{"id":195164,"date":"2023-09-29T05:14:21","date_gmt":"2023-09-29T05:14:21","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/"},"modified":"2023-09-29T05:14:21","modified_gmt":"2023-09-29T05:14:21","slug":"what-is-principal-and-escrow","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/","title":{"rendered":"What is principal and escrow?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#Understanding_Principal_and_Escrow\" title=\"Understanding Principal and Escrow\">Understanding Principal and Escrow<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_is_principal_and_escrow\" title=\"What is principal and escrow?\">What is principal and escrow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_is_the_role_of_principal_in_a_loan\" title=\"What is the role of principal in a loan?\">What is the role of principal in a loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_are_escrow_accounts_used_for_in_real_estate_transactions\" title=\"What are escrow accounts used for in real estate transactions?\">What are escrow accounts used for in real estate transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#How_does_escrow_work_in_a_real_estate_transaction\" title=\"How does escrow work in a real estate transaction?\">How does escrow work in a real estate transaction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_are_some_advantages_of_using_escrow_in_real_estate_transactions\" title=\"What are some advantages of using escrow in real estate transactions?\">What are some advantages of using escrow in real estate transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#Who_typically_oversees_an_escrow_account\" title=\"Who typically oversees an escrow account?\">Who typically oversees an escrow account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#How_is_the_principal_amount_calculated_in_a_loan\" title=\"How is the principal amount calculated in a loan?\">How is the principal amount calculated in a loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_happens_if_there_are_excess_funds_in_an_escrow_account\" title=\"What happens if there are excess funds in an escrow account?\">What happens if there are excess funds in an escrow account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#Can_the_principal_amount_change_over_the_course_of_a_loan\" title=\"Can the principal amount change over the course of a loan?\">Can the principal amount change over the course of a loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#Are_escrow_accounts_required_in_all_real_estate_transactions\" title=\"Are escrow accounts required in all real estate transactions?\">Are escrow accounts required in all real estate transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_happens_if_a_party_does_not_fulfill_their_obligations_in_a_real_estate_transaction\" title=\"What happens if a party does not fulfill their obligations in a real estate transaction?\">What happens if a party does not fulfill their obligations in a real estate transaction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#How_are_escrow_fees_determined_in_a_real_estate_transaction\" title=\"How are escrow fees determined in a real estate transaction?\">How are escrow fees determined in a real estate transaction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#What_happens_to_the_principal_amount_after_a_loan_is_paid_off\" title=\"What happens to the principal amount after a loan is paid off?\">What happens to the principal amount after a loan is paid off?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_Principal_and_Escrow\"><\/span>Understanding Principal and Escrow<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what these terms mean is crucial for both buyers and sellers. Let&#8217;s delve into what principal and escrow entail and how they play a role in real estate transactions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_principal_and_escrow\"><\/span>What is principal and escrow?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Principal<\/b> refers to the initial amount of money borrowed in a loan, excluding interest and other charges. This is the amount that the borrower agrees to repay over time. On the other hand, <b>escrow<\/b> refers to a financial arrangement where a third party holds and regulates payment of the funds needed for two parties involved in a transaction.<\/p>\n<p><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_role_of_principal_in_a_loan\"><\/span>What is the role of principal in a loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The principal is the amount of money borrowed that must be paid back over time. It is the base amount on which interest is calculated. As the borrower makes payments, the principal amount decreases while the interest decreases.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_escrow_accounts_used_for_in_real_estate_transactions\"><\/span>What are escrow accounts used for in real estate transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Escrow accounts are commonly used in real estate transactions to ensure that all parties fulfill their obligations. The escrow account holds funds for taxes, insurance, and other expenses associated with the property until they are due.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_escrow_work_in_a_real_estate_transaction\"><\/span>How does escrow work in a real estate transaction?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In a real estate transaction, the buyer and seller agree on the terms of the sale. The funds are placed in an escrow account held by a neutral third party until all conditions of the agreement are met. Once the conditions are satisfied, the funds are released to the appropriate party.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_some_advantages_of_using_escrow_in_real_estate_transactions\"><\/span>What are some advantages of using escrow in real estate transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Using escrow in real estate transactions provides protection for both buyers and sellers. It ensures that funds are held securely until all terms of the agreement are met, reducing the risk for both parties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_typically_oversees_an_escrow_account\"><\/span>Who typically oversees an escrow account?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An escrow account is typically overseen by a neutral third party, such as a title company or an escrow agent. This ensures that the funds are held and disbursed in accordance with the terms of the agreement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_the_principal_amount_calculated_in_a_loan\"><\/span>How is the principal amount calculated in a loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The principal amount in a loan is the initial amount borrowed by the borrower. It does not include interest or other charges. The principal amount is calculated based on the loan agreement between the borrower and the lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_there_are_excess_funds_in_an_escrow_account\"><\/span>What happens if there are excess funds in an escrow account?