{"id":197046,"date":"2025-01-09T13:00:29","date_gmt":"2025-01-09T13:00:29","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/"},"modified":"2025-01-09T13:00:29","modified_gmt":"2025-01-09T13:00:29","slug":"what-important-papers-do-i-get-from-escrow","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/","title":{"rendered":"What important papers do I get from escrow?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#What_important_papers_do_I_get_from_escrow\" title=\"What important papers do I get from escrow?\">What important papers do I get from escrow?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#1_Purchase_Agreement\" title=\"1. Purchase Agreement\">1. Purchase Agreement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#2_Title_Insurance\" title=\"2. Title Insurance\">2. Title Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#3_Deed\" title=\"3. Deed\">3. Deed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#4_Escrow_Instructions\" title=\"4. Escrow Instructions\">4. Escrow Instructions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#5_Closing_Statement\" title=\"5. Closing Statement\">5. Closing Statement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#6_Loan_Documents\" title=\"6. Loan Documents\">6. Loan Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#7_Homeowners_Insurance_Policy\" title=\"7. Homeowner&#8217;s Insurance Policy\">7. Homeowner&#8217;s Insurance Policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#8_Home_Warranty_Information\" title=\"8. Home Warranty Information\">8. Home Warranty Information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#9_Contingency_Waivers\" title=\"9. Contingency Waivers\">9. Contingency Waivers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#10_Inspection_Reports\" title=\"10. Inspection Reports\">10. Inspection Reports<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#11_Property_Disclosures\" title=\"11. Property Disclosures\">11. Property Disclosures<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#12_Appraisal_Report\" title=\"12. Appraisal Report\">12. Appraisal Report<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#1_Do_I_need_to_keep_these_papers_after_the_transaction_is_completed\" title=\"1. Do I need to keep these papers after the transaction is completed?\">1. Do I need to keep these papers after the transaction is completed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#2_Can_I_request_additional_documents_from_escrow\" title=\"2. Can I request additional documents from escrow?\">2. Can I request additional documents from escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#3_What_should_I_do_if_there_are_discrepancies_in_the_papers_I_received\" title=\"3. What should I do if there are discrepancies in the papers I received?\">3. What should I do if there are discrepancies in the papers I received?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#4_Are_these_papers_confidential\" title=\"4. Are these papers confidential?\">4. Are these papers confidential?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#5_How_long_should_I_keep_these_papers\" title=\"5. How long should I keep these papers?\">5. How long should I keep these papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#6_Can_I_make_copies_of_these_documents\" title=\"6. Can I make copies of these documents?\">6. Can I make copies of these documents?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#7_What_happens_if_I_lose_these_papers\" title=\"7. What happens if I lose these papers?\">7. What happens if I lose these papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#8_Are_there_any_fees_associated_with_obtaining_these_papers\" title=\"8. Are there any fees associated with obtaining these papers?\">8. Are there any fees associated with obtaining these papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#9_Can_I_share_these_papers_with_others\" title=\"9. Can I share these papers with others?\">9. Can I share these papers with others?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#10_What_should_I_do_with_these_papers_once_the_transaction_is_completed\" title=\"10. What should I do with these papers once the transaction is completed?\">10. What should I do with these papers once the transaction is completed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#11_Do_I_need_to_sign_all_these_papers\" title=\"11. Do I need to sign all these papers?\">11. Do I need to sign all these papers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#12_Can_I_access_these_documents_online\" title=\"12. Can I access these documents online?\">12. Can I access these documents online?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_important_papers_do_I_get_from_escrow\"><\/span>What important papers do I get from escrow?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you&#8217;re involved in a real estate transaction, especially when buying or selling a home, the escrow process is crucial for ensuring a smooth and secure transfer of ownership. Escrow companies act as neutral third parties that hold funds and important documents until all conditions of the transaction have been met. Here are the important papers you can expect to receive from escrow:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Purchase_Agreement\"><\/span>1. Purchase Agreement<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe purchase agreement is a legally binding contract between the buyer and seller, outlining the terms and conditions of the sale.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Title_Insurance\"><\/span>2. Title Insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTitle insurance protects the buyer and lender against any issues that may arise with the property&#8217;s title. This is crucial for ensuring clear ownership.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Deed\"><\/span>3. Deed<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe deed is a legal document that transfers the ownership of the property from the seller to the buyer. This is essential for establishing ownership rights.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Escrow_Instructions\"><\/span>4. Escrow Instructions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nEscrow instructions outline the specific conditions that must be met before the transaction can be completed. These instructions help ensure that all parties are on the same page.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Closing_Statement\"><\/span>5. Closing Statement<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe closing statement details all the costs associated with the transaction, including closing costs, prorated taxes, and any other fees. It provides a breakdown of the financial aspects of the sale.