{"id":206196,"date":"2023-10-03T21:18:41","date_gmt":"2023-10-03T21:18:41","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/"},"modified":"2023-10-03T21:18:41","modified_gmt":"2023-10-03T21:18:41","slug":"how-long-is-an-appraisal-good-for-freddie-mac","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/","title":{"rendered":"How long is an appraisal good for Freddie Mac?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#How_long_is_an_appraisal_good_for_Freddie_Mac\" title=\"How long is an appraisal good for Freddie Mac?\">How long is an appraisal good for Freddie Mac?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#1_Do_appraisal_guidelines_apply_to_all_Freddie_Mac_loans\" title=\"1. Do appraisal guidelines apply to all Freddie Mac loans?\">1. Do appraisal guidelines apply to all Freddie Mac loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#2_Can_an_appraisal_be_extended_beyond_the_120-day_timeframe\" title=\"2. Can an appraisal be extended beyond the 120-day timeframe?\">2. Can an appraisal be extended beyond the 120-day timeframe?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#3_What_happens_if_an_appraisal_expires_before_the_loan_closes\" title=\"3. What happens if an appraisal expires before the loan closes?\">3. What happens if an appraisal expires before the loan closes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#4_Are_there_any_exceptions_to_the_120-day_appraisal_validity_period\" title=\"4. Are there any exceptions to the 120-day appraisal validity period?\">4. Are there any exceptions to the 120-day appraisal validity period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#5_Can_a_borrower_request_a_copy_of_the_appraisal_report\" title=\"5. Can a borrower request a copy of the appraisal report?\">5. Can a borrower request a copy of the appraisal report?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#6_How_much_does_an_appraisal_cost_for_a_Freddie_Mac_loan\" title=\"6. How much does an appraisal cost for a Freddie Mac loan?\">6. How much does an appraisal cost for a Freddie Mac loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#7_Who_is_responsible_for_ordering_the_appraisal_for_a_Freddie_Mac_loan\" title=\"7. Who is responsible for ordering the appraisal for a Freddie Mac loan?\">7. Who is responsible for ordering the appraisal for a Freddie Mac loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#8_Can_a_borrower_choose_their_own_appraiser_for_a_Freddie_Mac_loan\" title=\"8. Can a borrower choose their own appraiser for a Freddie Mac loan?\">8. Can a borrower choose their own appraiser for a Freddie Mac loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#9_What_factors_do_appraisers_consider_when_determining_a_propertys_value\" title=\"9. What factors do appraisers consider when determining a property&#8217;s value?\">9. What factors do appraisers consider when determining a property&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#10_Can_a_borrower_challenge_the_results_of_an_appraisal_for_a_Freddie_Mac_loan\" title=\"10. Can a borrower challenge the results of an appraisal for a Freddie Mac loan?\">10. Can a borrower challenge the results of an appraisal for a Freddie Mac loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#11_What_happens_if_the_appraised_value_is_lower_than_the_purchase_price\" title=\"11. What happens if the appraised value is lower than the purchase price?\">11. What happens if the appraised value is lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#12_How_long_does_it_take_to_get_an_appraisal_report_for_a_Freddie_Mac_loan\" title=\"12. How long does it take to get an appraisal report for a Freddie Mac loan?\">12. How long does it take to get an appraisal report for a Freddie Mac loan?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_is_an_appraisal_good_for_Freddie_Mac\"><\/span>How long is an appraisal good for Freddie Mac?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The answer to the question &#8220;How long is an appraisal good for Freddie Mac?&#8221; is typically 120 days. This means that the appraisal report must be current within this timeframe for it to be considered valid for a loan backed by Freddie Mac.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Do_appraisal_guidelines_apply_to_all_Freddie_Mac_loans\"><\/span>1. Do appraisal guidelines apply to all Freddie Mac loans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, appraisal guidelines set by Freddie Mac apply to all loans that are backed by Freddie Mac.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_an_appraisal_be_extended_beyond_the_120-day_timeframe\"><\/span>2. Can an appraisal be extended beyond the 120-day timeframe?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, in some cases an appraisal can be extended beyond the 120-day timeframe. The lender may request an extension under certain circumstances.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_an_appraisal_expires_before_the_loan_closes\"><\/span>3. What happens if an appraisal expires before the loan closes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If an appraisal expires before the loan closes, a new appraisal will need to be ordered. This is to ensure that the property&#8217;s value is current and accurate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Are_there_any_exceptions_to_the_120-day_appraisal_validity_period\"><\/span>4. Are there any exceptions to the 120-day appraisal validity period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There may be exceptions to the 120-day appraisal validity period in certain situations, such as if there are significant changes to the property or market conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_a_borrower_request_a_copy_of_the_appraisal_report\"><\/span>5. Can a borrower request a copy of the appraisal report?