{"id":205275,"date":"2024-02-07T15:33:27","date_gmt":"2024-02-07T15:33:27","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/"},"modified":"2024-02-07T15:33:27","modified_gmt":"2024-02-07T15:33:27","slug":"can-you-lock-rate-before-appraisal","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/","title":{"rendered":"Can you lock rate before appraisal?"},"content":{"rendered":"<p>For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial when considering whether to lock in a rate before or after an appraisal. The question that often comes up is: Can you lock rate before appraisal? Let&#8217;s delve into this topic to provide clarity for those navigating the complex world of home buying.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Can_you_lock_rate_before_appraisal\" title=\"Can you lock rate before appraisal?\">Can you lock rate before appraisal?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#What_is_an_appraisal_in_the_home_buying_process\" title=\"What is an appraisal in the home buying process?\">What is an appraisal in the home buying process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Why_is_an_appraisal_important_in_the_home_buying_process\" title=\"Why is an appraisal important in the home buying process?\">Why is an appraisal important in the home buying process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_purchase_price\" title=\"What happens if the appraisal comes in lower than the agreed-upon purchase price?\">What happens if the appraisal comes in lower than the agreed-upon purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Can_locking_in_a_rate_before_the_appraisal_protect_against_rate_fluctuations\" title=\"Can locking in a rate before the appraisal protect against rate fluctuations?\">Can locking in a rate before the appraisal protect against rate fluctuations?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Is_it_advisable_to_lock_in_a_rate_before_the_appraisal\" title=\"Is it advisable to lock in a rate before the appraisal?\">Is it advisable to lock in a rate before the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Can_you_change_the_locked_rate_if_the_appraisal_results_are_not_favorable\" title=\"Can you change the locked rate if the appraisal results are not favorable?\">Can you change the locked rate if the appraisal results are not favorable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Are_there_any_risks_associated_with_locking_in_a_rate_before_the_appraisal\" title=\"Are there any risks associated with locking in a rate before the appraisal?\">Are there any risks associated with locking in a rate before the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#What_factors_should_be_considered_when_deciding_to_lock_in_a_rate_before_the_appraisal\" title=\"What factors should be considered when deciding to lock in a rate before the appraisal?\">What factors should be considered when deciding to lock in a rate before the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Can_you_extend_a_rate_lock_if_the_appraisal_is_delayed\" title=\"Can you extend a rate lock if the appraisal is delayed?\">Can you extend a rate lock if the appraisal is delayed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Does_locking_in_a_rate_before_the_appraisal_guarantee_loan_approval\" title=\"Does locking in a rate before the appraisal guarantee loan approval?\">Does locking in a rate before the appraisal guarantee loan approval?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#Can_a_lender_force_you_to_lock_in_a_rate_before_the_appraisal\" title=\"Can a lender force you to lock in a rate before the appraisal?\">Can a lender force you to lock in a rate before the appraisal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_lock_rate_before_appraisal\"><\/span>Can you lock rate before appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, you can lock in a mortgage rate before an appraisal is conducted. Locking in a rate means that your lender guarantees a specific interest rate for a specified period, typically between 30 to 60 days.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_an_appraisal_in_the_home_buying_process\"><\/span>What is an appraisal in the home buying process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An appraisal is an assessment of the value of a property conducted by a licensed appraiser. Lenders require appraisals to ensure that the property is worth the amount of money being loaned.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_an_appraisal_important_in_the_home_buying_process\"><\/span>Why is an appraisal important in the home buying process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An appraisal is crucial for both the lender and the buyer as it determines the fair market value of the property. This valuation helps protect the buyer from overpaying and the lender from lending more than the property&#8217;s value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_the_appraisal_comes_in_lower_than_the_agreed-upon_purchase_price\"><\/span>What happens if the appraisal comes in lower than the agreed-upon purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the appraisal comes in lower than the agreed-upon purchase price, it can impact the loan amount a lender is willing to provide. In such cases, a buyer may need to renegotiate the purchase price with the seller or come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_locking_in_a_rate_before_the_appraisal_protect_against_rate_fluctuations\"><\/span>Can locking in a rate before the appraisal protect against rate fluctuations?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Locking in a rate before the appraisal can protect against rate fluctuations during the specified lock-in period. This can provide peace of mind to borrowers, especially in a volatile interest rate environment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_it_advisable_to_lock_in_a_rate_before_the_appraisal\"><\/span>Is it advisable to lock in a rate before the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Locking in a rate before the appraisal can be a good strategy, especially if interest rates are expected to rise. However, it&#8217;s essential to weigh the pros and cons and consult with your lender to make an informed decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_change_the_locked_rate_if_the_appraisal_results_are_not_favorable\"><\/span>Can you change the locked rate if the appraisal results are not favorable?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, once you lock in a rate, you cannot change it based on the appraisal results. However, some lenders may offer a float-down option that allows borrowers to adjust their rate if market conditions improve.