{"id":191466,"date":"2024-03-26T19:27:09","date_gmt":"2024-03-26T19:27:09","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=191466"},"modified":"2024-03-26T19:27:09","modified_gmt":"2024-03-26T19:27:09","slug":"how-to-get-a-housing-loan-in-pag-ibig","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/","title":{"rendered":"How to get a housing loan in Pag-IBIG?"},"content":{"rendered":"<p>If you&#8217;re a Filipino looking to purchase your dream home, one great option to consider is applying for a housing loan from the Home Development Mutual Fund (HDMF), more commonly known as Pag-IBIG. Pag-IBIG offers affordable financing options with low-interest rates and flexible repayment terms. In this article, we will guide you through the process of securing a housing loan from Pag-IBIG so that you can turn your homeownership dreams into reality.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#1_Meet_the_Eligibility_Requirements\" title=\"1. Meet the Eligibility Requirements\">1. Meet the Eligibility Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#2_Attend_Loan_Counselling_and_Orientation_Seminar\" title=\"2. Attend Loan Counselling and Orientation Seminar\">2. Attend Loan Counselling and Orientation Seminar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#3_Prepare_the_Required_Documents\" title=\"3. Prepare the Required Documents\">3. Prepare the Required Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#4_Complete_the_Loan_Application_Form\" title=\"4. Complete the Loan Application Form\">4. Complete the Loan Application Form<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#5_Submit_the_Loan_Application\" title=\"5. Submit the Loan Application\">5. Submit the Loan Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#6_Wait_for_Loan_Evaluation_and_Approval\" title=\"6. Wait for Loan Evaluation and Approval\">6. Wait for Loan Evaluation and Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#7_Receive_the_Notice_of_Approval\" title=\"7. Receive the Notice of Approval\">7. Receive the Notice of Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#8_Attend_Loan_Counseling_and_Sign_Loan_Documents\" title=\"8. Attend Loan Counseling and Sign Loan Documents\">8. Attend Loan Counseling and Sign Loan Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#9_Pay_the_Required_Processing_Fee\" title=\"9. Pay the Required Processing Fee\">9. Pay the Required Processing Fee<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#10_Start_Loan_Amortization\" title=\"10. Start Loan Amortization\">10. Start Loan Amortization<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#1_Can_I_apply_for_a_Pag-IBIG_housing_loan_if_I_am_self-employed\" title=\"1. Can I apply for a Pag-IBIG housing loan if I am self-employed?\">1. Can I apply for a Pag-IBIG housing loan if I am self-employed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#2_Can_I_borrow_money_from_Pag-IBIG_for_home_renovations\" title=\"2. Can I borrow money from Pag-IBIG for home renovations?\">2. Can I borrow money from Pag-IBIG for home renovations?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#3_Can_I_use_my_Pag-IBIG_housing_loan_to_buy_a_lot_only\" title=\"3. Can I use my Pag-IBIG housing loan to buy a lot only?\">3. Can I use my Pag-IBIG housing loan to buy a lot only?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#4_What_are_the_acceptable_collateral_properties_for_a_Pag-IBIG_housing_loan\" title=\"4. What are the acceptable collateral properties for a Pag-IBIG housing loan?\">4. What are the acceptable collateral properties for a Pag-IBIG housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#5_Can_I_pay_my_Pag-IBIG_housing_loan_in_advance\" title=\"5. Can I pay my Pag-IBIG housing loan in advance?\">5. Can I pay my Pag-IBIG housing loan in advance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#6_Can_I_transfer_my_Pag-IBIG_housing_loan_to_another_property\" title=\"6. Can I transfer my Pag-IBIG housing loan to another property?\">6. Can I transfer my Pag-IBIG housing loan to another property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#7_What_happens_if_I_default_on_my_Pag-IBIG_housing_loan\" title=\"7. What happens if I default on my Pag-IBIG housing loan?\">7. What happens if I default on my Pag-IBIG housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#8_Can_I_refund_my_Pag-IBIG_contributions_when_I_dont_qualify_for_a_housing_loan\" title=\"8. Can I refund my Pag-IBIG contributions when I don&#8217;t qualify for a housing loan?\">8. Can I refund my Pag-IBIG contributions when I don&#8217;t qualify for a housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#9_How_long_does_it_take_for_a_Pag-IBIG_housing_loan_to_be_approved\" title=\"9. How long does it take for a Pag-IBIG housing loan to be approved?\">9. How long does it take for a Pag-IBIG housing loan to be approved?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#10_Can_I_apply_for_a_Pag-IBIG_housing_loan_if_I_am_already_paying_an_existing_loan_from_another_financial_institution\" title=\"10. Can I apply for a Pag-IBIG housing loan if I am already paying an existing loan from another financial institution?\">10. Can I apply for a Pag-IBIG housing loan if I am already paying an existing loan from another financial institution?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#11_Can_I_combine_my_Pag-IBIG_contributions_with_my_spouses_to_avail_a_higher_loan_amount\" title=\"11. Can I combine my Pag-IBIG contributions with my spouse&#8217;s to avail a higher loan amount?