{"id":204795,"date":"2024-11-29T11:00:48","date_gmt":"2024-11-29T11:00:48","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/"},"modified":"2024-11-29T11:00:48","modified_gmt":"2024-11-29T11:00:48","slug":"how-long-after-an-appraisal-can-you-close","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/","title":{"rendered":"How long after an appraisal can you close?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#How_long_after_an_appraisal_can_you_close\" title=\"How long after an appraisal can you close?\">How long after an appraisal can you close?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#1_What_is_an_appraisal\" title=\"1. What is an appraisal?\">1. What is an appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#2_Why_is_an_appraisal_necessary_before_closing_on_a_home\" title=\"2. Why is an appraisal necessary before closing on a home?\">2. Why is an appraisal necessary before closing on a home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#3_Who_typically_pays_for_the_appraisal\" title=\"3. Who typically pays for the appraisal?\">3. Who typically pays for the appraisal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#4_Can_an_appraisal_delay_the_closing_process\" title=\"4. Can an appraisal delay the closing process?\">4. Can an appraisal delay the closing process?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#5_What_happens_if_the_appraisal_comes_back_higher_than_the_purchase_price\" title=\"5. What happens if the appraisal comes back higher than the purchase price?\">5. What happens if the appraisal comes back higher than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#6_Can_the_buyer_choose_the_appraiser\" title=\"6. Can the buyer choose the appraiser?\">6. Can the buyer choose the appraiser?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#7_What_factors_does_an_appraiser_consider_when_determining_a_propertys_value\" title=\"7. What factors does an appraiser consider when determining a property&#8217;s value?\">7. What factors does an appraiser consider when determining a property&#8217;s value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#8_What_can_buyers_do_if_they_disagree_with_the_appraisal_value\" title=\"8. What can buyers do if they disagree with the appraisal value?\">8. What can buyers do if they disagree with the appraisal value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#9_Can_a_buyer_waive_the_appraisal_contingency\" title=\"9. Can a buyer waive the appraisal contingency?\">9. Can a buyer waive the appraisal contingency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#10_How_long_does_the_appraisal_process_typically_take\" title=\"10. How long does the appraisal process typically take?\">10. How long does the appraisal process typically take?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#11_What_happens_if_the_appraisal_value_is_lower_than_the_purchase_price\" title=\"11. What happens if the appraisal value is lower than the purchase price?\">11. What happens if the appraisal value is lower than the purchase price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#12_What_happens_if_the_appraisal_comes_in_higher_than_expected\" title=\"12. What happens if the appraisal comes in higher than expected?\">12. What happens if the appraisal comes in higher than expected?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_after_an_appraisal_can_you_close\"><\/span>How long after an appraisal can you close?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nAfter an appraisal, you can typically close on a home within 2-4 weeks. However, this timeline can vary depending on various factors such as the lender&#8217;s processing times, any issues that may arise during underwriting, and the buyer&#8217;s financing capabilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_an_appraisal\"><\/span>1. What is an appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is a professional assessment of a property&#8217;s value that is conducted by a certified appraiser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Why_is_an_appraisal_necessary_before_closing_on_a_home\"><\/span>2. Why is an appraisal necessary before closing on a home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal is necessary to ensure that the property&#8217;s value aligns with the purchase price and to protect the lender&#8217;s investment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Who_typically_pays_for_the_appraisal\"><\/span>3. Who typically pays for the appraisal?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, the buyer is responsible for paying for the appraisal as part of the closing costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_an_appraisal_delay_the_closing_process\"><\/span>4. Can an appraisal delay the closing process?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if the appraisal comes back lower than the agreed-upon purchase price, it can potentially delay the closing process as negotiations may need to take place.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_appraisal_comes_back_higher_than_the_purchase_price\"><\/span>5. What happens if the appraisal comes back higher than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes back higher than the purchase price, it is generally good news for the buyer as it means they are getting a good deal on the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_buyer_choose_the_appraiser\"><\/span>6. Can the buyer choose the appraiser?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTypically, the lender is the one who chooses the appraiser to ensure an unbiased and accurate valuation of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_factors_does_an_appraiser_consider_when_determining_a_propertys_value\"><\/span>7. What factors does an appraiser consider when determining a property&#8217;s value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraiser considers factors such as the property&#8217;s location, size, condition, comparable sales in the area, and any upgrades or renovations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_can_buyers_do_if_they_disagree_with_the_appraisal_value\"><\/span>8. What can buyers do if they disagree with the appraisal value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a buyer disagrees with the appraisal value, they can request a review of the appraisal or provide additional evidence to support their argument.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_a_buyer_waive_the_appraisal_contingency\"><\/span>9. Can a buyer waive the appraisal contingency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn competitive real estate markets, buyers may choose to waive the appraisal contingency to make their offer more attractive to sellers. However, this can be risky as it means the buyer is willing to cover the difference if the appraisal comes in lower than expected.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_long_does_the_appraisal_process_typically_take\"><\/span>10. How long does the appraisal process typically take?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe appraisal process usually takes about 1-2 weeks from the time the appraiser visits the property to when the appraisal report is completed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_the_appraisal_value_is_lower_than_the_purchase_price\"><\/span>11. What happens if the appraisal value is lower than the purchase price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal value is lower than the purchase price, the buyer and seller may need to renegotiate the terms of the sale or the buyer may need to come up with additional funds to cover the difference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_happens_if_the_appraisal_comes_in_higher_than_expected\"><\/span>12. What happens if the appraisal comes in higher than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal comes in higher than expected, it can benefit the buyer as they may end up with instant equity in the property. This can also help with securing financing and potentially lower their monthly mortgage payments.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long after an appraisal can you close? After an appraisal, you can typically close on a home within 2-4 weeks. However, this timeline can vary depending on various factors such as the lender&#8217;s processing times, any issues that may arise during underwriting, and the buyer&#8217;s financing capabilities. 1. What is an appraisal? An appraisal &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long after an appraisal can you close?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-after-an-appraisal-can-you-close\/#more-204795\">Read more<span class=\"screen-reader-text\">How long after an appraisal can you close?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-204795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long after an appraisal can you close?<\/title>\n<meta name=\"description\" content=\"How long after an appraisal can you close? 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After an appraisal, you can typically close on a home within 2-4 weeks. 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