{"id":201964,"date":"2024-12-13T14:15:43","date_gmt":"2024-12-13T14:15:43","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/"},"modified":"2024-12-13T14:15:43","modified_gmt":"2024-12-13T14:15:43","slug":"how-to-check-lic-policy-surrender-value","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/","title":{"rendered":"How to check LIC policy surrender value?"},"content":{"rendered":"<p>If you are thinking about surrendering your LIC policy, you may want to know how much money you will get back. Checking the surrender value of your LIC policy is a straightforward process. Here&#8217;s how you can easily do it:<\/p>\n<p>1. Visit the LIC website: Go to the official website of LIC (Life Insurance Corporation of India), which is www.licindia.in.<\/p>\n<p>2. Login to your account: If you already have an account on the LIC website, login using your credentials. If not, you will need to create one before proceeding.<\/p>\n<p>3. Select the policy tab: Once you are logged in, look for the policy tab on the website and click on it.<\/p>\n<p>4. Enter policy details: You will be prompted to enter details such as your policy number, date of birth, and other relevant information.<\/p>\n<p>5. View surrender value: After entering the necessary details, you should be able to see the surrender value of your LIC policy on the screen.<\/p>\n<p>6. Contact LIC customer care: If you face any issues or have trouble accessing the surrender value online, you can always get in touch with LIC customer care for assistance.<\/p>\n<p>By following these simple steps, you can easily check the surrender value of your LIC policy and make an informed decision about surrendering it.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#FAQs_about_LIC_Policy_Surrender_Value\" title=\"FAQs about LIC Policy Surrender Value\">FAQs about LIC Policy Surrender Value<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#1_Can_I_check_the_surrender_value_of_my_LIC_policy_without_logging_in\" title=\"1. Can I check the surrender value of my LIC policy without logging in?\">1. Can I check the surrender value of my LIC policy without logging in?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#2_Is_there_a_charge_for_checking_the_surrender_value_of_my_LIC_policy\" title=\"2. Is there a charge for checking the surrender value of my LIC policy?\">2. Is there a charge for checking the surrender value of my LIC policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#3_Can_I_check_the_surrender_value_of_someone_elses_LIC_policy\" title=\"3. Can I check the surrender value of someone else&#8217;s LIC policy?\">3. Can I check the surrender value of someone else&#8217;s LIC policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#4_How_often_should_I_check_the_surrender_value_of_my_LIC_policy\" title=\"4. How often should I check the surrender value of my LIC policy?\">4. How often should I check the surrender value of my LIC policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#5_Will_the_surrender_value_of_my_LIC_policy_change_over_time\" title=\"5. Will the surrender value of my LIC policy change over time?\">5. Will the surrender value of my LIC policy change over time?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#6_Can_I_surrender_my_LIC_policy_online_after_checking_the_surrender_value\" title=\"6. Can I surrender my LIC policy online after checking the surrender value?\">6. Can I surrender my LIC policy online after checking the surrender value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#7_What_happens_if_I_surrender_my_LIC_policy_before_its_maturity_date\" title=\"7. What happens if I surrender my LIC policy before its maturity date?\">7. What happens if I surrender my LIC policy before its maturity date?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#8_Can_I_reinstate_my_LIC_policy_after_surrendering_it\" title=\"8. Can I reinstate my LIC policy after surrendering it?\">8. Can I reinstate my LIC policy after surrendering it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#9_Will_I_receive_the_entire_surrender_value_in_one_lump_sum_payment\" title=\"9. Will I receive the entire surrender value in one lump sum payment?\">9. Will I receive the entire surrender value in one lump sum payment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#10_Are_there_any_tax_implications_of_surrendering_my_LIC_policy\" title=\"10. Are there any tax implications of surrendering my LIC policy?\">10. Are there any tax implications of surrendering my LIC policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#11_Can_I_surrender_my_LIC_policy_even_if_it_has_lapsed\" title=\"11. Can I surrender my LIC policy even if it has lapsed?\">11. Can I surrender my LIC policy even if it has lapsed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#12_How_long_does_it_take_to_receive_the_surrender_value_after_surrendering_my_LIC_policy\" title=\"12. How long does it take to receive the surrender value after surrendering my LIC policy?\">12. How long does it take to receive the surrender value after surrendering my LIC policy?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_LIC_Policy_Surrender_Value\"><\/span>FAQs about LIC Policy Surrender Value<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_check_the_surrender_value_of_my_LIC_policy_without_logging_in\"><\/span>1. Can I check the surrender value of my LIC policy without logging in?