{"id":206261,"date":"2025-05-15T00:41:58","date_gmt":"2025-05-15T00:41:58","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/"},"modified":"2025-05-15T00:41:58","modified_gmt":"2025-05-15T00:41:58","slug":"how-long-is-appraisal-contingency","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/","title":{"rendered":"How long is appraisal contingency?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#How_long_is_appraisal_contingency\" title=\"How long is appraisal contingency?\">How long is appraisal contingency?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#1_What_is_the_purpose_of_an_appraisal_contingency\" title=\"1. What is the purpose of an appraisal contingency?\">1. What is the purpose of an appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#2_Is_the_length_of_the_appraisal_contingency_negotiable\" title=\"2. Is the length of the appraisal contingency negotiable?\">2. Is the length of the appraisal contingency negotiable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#3_What_happens_if_the_property_appraises_for_more_than_the_purchase_price\" title=\"3. What happens if the property appraises for more than the purchase price?\">3. What happens if the property appraises for more than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#4_Can_the_seller_terminate_the_contract_if_the_property_appraises_for_less\" title=\"4. Can the seller terminate the contract if the property appraises for less?\">4. Can the seller terminate the contract if the property appraises for less?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#5_What_if_the_buyer_waives_the_appraisal_contingency\" title=\"5. What if the buyer waives the appraisal contingency?\">5. What if the buyer waives the appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#6_Can_the_appraisal_contingency_be_extended\" title=\"6. Can the appraisal contingency be extended?\">6. Can the appraisal contingency be extended?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#7_Are_there_any_risks_associated_with_waiving_the_appraisal_contingency\" title=\"7. Are there any risks associated with waiving the appraisal contingency?\">7. Are there any risks associated with waiving the appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#8_What_are_the_consequences_of_not_meeting_the_appraisal_contingency_deadline\" title=\"8. What are the consequences of not meeting the appraisal contingency deadline?\">8. What are the consequences of not meeting the appraisal contingency deadline?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#9_Can_the_buyer_request_a_second_appraisal\" title=\"9. Can the buyer request a second appraisal?\">9. Can the buyer request a second appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#10_Can_the_buyer_use_a_low_appraisal_to_negotiate_a_lower_purchase_price\" title=\"10. Can the buyer use a low appraisal to negotiate a lower purchase price?\">10. Can the buyer use a low appraisal to negotiate a lower purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#11_What_factors_can_affect_the_appraisal_value_of_a_property\" title=\"11. What factors can affect the appraisal value of a property?\">11. What factors can affect the appraisal value of a property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#12_What_happens_if_the_buyer_backs_out_due_to_a_low_appraisal\" title=\"12. What happens if the buyer backs out due to a low appraisal?\">12. What happens if the buyer backs out due to a low appraisal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_is_appraisal_contingency\"><\/span>How long is appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The appraisal contingency is typically a clause included in a real estate purchase agreement that allows buyers to back out of a deal if the property is appraised for less than the agreed-upon purchase price. The length of time allowed for the appraisal contingency can vary, but it is commonly around 10-14 days. During this time, the buyer has the opportunity to have a professional appraiser assess the property&#8217;s value and decide whether to proceed with the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_the_purpose_of_an_appraisal_contingency\"><\/span>1. What is the purpose of an appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal contingency protects the buyer by ensuring that they do not overpay for a property. If the appraisal comes in lower than the purchase price, the buyer can renegotiate the terms of the deal or walk away without losing their earnest money.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_the_length_of_the_appraisal_contingency_negotiable\"><\/span>2. Is the length of the appraisal contingency negotiable?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the length of the appraisal contingency is negotiable between the buyer and seller. Both parties can come to an agreement on how long the buyer has to conduct the appraisal and make a decision on the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_the_property_appraises_for_more_than_the_purchase_price\"><\/span>3. What happens if the property appraises for more than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the property appraises for more than the purchase price, it is good news for the buyer as they are essentially getting a bargain. In this case, the buyer can proceed with the purchase at the agreed-upon price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_the_seller_terminate_the_contract_if_the_property_appraises_for_less\"><\/span>4. Can the seller terminate the contract if the property appraises for less?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the appraisal contingency allows the buyer to back out of the deal if the property appraises for less than the purchase price, the seller cannot terminate the contract based on the appraisal results alone.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_if_the_buyer_waives_the_appraisal_contingency\"><\/span>5. What if the buyer waives the appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the buyer waives the appraisal contingency, they are essentially agreeing to purchase the property regardless of the appraisal results. This means that if the property appraises for less than the purchase price, the buyer is still obligated to move forward with the purchase.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_appraisal_contingency_be_extended\"><\/span>6. Can the appraisal contingency be extended?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, the appraisal contingency can be extended if both parties agree to do so. This could happen if there are delays in getting the appraisal done or if the buyer needs more time to make a decision based on the appraisal results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_risks_associated_with_waiving_the_appraisal_contingency\"><\/span>7. Are there any risks associated with waiving the appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWaiving the appraisal contingency can be risky for the buyer because if the property appraises for less than the purchase price, they are still obligated to proceed with the purchase. This could mean having to come up with additional funds to cover the difference or potentially losing their earnest money.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_are_the_consequences_of_not_meeting_the_appraisal_contingency_deadline\"><\/span>8. What are the consequences of not meeting the appraisal contingency deadline?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the buyer does not meet the deadline for the appraisal contingency, they may risk losing their earnest money or even being in breach of the contract. It is important for buyers to adhere to the agreed-upon timeframe to avoid any legal complications.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_the_buyer_request_a_second_appraisal\"><\/span>9. Can the buyer request a second appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, the buyer may request a second appraisal if they are not satisfied with the results of the first one. However, the seller is not required to agree to a second appraisal, and it may be at the buyer&#8217;s expense.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_the_buyer_use_a_low_appraisal_to_negotiate_a_lower_purchase_price\"><\/span>10. Can the buyer use a low appraisal to negotiate a lower purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if the property appraises for less than the purchase price, the buyer can use this as leverage to renegotiate the terms of the deal. The seller may be willing to lower the price to keep the deal from falling through.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_factors_can_affect_the_appraisal_value_of_a_property\"><\/span>11. What factors can affect the appraisal value of a property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSeveral factors can affect the appraisal value of a property, including market conditions, comparable sales in the area, the condition of the property, and any improvements or additions that have been made.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_happens_if_the_buyer_backs_out_due_to_a_low_appraisal\"><\/span>12. What happens if the buyer backs out due to a low appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the buyer backs out of the deal due to a low appraisal, they are typically entitled to receive their earnest money back. The seller cannot keep the earnest money if the buyer invokes the appraisal contingency as a reason for withdrawing from the purchase.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long is appraisal contingency? The appraisal contingency is typically a clause included in a real estate purchase agreement that allows buyers to back out of a deal if the property is appraised for less than the agreed-upon purchase price. The length of time allowed for the appraisal contingency can vary, but it is commonly &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long is appraisal contingency?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-appraisal-contingency\/#more-206261\">Read more<span class=\"screen-reader-text\">How long is appraisal contingency?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-206261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long is appraisal contingency?<\/title>\n<meta name=\"description\" content=\"How long is appraisal contingency? 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