\">11. Can I combine my Pag-IBIG contributions with my spouse&#8217;s to avail a higher loan amount?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#12_What_if_the_property_I_want_to_buy_is_still_under_construction\" title=\"12. What if the property I want to buy is still under construction?\">12. What if the property I want to buy is still under construction?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Meet_the_Eligibility_Requirements\"><\/span>1. Meet the Eligibility Requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before you start the housing loan application, it&#8217;s essential to check if you meet all the eligibility requirements set by Pag-IBIG. Here are the primary qualifications:<\/p>\n<p>&#8211; Must be a member of the Pag-IBIG Fund for at least two years and have made at least 24 monthly contributions.<br \/>\n&#8211; Must not be more than 65 years old at the time of loan application and not more than 70 years old at loan maturity.<br \/>\n&#8211; Must have the legal capacity to acquire and encumber real property.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Attend_Loan_Counselling_and_Orientation_Seminar\"><\/span>2. Attend Loan Counselling and Orientation Seminar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To familiarize yourself with the loan process and fully understand the terms and conditions, attending a loan counselling and orientation seminar conducted by Pag-IBIG is mandatory. During the seminar, you will learn about loan requirements, repayment schemes, and other essential details.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Prepare_the_Required_Documents\"><\/span>3. Prepare the Required Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Gather all the necessary documents before submitting your loan application. These typically include proof of identity, income documents, and property-related documents such as the contract to sell, transfer certificate of title, and tax declaration. Make sure to have photocopies of these documents for submission.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Complete_the_Loan_Application_Form\"><\/span>4. Complete the Loan Application Form<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Obtain a Pag-IBIG housing loan application form from any Pag-IBIG branch or download it from their website. Fill out the form completely and accurately, ensuring all the required information is provided.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Submit_the_Loan_Application\"><\/span>5. Submit the Loan Application<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Submit your loan application form together with all the supporting documents to the Pag-IBIG branch nearest to the location of the property you wish to purchase. Ensure that all the requirements are complete to avoid delays in processing.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_Wait_for_Loan_Evaluation_and_Approval\"><\/span>6. Wait for Loan Evaluation and Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once you have submitted your application, Pag-IBIG will evaluate your eligibility and assess the loan amount you are qualified for. This process may take some time, so it&#8217;s important to be patient and follow up with Pag-IBIG regularly for updates.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_Receive_the_Notice_of_Approval\"><\/span>7. Receive the Notice of Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Upon approval of your loan application, Pag-IBIG will issue a Notice of Approval (NOA) containing the loan amount, loan terms, and other pertinent information. Review the NOA carefully and make sure to understand all the conditions set by Pag-IBIG.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_Attend_Loan_Counseling_and_Sign_Loan_Documents\"><\/span>8. Attend Loan Counseling and Sign Loan Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before the loan is released, attend another loan counseling session where you will be guided through the loan documents. Take the time to read and understand each document before signing.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_Pay_the_Required_Processing_Fee\"><\/span>9. Pay the Required Processing Fee<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once all the loan documents are signed, pay the necessary processing fee as indicated in the NOA. This fee is non-refundable and should be settled within the specified period.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"10_Start_Loan_Amortization\"><\/span>10. Start Loan Amortization<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After completing the necessary steps and settling the processing fee, the loan proceeds will be released by Pag-IBIG to the seller or developer. Congratulations! You can now finally enjoy your own home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_apply_for_a_Pag-IBIG_housing_loan_if_I_am_self-employed\"><\/span>1. Can I apply for a Pag-IBIG housing loan if I am self-employed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, as long as you can provide proof and documentation of your income, such as audited financial statements or income tax returns.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_borrow_money_from_Pag-IBIG_for_home_renovations\"><\/span>2. Can I borrow money from Pag-IBIG for home renovations?