{"id":206221,"date":"2024-12-21T05:47:19","date_gmt":"2024-12-21T05:47:19","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/"},"modified":"2024-12-21T05:47:19","modified_gmt":"2024-12-21T05:47:19","slug":"how-long-is-an-appraisal-on-a-house-good-for","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/","title":{"rendered":"How long is an appraisal on a house good for?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#How_long_is_an_appraisal_on_a_house_good_for\" title=\"How long is an appraisal on a house good for?\">How long is an appraisal on a house good for?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#1_Why_do_appraisals_have_an_expiration_date\" title=\"1. Why do appraisals have an expiration date?\">1. Why do appraisals have an expiration date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#2_Can_an_expired_appraisal_be_used_for_a_new_loan_application\" title=\"2. Can an expired appraisal be used for a new loan application?\">2. Can an expired appraisal be used for a new loan application?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#3_Can_a_seller_use_the_old_appraisal_for_a_new_buyer\" title=\"3. Can a seller use the old appraisal for a new buyer?\">3. Can a seller use the old appraisal for a new buyer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#4_Can_the_appraisal_value_change_after_it_has_expired\" title=\"4. Can the appraisal value change after it has expired?\">4. Can the appraisal value change after it has expired?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#5_Is_it_possible_to_extend_the_validity_of_an_appraisal\" title=\"5. Is it possible to extend the validity of an appraisal?\">5. Is it possible to extend the validity of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#6_Will_a_new_appraisal_be_required_for_a_refinance_if_the_previous_one_has_expired\" title=\"6. Will a new appraisal be required for a refinance if the previous one has expired?\">6. Will a new appraisal be required for a refinance if the previous one has expired?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#7_Are_there_any_exceptions_to_the_expiration_date_of_an_appraisal\" title=\"7. Are there any exceptions to the expiration date of an appraisal?\">7. Are there any exceptions to the expiration date of an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#8_What_factors_can_cause_an_appraisal_to_expire_sooner_than_expected\" title=\"8. What factors can cause an appraisal to expire sooner than expected?\">8. What factors can cause an appraisal to expire sooner than expected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#9_Can_a_homeowner_request_a_re-evaluation_of_the_property_if_the_appraisal_has_expired\" title=\"9. Can a homeowner request a re-evaluation of the property if the appraisal has expired?\">9. Can a homeowner request a re-evaluation of the property if the appraisal has expired?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#10_How_often_should_a_homeowner_get_their_property_appraised\" title=\"10. How often should a homeowner get their property appraised?\">10. How often should a homeowner get their property appraised?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#11_What_happens_if_a_propertys_value_decreases_after_the_appraisal_expires\" title=\"11. What happens if a property&#8217;s value decreases after the appraisal expires?\">11. What happens if a property&#8217;s value decreases after the appraisal expires?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#12_Can_a_homeowner_challenge_the_results_of_an_expired_appraisal\" title=\"12. Can a homeowner challenge the results of an expired appraisal?\">12. Can a homeowner challenge the results of an expired appraisal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_is_an_appraisal_on_a_house_good_for\"><\/span>How long is an appraisal on a house good for?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The validity of a real estate appraisal typically lasts for around six months to one year, depending on various factors such as market conditions and lender requirements. After this time frame, a new appraisal may be required if the property has not been sold or refinanced.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Why_do_appraisals_have_an_expiration_date\"><\/span>1. Why do appraisals have an expiration date?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAppraisals have an expiration date because market conditions can change over time, affecting the value of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_an_expired_appraisal_be_used_for_a_new_loan_application\"><\/span>2. Can an expired appraisal be used for a new loan application?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, lenders will require a new appraisal for a new loan application if the previous appraisal has expired.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_a_seller_use_the_old_appraisal_for_a_new_buyer\"><\/span>3. Can a seller use the old appraisal for a new buyer?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA seller may be able to use the old appraisal for a new buyer, but the new lender may require a new appraisal to be conducted.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_the_appraisal_value_change_after_it_has_expired\"><\/span>4. Can the appraisal value change after it has expired?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the appraisal value can change after it has expired, especially if market conditions have shifted significantly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Is_it_possible_to_extend_the_validity_of_an_appraisal\"><\/span>5. Is it possible to extend the validity of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn certain circumstances, such as delays in the loan process, it may be possible to request an extension for the validity of an appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Will_a_new_appraisal_be_required_for_a_refinance_if_the_previous_one_has_expired\"><\/span>6. Will a new appraisal be required for a refinance if the previous one has expired?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, a new appraisal will typically be required for a refinance if the previous one has expired.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_exceptions_to_the_expiration_date_of_an_appraisal\"><\/span>7. Are there any exceptions to the expiration date of an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, lenders may consider using an expired appraisal if the property has not undergone significant changes and market conditions have remained stable.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_factors_can_cause_an_appraisal_to_expire_sooner_than_expected\"><\/span>8. What factors can cause an appraisal to expire sooner than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors such as sudden changes in the real estate market, renovations to the property, or the discovery of new information can cause an appraisal to expire sooner than expected.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_a_homeowner_request_a_re-evaluation_of_the_property_if_the_appraisal_has_expired\"><\/span>9. Can a homeowner request a re-evaluation of the property if the appraisal has expired?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can request a re-evaluation of the property if the appraisal has expired, especially if they believe that the property&#8217;s value has changed significantly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_often_should_a_homeowner_get_their_property_appraised\"><\/span>10. How often should a homeowner get their property appraised?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is recommended for homeowners to get their property appraised every two to three years to stay updated on its current market value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_a_propertys_value_decreases_after_the_appraisal_expires\"><\/span>11. What happens if a property&#8217;s value decreases after the appraisal expires?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a property&#8217;s value decreases after the appraisal expires, it may impact the homeowner&#8217;s ability to secure a loan or refinance at favorable terms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_a_homeowner_challenge_the_results_of_an_expired_appraisal\"><\/span>12. Can a homeowner challenge the results of an expired appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can challenge the results of an expired appraisal by providing additional information or evidence to support their claim of the property&#8217;s value.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long is an appraisal on a house good for? The validity of a real estate appraisal typically lasts for around six months to one year, depending on various factors such as market conditions and lender requirements. After this time frame, a new appraisal may be required if the property has not been sold or &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long is an appraisal on a house good for?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-on-a-house-good-for\/#more-206221\">Read more<span class=\"screen-reader-text\">How long is an appraisal on a house good for?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-206221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long is an appraisal on a house good for?<\/title>\n<meta name=\"description\" content=\"How long is an appraisal on a house good for? 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