{"id":205195,"date":"2025-04-13T14:09:21","date_gmt":"2025-04-13T14:09:21","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/"},"modified":"2025-04-13T14:09:21","modified_gmt":"2025-04-13T14:09:21","slug":"can-you-get-appraisal-money-back","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/","title":{"rendered":"Can you get appraisal money back?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#Can_you_get_appraisal_money_back\" title=\"Can you get appraisal money back?\">Can you get appraisal money back?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#1_Can_I_get_a_refund_for_the_appraisal_if_the_lender_denies_my_mortgage\" title=\"1. Can I get a refund for the appraisal if the lender denies my mortgage?\">1. Can I get a refund for the appraisal if the lender denies my mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#2_What_if_the_seller_backs_out_of_the_deal_after_the_appraisal_has_been_done\" title=\"2. What if the seller backs out of the deal after the appraisal has been done?\">2. What if the seller backs out of the deal after the appraisal has been done?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#3_Can_I_negotiate_with_the_lender_to_transfer_the_appraisal_to_a_new_property\" title=\"3. Can I negotiate with the lender to transfer the appraisal to a new property?\">3. Can I negotiate with the lender to transfer the appraisal to a new property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#4_Will_I_get_a_refund_if_I_cancel_the_appraisal_before_it_is_completed\" title=\"4. Will I get a refund if I cancel the appraisal before it is completed?\">4. Will I get a refund if I cancel the appraisal before it is completed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#5_What_if_the_appraisal_comes_back_lower_than_the_agreed-upon_purchase_price\" title=\"5. What if the appraisal comes back lower than the agreed-upon purchase price?\">5. What if the appraisal comes back lower than the agreed-upon purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#6_Can_I_dispute_the_results_of_the_appraisal_to_try_to_get_a_refund\" title=\"6. Can I dispute the results of the appraisal to try to get a refund?\">6. Can I dispute the results of the appraisal to try to get a refund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#7_Are_there_any_circumstances_where_I_can_get_a_refund_for_an_appraisal_I_ordered_independently\" title=\"7. Are there any circumstances where I can get a refund for an appraisal I ordered independently?\">7. Are there any circumstances where I can get a refund for an appraisal I ordered independently?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#8_Is_the_appraisal_cost_typically_rolled_into_the_closing_costs\" title=\"8. Is the appraisal cost typically rolled into the closing costs?\">8. Is the appraisal cost typically rolled into the closing costs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#9_Can_I_deduct_the_cost_of_the_appraisal_on_my_taxes_if_the_deal_falls_through\" title=\"9. Can I deduct the cost of the appraisal on my taxes if the deal falls through?\">9. Can I deduct the cost of the appraisal on my taxes if the deal falls through?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#10_Will_I_still_need_to_pay_for_the_appraisal_if_the_seller_offers_to_pay_for_it\" title=\"10. Will I still need to pay for the appraisal if the seller offers to pay for it?\">10. Will I still need to pay for the appraisal if the seller offers to pay for it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#11_Can_I_shop_around_for_a_cheaper_appraisal_if_the_lender_requires_one\" title=\"11. Can I shop around for a cheaper appraisal if the lender requires one?\">11. Can I shop around for a cheaper appraisal if the lender requires one?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#12_Is_there_a_time_limit_for_requesting_a_refund_for_an_appraisal\" title=\"12. Is there a time limit for requesting a refund for an appraisal?\">12. Is there a time limit for requesting a refund for an appraisal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_get_appraisal_money_back\"><\/span>Can you get appraisal money back?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, in certain situations, you can get appraisal money back. If the appraisal was ordered by a lender as part of the mortgage process and the deal falls through, the borrower may be able to get a refund for the appraisal cost. However, if you hire an appraiser independently for your own purposes, you may not be able to get a refund.<\/p>\n<p>An appraisal is an important step in the home buying process as it determines the fair market value of a property. However, if the deal falls through for any reason, it can be frustrating to lose out on the money you paid for the appraisal. Here are some frequently asked questions related to getting appraisal money back:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_get_a_refund_for_the_appraisal_if_the_lender_denies_my_mortgage\"><\/span>1. Can I get a refund for the appraisal if the lender denies my mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, most lenders will refund the appraisal fee if they deny your mortgage application.