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Pag-IBIG offers a home improvement loan that can be used for repairs, alterations, or enhancements to an existing house or residential unit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_use_my_Pag-IBIG_housing_loan_to_buy_a_lot_only\"><\/span>3. Can I use my Pag-IBIG housing loan to buy a lot only?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, Pag-IBIG housing loans are intended for the purchase of house and lot packages, condominium units, or townhouses.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_are_the_acceptable_collateral_properties_for_a_Pag-IBIG_housing_loan\"><\/span>4. What are the acceptable collateral properties for a Pag-IBIG housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAcceptable collateral properties include residential lots, house and lots, townhouses, or condominium units.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_pay_my_Pag-IBIG_housing_loan_in_advance\"><\/span>5. Can I pay my Pag-IBIG housing loan in advance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can make an advanced payment or even pay the full loan amount before the maturity date. However, take note that Pag-IBIG imposes certain conditions for advance payments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_transfer_my_Pag-IBIG_housing_loan_to_another_property\"><\/span>6. Can I transfer my Pag-IBIG housing loan to another property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can transfer your loan to another property, provided that the property meets the necessary requirements and passes Pag-IBIG&#8217;s evaluation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_What_happens_if_I_default_on_my_Pag-IBIG_housing_loan\"><\/span>7. What happens if I default on my Pag-IBIG housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDefaulting on your loan may lead to foreclosure, wherein Pag-IBIG may auction the property to recover the outstanding loan balance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_refund_my_Pag-IBIG_contributions_when_I_dont_qualify_for_a_housing_loan\"><\/span>8. Can I refund my Pag-IBIG contributions when I don&#8217;t qualify for a housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can apply for a refund of your total accumulated contributions, provided that you meet certain conditions and have not made any loans from Pag-IBIG.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_long_does_it_take_for_a_Pag-IBIG_housing_loan_to_be_approved\"><\/span>9. How long does it take for a Pag-IBIG housing loan to be approved?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe loan evaluation and approval process can take approximately two to four weeks, depending on various factors.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_apply_for_a_Pag-IBIG_housing_loan_if_I_am_already_paying_an_existing_loan_from_another_financial_institution\"><\/span>10. Can I apply for a Pag-IBIG housing loan if I am already paying an existing loan from another financial institution?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can still apply for a Pag-IBIG housing loan even if you are currently paying loans from other lending institutions. However, your total monthly amortization should not exceed a certain percentage of your net disposable income.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_combine_my_Pag-IBIG_contributions_with_my_spouses_to_avail_a_higher_loan_amount\"><\/span>11. Can I combine my Pag-IBIG contributions with my spouse&#8217;s to avail a higher loan amount?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, married Pag-IBIG members have the option to combine their contributions to increase their loan entitlement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_if_the_property_I_want_to_buy_is_still_under_construction\"><\/span>12. What if the property I want to buy is still under construction?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPag-IBIG offers a loan program specifically for financing the construction of a residential unit. Make sure to comply with the necessary requirements and submit the required documentation before availing of this type of loan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a Filipino looking to purchase your dream home, one great option to consider is applying for a housing loan from the Home Development Mutual Fund (HDMF), more commonly known as Pag-IBIG. Pag-IBIG offers affordable financing options with low-interest rates and flexible repayment terms. In this article, we will guide you through the process &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to get a housing loan in Pag-IBIG?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/#more-191466\">Read more<span class=\"screen-reader-text\">How to get a housing loan in Pag-IBIG?<\/span><\/a><\/p>\n","protected":false},"author":49,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-191466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to get a housing loan in Pag-IBIG?<\/title>\n<meta name=\"description\" content=\"If you&#039;re a Filipino looking to purchase your dream home, one great option to consider is applying for a housing loan from the Home Development Mutual\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to get a housing loan in Pag-IBIG?\" \/>\n<meta property=\"og:description\" content=\"If you&#039;re a Filipino looking to purchase your dream home, one great option to consider is applying for a housing loan from the Home Development Mutual\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-to-get-a-housing-loan-in-pag-ibig\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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