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If there are excess funds in an escrow account, they may be returned to the appropriate party, depending on the terms of the agreement. For example, if the homeowner pays off their mortgage, any remaining funds in the escrow account may be returned to them.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_the_principal_amount_change_over_the_course_of_a_loan\"><\/span>Can the principal amount change over the course of a loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The principal amount typically remains constant over the course of a fixed-rate loan. However, in the case of adjustable-rate loans or interest-only loans, the principal amount may change depending on the terms of the agreement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_escrow_accounts_required_in_all_real_estate_transactions\"><\/span>Are escrow accounts required in all real estate transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>While escrow accounts are not always required in real estate transactions, they are commonly used to provide protection for both buyers and sellers. Escrow accounts ensure that all funds are held securely until all conditions of the agreement are met.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_a_party_does_not_fulfill_their_obligations_in_a_real_estate_transaction\"><\/span>What happens if a party does not fulfill their obligations in a real estate transaction?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If a party does not fulfill their obligations in a real estate transaction, the funds held in the escrow account may be used to compensate the other party. This ensures that both parties are protected in the event of a breach of contract.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_are_escrow_fees_determined_in_a_real_estate_transaction\"><\/span>How are escrow fees determined in a real estate transaction?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Escrow fees are typically determined based on the purchase price of the property and the services provided by the escrow agent. These fees are negotiated as part of the real estate transaction and are usually paid by the buyer, seller, or both parties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_to_the_principal_amount_after_a_loan_is_paid_off\"><\/span>What happens to the principal amount after a loan is paid off?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>After a loan is paid off, the principal amount is considered fully repaid. The borrower no longer owes any money to the lender in terms of principal. The borrower may receive a release of the lien on the property after the loan is paid off.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what these terms mean is crucial for both buyers and sellers. Let&#8217;s delve into what principal and escrow entail and how they play a role in real estate transactions. What is principal and &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is principal and escrow?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#more-195164\">Read more<span class=\"screen-reader-text\">What is principal and escrow?<\/span><\/a><\/p>\n","protected":false},"author":50,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-195164","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is principal and escrow?<\/title>\n<meta name=\"description\" content=\"Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is principal and escrow?\" \/>\n<meta property=\"og:description\" content=\"Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-29T05:14:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Brendan Morgan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brendan Morgan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\"},\"author\":{\"name\":\"Brendan Morgan\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/b054a67bd8e3a4ddace751ed556fbf04\"},\"headline\":\"What is principal and escrow?\",\"datePublished\":\"2023-09-29T05:14:21+00:00\",\"dateModified\":\"2023-09-29T05:14:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\"},\"wordCount\":726,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\",\"name\":\"What is principal and escrow?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2023-09-29T05:14:21+00:00\",\"dateModified\":\"2023-09-29T05:14:21+00:00\",\"description\":\"Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is principal and escrow?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/b054a67bd8e3a4ddace751ed556fbf04\",\"name\":\"Brendan Morgan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Brendan Morgan\"},\"description\":\"Guest author Brendan Morgan has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is principal and escrow?","description":"Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/","og_locale":"en_US","og_type":"article","og_title":"What is principal and escrow?","og_description":"Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what","og_url":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2023-09-29T05:14:21+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Brendan Morgan","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Brendan Morgan","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/"},"author":{"name":"Brendan Morgan","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/b054a67bd8e3a4ddace751ed556fbf04"},"headline":"What is principal and escrow?","datePublished":"2023-09-29T05:14:21+00:00","dateModified":"2023-09-29T05:14:21+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/"},"wordCount":726,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/","url":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/","name":"What is principal and escrow?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2023-09-29T05:14:21+00:00","dateModified":"2023-09-29T05:14:21+00:00","description":"Understanding Principal and Escrow When it comes to real estate transactions, two terms that often come up are principal and escrow. Understanding what","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-principal-and-escrow\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is principal and escrow?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/b054a67bd8e3a4ddace751ed556fbf04","name":"Brendan Morgan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Brendan Morgan"},"description":"Guest author Brendan Morgan has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/195164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=195164"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/195164\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=195164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=195164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=195164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}