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_if_the_seller_backs_out_of_the_deal_after_the_appraisal_has_been_done\"><\/span>2. What if the seller backs out of the deal after the appraisal has been done?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Unfortunately, if the seller backs out of the deal, you may not be able to get a refund for the appraisal cost. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_negotiate_with_the_lender_to_transfer_the_appraisal_to_a_new_property\"><\/span>3. Can I negotiate with the lender to transfer the appraisal to a new property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It is possible to negotiate with the lender to transfer the appraisal to a new property if the deal falls through, but it ultimately depends on the lender&#8217;s policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Will_I_get_a_refund_if_I_cancel_the_appraisal_before_it_is_completed\"><\/span>4. Will I get a refund if I cancel the appraisal before it is completed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you cancel the appraisal before it is completed, you may be able to get a partial refund, but it ultimately depends on the appraiser&#8217;s policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_if_the_appraisal_comes_back_lower_than_the_agreed-upon_purchase_price\"><\/span>5. What if the appraisal comes back lower than the agreed-upon purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the appraisal comes back lower than the agreed-upon purchase price and the deal falls through, you may still be responsible for paying for the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_dispute_the_results_of_the_appraisal_to_try_to_get_a_refund\"><\/span>6. Can I dispute the results of the appraisal to try to get a refund?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It is possible to dispute the results of the appraisal, but it may not necessarily result in a refund of the appraisal cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_circumstances_where_I_can_get_a_refund_for_an_appraisal_I_ordered_independently\"><\/span>7. Are there any circumstances where I can get a refund for an appraisal I ordered independently?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you independently ordered an appraisal for personal reasons and the appraiser did not complete the appraisal, you may be able to get a refund.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_the_appraisal_cost_typically_rolled_into_the_closing_costs\"><\/span>8. Is the appraisal cost typically rolled into the closing costs?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, the appraisal cost is typically included in the closing costs, which are paid at the time of closing on the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_deduct_the_cost_of_the_appraisal_on_my_taxes_if_the_deal_falls_through\"><\/span>9. Can I deduct the cost of the appraisal on my taxes if the deal falls through?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Unfortunately, you cannot deduct the cost of the appraisal on your taxes if the deal falls through.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Will_I_still_need_to_pay_for_the_appraisal_if_the_seller_offers_to_pay_for_it\"><\/span>10. Will I still need to pay for the appraisal if the seller offers to pay for it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Even if the seller offers to pay for the appraisal, if the deal falls through, you may still be responsible for paying for the appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_shop_around_for_a_cheaper_appraisal_if_the_lender_requires_one\"><\/span>11. Can I shop around for a cheaper appraisal if the lender requires one?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can shop around for a cheaper appraisal if the lender requires one, but make sure to check with the lender to ensure they accept appraisals from the appraiser you choose.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Is_there_a_time_limit_for_requesting_a_refund_for_an_appraisal\"><\/span>12. Is there a time limit for requesting a refund for an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There may be a time limit for requesting a refund for an appraisal, so it is important to contact the lender or appraiser promptly if you are seeking a refund.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you get appraisal money back? Yes, in certain situations, you can get appraisal money back. If the appraisal was ordered by a lender as part of the mortgage process and the deal falls through, the borrower may be able to get a refund for the appraisal cost. However, if you hire an appraiser independently &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can you get appraisal money back?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-appraisal-money-back\/#more-205195\">Read more<span class=\"screen-reader-text\">Can you get appraisal money back?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-205195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you get appraisal money back?<\/title>\n<meta name=\"description\" content=\"Can you get appraisal money back? 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Yes, in certain situations, you can get appraisal money back. 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