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, borrowers have the right to request a copy of the appraisal report from their lender. This can help them better understand how the property&#8217;s value was determined.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_much_does_an_appraisal_cost_for_a_Freddie_Mac_loan\"><\/span>6. How much does an appraisal cost for a Freddie Mac loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The cost of an appraisal for a Freddie Mac loan can vary depending on the location of the property and other factors. On average, it can cost anywhere from $300 to $500.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Who_is_responsible_for_ordering_the_appraisal_for_a_Freddie_Mac_loan\"><\/span>7. Who is responsible for ordering the appraisal for a Freddie Mac loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The lender is typically responsible for ordering the appraisal for a Freddie Mac loan. This is to ensure that the appraisal is conducted by a qualified and independent appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_a_borrower_choose_their_own_appraiser_for_a_Freddie_Mac_loan\"><\/span>8. Can a borrower choose their own appraiser for a Freddie Mac loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Borrowers cannot choose their own appraiser for a Freddie Mac loan. The lender is responsible for selecting a qualified and independent appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_factors_do_appraisers_consider_when_determining_a_propertys_value\"><\/span>9. What factors do appraisers consider when determining a property&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Appraisers consider a variety of factors when determining a property&#8217;s value, including the property&#8217;s location, size, condition, and comparable sales in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_a_borrower_challenge_the_results_of_an_appraisal_for_a_Freddie_Mac_loan\"><\/span>10. Can a borrower challenge the results of an appraisal for a Freddie Mac loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, borrowers have the right to challenge the results of an appraisal for a Freddie Mac loan. They can provide additional information or request a reconsideration of value if they believe the appraisal is inaccurate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_the_appraised_value_is_lower_than_the_purchase_price\"><\/span>11. What happens if the appraised value is lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the appraised value is lower than the purchase price, the borrower may need to renegotiate the purchase price with the seller. They may also need to come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_does_it_take_to_get_an_appraisal_report_for_a_Freddie_Mac_loan\"><\/span>12. How long does it take to get an appraisal report for a Freddie Mac loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The time it takes to get an appraisal report for a Freddie Mac loan can vary depending on factors such as the property&#8217;s location and the appraiser&#8217;s schedule. On average, it can take anywhere from a few days to a few weeks.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long is an appraisal good for Freddie Mac? The answer to the question &#8220;How long is an appraisal good for Freddie Mac?&#8221; is typically 120 days. This means that the appraisal report must be current within this timeframe for it to be considered valid for a loan backed by Freddie Mac. 1. Do appraisal &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long is an appraisal good for Freddie Mac?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#more-206196\">Read more<span class=\"screen-reader-text\">How long is an appraisal good for Freddie Mac?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-206196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long is an appraisal good for Freddie Mac?<\/title>\n<meta name=\"description\" content=\"How long is an appraisal good for Freddie Mac? The answer to the question &quot;How long is an appraisal good for Freddie Mac?&quot; is typically 120 days. This\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How long is an appraisal good for Freddie Mac?\" \/>\n<meta property=\"og:description\" content=\"How long is an appraisal good for Freddie Mac? The answer to the question &quot;How long is an appraisal good for Freddie Mac?&quot; is typically 120 days. This\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-03T21:18:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Darin Woods\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Darin Woods\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/\"},\"author\":{\"name\":\"Darin Woods\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/86d7f66c16fbf3ccddf36de93675a4a1\"},\"headline\":\"How long is an appraisal good for Freddie Mac?\",\"datePublished\":\"2023-10-03T21:18:41+00:00\",\"dateModified\":\"2023-10-03T21:18:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/\"},\"wordCount\":532,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for-freddie-mac\/\",\"name\":\"How long is an appraisal good for Freddie Mac?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2023-10-03T21:18:41+00:00\",\"dateModified\":\"2023-10-03T21:18:41+00:00\",\"description\":\"How long is an appraisal good for Freddie Mac? 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The answer to the question \"How long is an appraisal good for Freddie Mac?\" is typically 120 days. 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The answer to the question \"How long is an appraisal good for Freddie Mac?\" is typically 120 days. 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Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. 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