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_risks_associated_with_locking_in_a_rate_before_the_appraisal\"><\/span>Are there any risks associated with locking in a rate before the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>One potential risk of locking in a rate before the appraisal is that if the appraisal comes in higher than expected, you may miss out on a lower interest rate. It&#8217;s essential to consider all factors before making a decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_should_be_considered_when_deciding_to_lock_in_a_rate_before_the_appraisal\"><\/span>What factors should be considered when deciding to lock in a rate before the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When deciding to lock in a rate before the appraisal, consider factors such as current interest rate trends, the likelihood of the appraisal value meeting expectations, and your risk tolerance for potential rate changes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_extend_a_rate_lock_if_the_appraisal_is_delayed\"><\/span>Can you extend a rate lock if the appraisal is delayed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the appraisal is delayed and you need to extend your rate lock, most lenders offer rate lock extension options for a fee. It&#8217;s essential to communicate with your lender to discuss the available options if delays occur.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_locking_in_a_rate_before_the_appraisal_guarantee_loan_approval\"><\/span>Does locking in a rate before the appraisal guarantee loan approval?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Locking in a rate before the appraisal does not guarantee loan approval. While a rate lock can provide certainty regarding your interest rate, final loan approval is contingent on various factors, including the appraisal results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_lender_force_you_to_lock_in_a_rate_before_the_appraisal\"><\/span>Can a lender force you to lock in a rate before the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Lenders cannot force borrowers to lock in a rate before the appraisal. Rate locks are typically optional, and it&#8217;s ultimately up to the borrower to decide when to lock in a rate based on their individual circumstances.<\/p>\n<p>In conclusion, locking in a rate before an appraisal is a common practice in the home buying process. Understanding the implications and potential risks involved can help borrowers make informed decisions that align with their financial goals. By working closely with a knowledgeable lender and staying informed about market conditions, borrowers can navigate the rate-locking process with confidence.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial when considering whether to lock in a rate before or after an appraisal. The question that often comes up is: Can you lock rate before appraisal? Let&#8217;s delve &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can you lock rate before appraisal?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#more-205275\">Read more<span class=\"screen-reader-text\">Can you lock rate before appraisal?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-205275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you lock rate before appraisal?<\/title>\n<meta name=\"description\" content=\"For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can you lock rate before appraisal?\" \/>\n<meta property=\"og:description\" content=\"For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-07T15:33:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Darin Woods\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Darin Woods\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\"},\"author\":{\"name\":\"Darin Woods\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/86d7f66c16fbf3ccddf36de93675a4a1\"},\"headline\":\"Can you lock rate before appraisal?\",\"datePublished\":\"2024-02-07T15:33:27+00:00\",\"dateModified\":\"2024-02-07T15:33:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\"},\"wordCount\":716,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\",\"name\":\"Can you lock rate before appraisal?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-02-07T15:33:27+00:00\",\"dateModified\":\"2024-02-07T15:33:27+00:00\",\"description\":\"For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can you lock rate before appraisal?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/86d7f66c16fbf3ccddf36de93675a4a1\",\"name\":\"Darin Woods\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Darin Woods\"},\"description\":\"Guest author Darin Woods has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can you lock rate before appraisal?","description":"For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/","og_locale":"en_US","og_type":"article","og_title":"Can you lock rate before appraisal?","og_description":"For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial","og_url":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-02-07T15:33:27+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Darin Woods","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Darin Woods","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/"},"author":{"name":"Darin Woods","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/86d7f66c16fbf3ccddf36de93675a4a1"},"headline":"Can you lock rate before appraisal?","datePublished":"2024-02-07T15:33:27+00:00","dateModified":"2024-02-07T15:33:27+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/"},"wordCount":716,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/","url":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/","name":"Can you lock rate before appraisal?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-02-07T15:33:27+00:00","dateModified":"2024-02-07T15:33:27+00:00","description":"For many potential homebuyers, one of the key decisions they need to make is when to lock in their mortgage rate. This decision becomes even more crucial","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/can-you-lock-rate-before-appraisal\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"Can you lock rate before appraisal?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/86d7f66c16fbf3ccddf36de93675a4a1","name":"Darin Woods","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Darin Woods"},"description":"Guest author Darin Woods has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/205275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/52"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=205275"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/205275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=205275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=205275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=205275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}