smoothly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_a_house_appraisal_affect_property_taxes\"><\/span>10. Can a house appraisal affect property taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA house appraisal can indirectly affect property taxes if the assessed value of the property increases based on the appraisal, which could lead to higher property taxes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Are_there_different_types_of_house_appraisals\"><\/span>11. Are there different types of house appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are different types of appraisals such as desktop appraisals, drive-by appraisals, and full appraisals, which vary in terms of their thoroughness and cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_is_a_house_appraisal_valid_for\"><\/span>12. How long is a house appraisal valid for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA house appraisal is usually valid for up to six months, but some lenders may require a more recent appraisal if the sale does not close within that timeframe.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Does Appraisal Mean on a House? 1. What is the purpose of a house appraisal? An appraisal is an unbiased estimate of the fair market value of a property conducted by a licensed professional. 2. Who typically orders a house appraisal? Lenders usually order appraisals when a buyer is applying for a mortgage to &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What does appraisal mean on a house?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-does-appraisal-mean-on-a-house\/#more-207669\">Read more<span class=\"screen-reader-text\">What does appraisal mean on a house?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-207669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What does appraisal mean on a house?<\/title>\n<meta name=\"description\" content=\"What Does Appraisal Mean on a House? 1. 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