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you need to log in to your LIC account on the official website to check the surrender value of your policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_there_a_charge_for_checking_the_surrender_value_of_my_LIC_policy\"><\/span>2. Is there a charge for checking the surrender value of my LIC policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, there is no charge for checking the surrender value of your LIC policy on the LIC website.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_check_the_surrender_value_of_someone_elses_LIC_policy\"><\/span>3. Can I check the surrender value of someone else&#8217;s LIC policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you can only check the surrender value of a policy that is registered under your own account.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_often_should_I_check_the_surrender_value_of_my_LIC_policy\"><\/span>4. How often should I check the surrender value of my LIC policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is recommended to check the surrender value of your LIC policy at least once a year to stay updated on its current value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Will_the_surrender_value_of_my_LIC_policy_change_over_time\"><\/span>5. Will the surrender value of my LIC policy change over time?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the surrender value of your LIC policy may change over time due to various factors such as interest rates and policy duration.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_surrender_my_LIC_policy_online_after_checking_the_surrender_value\"><\/span>6. Can I surrender my LIC policy online after checking the surrender value?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can choose to surrender your LIC policy online through the official LIC website once you have checked the surrender value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_happens_if_I_surrender_my_LIC_policy_before_its_maturity_date\"><\/span>7. What happens if I surrender my LIC policy before its maturity date?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you surrender your LIC policy before its maturity date, you will receive the surrender value, which may be less than the total premium paid.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_reinstate_my_LIC_policy_after_surrendering_it\"><\/span>8. Can I reinstate my LIC policy after surrendering it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you may be able to reinstate your surrendered LIC policy within a certain period by paying the outstanding premiums and any applicable charges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Will_I_receive_the_entire_surrender_value_in_one_lump_sum_payment\"><\/span>9. Will I receive the entire surrender value in one lump sum payment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the surrender value of your LIC policy will be paid out to you in one lump sum payment after surrendering the policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Are_there_any_tax_implications_of_surrendering_my_LIC_policy\"><\/span>10. Are there any tax implications of surrendering my LIC policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there may be tax implications of surrendering your LIC policy, so it is advisable to consult with a tax professional before making a decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_surrender_my_LIC_policy_even_if_it_has_lapsed\"><\/span>11. Can I surrender my LIC policy even if it has lapsed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can still surrender your lapsed LIC policy and receive the surrender value, but the amount may be lower due to non-payment of premiums.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_does_it_take_to_receive_the_surrender_value_after_surrendering_my_LIC_policy\"><\/span>12. How long does it take to receive the surrender value after surrendering my LIC policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOnce you have surrendered your LIC policy, it may take a few weeks for you to receive the surrender value in your bank account or through a cheque.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are thinking about surrendering your LIC policy, you may want to know how much money you will get back. Checking the surrender value of your LIC policy is a straightforward process. Here&#8217;s how you can easily do it: 1. Visit the LIC website: Go to the official website of LIC (Life Insurance Corporation &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to check LIC policy surrender value?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-to-check-lic-policy-surrender-value\/#more-201964\">Read more<span class=\"screen-reader-text\">How to check LIC policy surrender value?<\/span><\/a><\/p>\n","protected":false},"author":51,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-201964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to check LIC policy surrender value?<\/title>\n<meta name=\"description\" content=\"If you are thinking about surrendering your LIC policy, you may want to know how much money you will get back. 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