{"id":205605,"date":"2023-12-02T23:00:38","date_gmt":"2023-12-02T23:00:38","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/"},"modified":"2023-12-02T23:00:38","modified_gmt":"2023-12-02T23:00:38","slug":"does-a-va-appraisal-follow-the-property","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/","title":{"rendered":"Does a VA appraisal follow the property?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#Does_a_VA_appraisal_follow_the_property\" title=\"Does a VA appraisal follow the property?\">Does a VA appraisal follow the property?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#FAQs_about_VA_appraisals\" title=\"FAQs about VA appraisals:\">FAQs about VA appraisals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#1_What_is_a_VA_appraisal\" title=\"1. What is a VA appraisal?\">1. What is a VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#2_What_are_the_VA_minimum_property_requirements\" title=\"2. What are the VA minimum property requirements?\">2. What are the VA minimum property requirements?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#3_Can_a_VA_loan_be_used_for_any_type_of_property\" title=\"3. Can a VA loan be used for any type of property?\">3. Can a VA loan be used for any type of property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#4_Who_pays_for_the_VA_appraisal\" title=\"4. Who pays for the VA appraisal?\">4. Who pays for the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#5_How_long_is_a_VA_appraisal_valid_for\" title=\"5. How long is a VA appraisal valid for?\">5. How long is a VA appraisal valid for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#6_Can_a_seller_request_a_copy_of_the_VA_appraisal\" title=\"6. Can a seller request a copy of the VA appraisal?\">6. Can a seller request a copy of the VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#7_What_happens_if_a_property_fails_to_meet_the_VA_minimum_property_requirements\" title=\"7. What happens if a property fails to meet the VA minimum property requirements?\">7. What happens if a property fails to meet the VA minimum property requirements?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#8_Can_a_VA_appraisal_value_a_property_below_the_purchase_price\" title=\"8. Can a VA appraisal value a property below the purchase price?\">8. Can a VA appraisal value a property below the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#9_Are_VA_appraisals_different_from_traditional_appraisals\" title=\"9. Are VA appraisals different from traditional appraisals?\">9. Are VA appraisals different from traditional appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#10_Can_a_VA_appraisal_be_waived\" title=\"10. Can a VA appraisal be waived?\">10. Can a VA appraisal be waived?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#11_Can_a_buyer_request_a_second_VA_appraisal\" title=\"11. Can a buyer request a second VA appraisal?\">11. Can a buyer request a second VA appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#12_Can_a_VA_appraisal_be_transferred_to_a_different_buyer\" title=\"12. Can a VA appraisal be transferred to a different buyer?\">12. Can a VA appraisal be transferred to a different buyer?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_a_VA_appraisal_follow_the_property\"><\/span>Does a VA appraisal follow the property?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, a VA appraisal typically stays with a property for six months. This means that if a property fails to meet the VA minimum property requirements, any subsequent buyers using a VA loan will also need to address those issues.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_VA_appraisals\"><\/span>FAQs about VA appraisals:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_a_VA_appraisal\"><\/span>1. What is a VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA VA appraisal is an assessment of a property&#8217;s value and condition by a VA-approved appraiser to ensure it meets minimum property requirements for a VA loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_are_the_VA_minimum_property_requirements\"><\/span>2. What are the VA minimum property requirements?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe VA has specific guidelines for properties to be eligible for a VA loan, including being safe, sanitary, structurally sound, and in good repair.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_a_VA_loan_be_used_for_any_type_of_property\"><\/span>3. Can a VA loan be used for any type of property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, VA loans are typically only available for single-family homes, condos, and approved manufactured homes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Who_pays_for_the_VA_appraisal\"><\/span>4. Who pays for the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe buyer is usually responsible for paying for the VA appraisal as part of the closing costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_long_is_a_VA_appraisal_valid_for\"><\/span>5. How long is a VA appraisal valid for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA VA appraisal is typically valid for six months. If the property does not close within that time frame, a new appraisal may be required.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_a_seller_request_a_copy_of_the_VA_appraisal\"><\/span>6. Can a seller request a copy of the VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the VA appraisal belongs to the lender and the buyer. Sellers are not entitled to a copy of the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_happens_if_a_property_fails_to_meet_the_VA_minimum_property_requirements\"><\/span>7. What happens if a property fails to meet the VA minimum property requirements?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a property fails to meet the VA minimum property requirements, the buyer and seller can negotiate who will make the necessary repairs or upgrades to bring the property into compliance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_a_VA_appraisal_value_a_property_below_the_purchase_price\"><\/span>8. Can a VA appraisal value a property below the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if the appraiser determines that the property is worth less than the purchase price, the buyer may need to renegotiate with the seller or come up with the difference in cash.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_VA_appraisals_different_from_traditional_appraisals\"><\/span>9. Are VA appraisals different from traditional appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nVA appraisals are similar to traditional appraisals but also include an evaluation of the property&#8217;s compliance with VA minimum property requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_a_VA_appraisal_be_waived\"><\/span>10. Can a VA appraisal be waived?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, a VA appraisal may be waived if the buyer is not utilizing a VA loan or if the lender determines that an appraisal is not necessary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_a_buyer_request_a_second_VA_appraisal\"><\/span>11. Can a buyer request a second VA appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a buyer disagrees with the results of the initial VA appraisal, they may request a second appraisal, but they will likely need to pay for it themselves.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_a_VA_appraisal_be_transferred_to_a_different_buyer\"><\/span>12. Can a VA appraisal be transferred to a different buyer?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, a VA appraisal is tied to a specific property and cannot be transferred to a different buyer. Each buyer using a VA loan will need their own appraisal.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does a VA appraisal follow the property? Yes, a VA appraisal typically stays with a property for six months. This means that if a property fails to meet the VA minimum property requirements, any subsequent buyers using a VA loan will also need to address those issues. FAQs about VA appraisals: 1. What is a &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does a VA appraisal follow the property?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-a-va-appraisal-follow-the-property\/#more-205605\">Read more<span class=\"screen-reader-text\">Does a VA appraisal follow the property?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-205605","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does a VA appraisal follow the property?<\/title>\n<meta name=\"description\" content=\"Does a VA appraisal follow the property? 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Yes, a VA appraisal typically stays with a property for six months. 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