{"id":195917,"date":"2023-10-09T08:56:27","date_gmt":"2023-10-09T08:56:27","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-do-i-check-my-escrow-account\/"},"modified":"2023-10-09T08:56:27","modified_gmt":"2023-10-09T08:56:27","slug":"how-do-i-check-my-escrow-account","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-do-i-check-my-escrow-account\/","title":{"rendered":"How do I check my escrow account?"},"content":{"rendered":"

An escrow account is set up by your mortgage lender to hold funds for payment of property taxes and homeowners insurance. Checking your escrow account regularly is important to ensure that enough funds are being collected to cover these expenses. Here’s how you can check your escrow account:<\/p>\n

1. Contact your lender: The easiest way to check your escrow account is to reach out to your lender directly. They will be able to provide you with up-to-date information on your account balance and payments.<\/p>\n

2. Review your monthly statement: Your monthly mortgage statement should detail how much money is being collected for your escrow account and how it is being used to pay property taxes and insurance.<\/p>\n

3. Online account access: Many lenders offer online account access where you can log in and view your escrow account balance, payments, and transactions.<\/p>\n

4. Annual escrow analysis: Your lender is required to perform an annual escrow analysis to ensure that you are paying the correct amount into your escrow account. This will provide you with a detailed breakdown of your escrow activity for the year.<\/p>\n

5. Request an escrow account statement: If you prefer a hard copy of your escrow account information, you can request a statement from your lender outlining your account activity.<\/p>\n

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