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Loan_Documents\"><\/span>6. Loan Documents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you&#8217;re financing the purchase with a mortgage, you&#8217;ll receive loan documents outlining the terms and conditions of the loan. These documents are crucial for understanding your financial obligations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Homeowners_Insurance_Policy\"><\/span>7. Homeowner&#8217;s Insurance Policy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA homeowner&#8217;s insurance policy protects the property from damage and liability issues. This is essential for safeguarding your investment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Home_Warranty_Information\"><\/span>8. Home Warranty Information<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nA home warranty can provide coverage for repairs and replacements of major systems and appliances in the home. This can offer peace of mind to buyers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Contingency_Waivers\"><\/span>9. Contingency Waivers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nContingency waivers indicate that certain conditions of the sale have been met or waived by the parties involved. This is important for moving the transaction forward.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Inspection_Reports\"><\/span>10. Inspection Reports<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf there were any inspections conducted on the property, you may receive inspection reports detailing the findings. This is crucial for understanding the condition of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Property_Disclosures\"><\/span>11. Property Disclosures<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSellers are required to provide disclosures about the property&#8217;s condition, including any known issues or defects. These disclosures help buyers make informed decisions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Appraisal_Report\"><\/span>12. Appraisal Report<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a lender required an appraisal of the property, you may receive an appraisal report that evaluates the property&#8217;s market value. This is important for ensuring the property&#8217;s worth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Do_I_need_to_keep_these_papers_after_the_transaction_is_completed\"><\/span>1. Do I need to keep these papers after the transaction is completed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it&#8217;s important to keep these papers for your records as they are proof of the transaction and can be useful for future reference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_request_additional_documents_from_escrow\"><\/span>2. Can I request additional documents from escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can request additional documents from escrow if needed, such as receipts, warranties, or other relevant paperwork.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_should_I_do_if_there_are_discrepancies_in_the_papers_I_received\"><\/span>3. What should I do if there are discrepancies in the papers I received?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you notice any discrepancies in the paperwork, notify the escrow company immediately so they can address the issue and provide any necessary corrections.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Are_these_papers_confidential\"><\/span>4. Are these papers confidential?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the papers you receive from escrow are confidential and should be kept secure to protect your private information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_long_should_I_keep_these_papers\"><\/span>5. How long should I keep these papers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt&#8217;s a good idea to keep these papers for at least several years after the transaction is completed, as they may be needed for tax or legal purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_make_copies_of_these_documents\"><\/span>6. Can I make copies of these documents?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can make copies of these documents for your records, but be sure to keep them in a secure location.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_happens_if_I_lose_these_papers\"><\/span>7. What happens if I lose these papers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you lose any of the important papers from escrow, contact the escrow company or your real estate agent to request duplicates or replacements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Are_there_any_fees_associated_with_obtaining_these_papers\"><\/span>8. Are there any fees associated with obtaining these papers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere may be fees associated with obtaining additional copies of these papers from escrow, so be sure to inquire about any fees beforehand.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_share_these_papers_with_others\"><\/span>9. Can I share these papers with others?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt&#8217;s important to keep these papers confidential, but you may need to share them with your lender, real estate agent, or attorney as needed for the transaction.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_should_I_do_with_these_papers_once_the_transaction_is_completed\"><\/span>10. What should I do with these papers once the transaction is completed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAfter the transaction is completed, store these papers in a safe place where you can easily access them if needed in the future.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Do_I_need_to_sign_all_these_papers\"><\/span>11. Do I need to sign all these papers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you will likely need to sign many of the important papers you receive from escrow to acknowledge that you have read and agreed to the terms outlined in the documents.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_access_these_documents_online\"><\/span>12. Can I access these documents online?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome escrow companies may offer online access to your important documents for convenience, but always make sure to keep physical copies as well for your records.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What important papers do I get from escrow? When you&#8217;re involved in a real estate transaction, especially when buying or selling a home, the escrow process is crucial for ensuring a smooth and secure transfer of ownership. Escrow companies act as neutral third parties that hold funds and important documents until all conditions of the &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What important papers do I get from escrow?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-important-papers-do-i-get-from-escrow\/#more-197046\">Read more<span class=\"screen-reader-text\">What important papers do I get from escrow?<\/span><\/a><\/p>\n","protected":false},"author":50,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-197046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What important papers do I get from escrow?<\/title>\n<meta name=\"description\" content=\"What important papers do I get from escrow? 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