<\/span><\/h3>\n\nIn a foreclosure, the borrower’s credit score will be negatively impacted, and they may be liable for any deficiency between the sale price and the outstanding mortgage balance. In a short sale, the impact on the credit score may be less severe, and the lender may forgive the deficiency.<\/p>\n","protected":false},"excerpt":{"rendered":"
**A certificate of title is typically associated with a foreclosure, not a short sale.** When a property goes through the foreclosure process, the lender usually obtains a certificate of title as legal proof of ownership. This is done to transfer the property from the defaulting borrower to the lender. In contrast, a short sale involves … <\/p>\n
Read moreIs a certificate of title a short sale or foreclosure?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-205013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"\nIs a certificate of title a short sale or foreclosure?<\/title>\n<meta name=\"description\" content=\"**A certificate of title is typically associated with a foreclosure, not a short sale.** When a property goes through the foreclosure process, the lender\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/is-a-certificate-of-title-a-short-sale-or-foreclosure\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is a certificate of title a short sale or foreclosure?\" \/>\n<meta property=\"og:description\" content=\"**A certificate of title is typically associated with a foreclosure, not a short sale.** When a property goes through the foreclosure process, the lender\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/is-a-certificate-of-title-a-short-sale-or-foreclosure\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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