{"id":204153,"date":"2024-01-18T11:15:04","date_gmt":"2024-01-18T11:15:04","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/"},"modified":"2024-01-18T11:15:04","modified_gmt":"2024-01-18T11:15:04","slug":"how-long-is-an-appraisal-good-for","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/","title":{"rendered":"How long is an appraisal good for?"},"content":{"rendered":"<p>An appraisal is typically considered valid for a specific period of time, which can vary depending on the lender and the purpose of the appraisal. However, in general, appraisals are typically good for 90 days.<\/p>\n<p>Appraisals are an essential part of the home buying and selling process, as they help determine the fair market value of a property. But how long do these appraisals remain valid? Let&#8217;s explore this question further by addressing some related FAQs.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#1_Can_an_appraisal_expire\" title=\"1. Can an appraisal expire?\">1. Can an appraisal expire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#2_Why_is_there_a_time_limit_on_appraisals\" title=\"2. Why is there a time limit on appraisals?\">2. Why is there a time limit on appraisals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#3_Can_an_expired_appraisal_be_used_for_a_new_loan_application\" title=\"3. Can an expired appraisal be used for a new loan application?\">3. Can an expired appraisal be used for a new loan application?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#4_Can_the_appraisal_be_extended_if_it_expires\" title=\"4. Can the appraisal be extended if it expires?\">4. Can the appraisal be extended if it expires?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#5_What_happens_if_the_appraisal_expires_before_closing\" title=\"5. What happens if the appraisal expires before closing?\">5. What happens if the appraisal expires before closing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#6_Can_the_seller_request_a_new_appraisal_if_the_current_one_expires\" title=\"6. Can the seller request a new appraisal if the current one expires?\">6. Can the seller request a new appraisal if the current one expires?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#7_Does_a_new_appraisal_cost_the_same_as_the_original_one\" title=\"7. Does a new appraisal cost the same as the original one?\">7. Does a new appraisal cost the same as the original one?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#8_How_often_should_an_appraisal_be_updated\" title=\"8. How often should an appraisal be updated?\">8. How often should an appraisal be updated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#9_Can_a_seller_use_an_old_appraisal_to_set_the_asking_price\" title=\"9. Can a seller use an old appraisal to set the asking price?\">9. Can a seller use an old appraisal to set the asking price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#10_How_can_a_homeowner_increase_their_propertys_appraised_value\" title=\"10. How can a homeowner increase their property&#8217;s appraised value?\">10. How can a homeowner increase their property&#8217;s appraised value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#11_Can_a_buyer_use_a_sellers_appraisal_for_their_loan_application\" title=\"11. Can a buyer use a seller&#8217;s appraisal for their loan application?\">11. Can a buyer use a seller&#8217;s appraisal for their loan application?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#12_Can_a_propertys_value_change_significantly_within_the_90-day_appraisal_period\" title=\"12. Can a property&#8217;s value change significantly within the 90-day appraisal period?\">12. Can a property&#8217;s value change significantly within the 90-day appraisal period?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_an_appraisal_expire\"><\/span>1. Can an appraisal expire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, an appraisal can expire, typically after 90 days. After this period, the lender may request an updated appraisal to ensure the property&#8217;s value has not significantly changed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Why_is_there_a_time_limit_on_appraisals\"><\/span>2. Why is there a time limit on appraisals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe time limit on appraisals is in place to ensure that the property&#8217;s value is current and reflective of the market conditions at the time of the loan application.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_an_expired_appraisal_be_used_for_a_new_loan_application\"><\/span>3. Can an expired appraisal be used for a new loan application?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, an expired appraisal cannot be used for a new loan application. Lenders will require a current appraisal to assess the property&#8217;s value accurately.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_the_appraisal_be_extended_if_it_expires\"><\/span>4. Can the appraisal be extended if it expires?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, appraisals can be extended if the parties involved agree to an extension. However, this is not always guaranteed, and a new appraisal may be required.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_happens_if_the_appraisal_expires_before_closing\"><\/span>5. What happens if the appraisal expires before closing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the appraisal expires before closing, the lender may request a new appraisal to ensure that the property&#8217;s value has not changed significantly. This could potentially delay the closing process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_the_seller_request_a_new_appraisal_if_the_current_one_expires\"><\/span>6. Can the seller request a new appraisal if the current one expires?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the seller can request a new appraisal, the decision ultimately lies with the lender and whether they require an updated assessment of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_a_new_appraisal_cost_the_same_as_the_original_one\"><\/span>7. Does a new appraisal cost the same as the original one?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of a new appraisal may vary, but it is typically similar to the cost of the original appraisal. However, the exact cost will depend on the appraiser and the complexity of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_often_should_an_appraisal_be_updated\"><\/span>8. How often should an appraisal be updated?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAn appraisal should be updated whenever necessary, such as when refinancing, selling, or if significant changes have been made to the property. There is no set frequency for updating an appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_a_seller_use_an_old_appraisal_to_set_the_asking_price\"><\/span>9. Can a seller use an old appraisal to set the asking price?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile a seller can use an old appraisal as a reference point for setting the asking price, it is essential to consider current market conditions and factors that may have changed since the original appraisal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_How_can_a_homeowner_increase_their_propertys_appraised_value\"><\/span>10. How can a homeowner increase their property&#8217;s appraised value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHomeowners can increase their property&#8217;s appraised value by making improvements, renovations, and maintaining the property in good condition. However, these factors do not guarantee a higher appraisal value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_a_buyer_use_a_sellers_appraisal_for_their_loan_application\"><\/span>11. Can a buyer use a seller&#8217;s appraisal for their loan application?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBuyers typically cannot use a seller&#8217;s appraisal for their loan application. Lenders may require an independent appraisal to ensure an accurate assessment of the property&#8217;s value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_a_propertys_value_change_significantly_within_the_90-day_appraisal_period\"><\/span>12. Can a property&#8217;s value change significantly within the 90-day appraisal period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile it is possible for a property&#8217;s value to change within the 90-day appraisal period, significant fluctuations are less common. However, market conditions and other factors can impact the property&#8217;s value during this time frame.<\/p>\n<p>In conclusion, an appraisal is typically valid for 90 days, but the specific time frame may vary depending on the lender&#8217;s policies and the purpose of the appraisal. It is essential to consider the expiration date of the appraisal when navigating the home buying or selling process to avoid any delays or complications.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An appraisal is typically considered valid for a specific period of time, which can vary depending on the lender and the purpose of the appraisal. However, in general, appraisals are typically good for 90 days. Appraisals are an essential part of the home buying and selling process, as they help determine the fair market value &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long is an appraisal good for?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/#more-204153\">Read more<span class=\"screen-reader-text\">How long is an appraisal good for?<\/span><\/a><\/p>\n","protected":false},"author":52,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-204153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long is an appraisal good for?<\/title>\n<meta name=\"description\" content=\"An appraisal is typically considered valid for a specific period of time, which can vary depending on the lender and the purpose of the appraisal.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How long is an appraisal good for?\" \/>\n<meta property=\"og:description\" content=\"An appraisal is typically considered valid for a specific period of time, which can vary depending on the lender and the purpose of the appraisal.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-long-is-an-appraisal-good-for\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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