{"id":189996,"date":"2024-03-26T06:33:55","date_gmt":"2024-03-26T06:33:55","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=189996"},"modified":"2024-03-26T06:33:55","modified_gmt":"2024-03-26T06:33:55","slug":"does-bankruptcy-remove-student-loans","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/","title":{"rendered":"Does bankruptcy remove student loans?"},"content":{"rendered":"<p>Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of borrowers find themselves burdened with heavy student loan debt. For those who are facing financial distress and considering bankruptcy as a possible solution, a common question arises: Does bankruptcy remove student loans? Here, we will address this question directly and provide answers to other related FAQs.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#Does_bankruptcy_remove_student_loans\" title=\"Does bankruptcy remove student loans?\">Does bankruptcy remove student loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs):\">Frequently Asked Questions (FAQs):<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#1_Can_private_student_loans_be_discharged_in_bankruptcy\" title=\"1. Can private student loans be discharged in bankruptcy?\">1. Can private student loans be discharged in bankruptcy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#2_Can_I_include_other_debts_such_as_credit_cards_or_medical_bills_in_my_bankruptcy_filing\" title=\"2. Can I include other debts, such as credit cards or medical bills, in my bankruptcy filing?\">2. Can I include other debts, such as credit cards or medical bills, in my bankruptcy filing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#3_Are_there_any_alternatives_to_bankruptcy_for_dealing_with_student_loan_debt\" title=\"3. Are there any alternatives to bankruptcy for dealing with student loan debt?\">3. Are there any alternatives to bankruptcy for dealing with student loan debt?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#4_Can_a_bankruptcy_filing_pause_or_delay_student_loan_payments\" title=\"4. Can a bankruptcy filing pause or delay student loan payments?\">4. Can a bankruptcy filing pause or delay student loan payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#5_Can_a_cosigner_be_released_from_their_obligation_if_the_borrower_declares_bankruptcy\" title=\"5. Can a cosigner be released from their obligation if the borrower declares bankruptcy?\">5. Can a cosigner be released from their obligation if the borrower declares bankruptcy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#6_What_happens_if_my_bankruptcy_petition_is_denied\" title=\"6. What happens if my bankruptcy petition is denied?\">6. What happens if my bankruptcy petition is denied?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#7_Can_student_loans_be_consolidated_or_refinanced_after_bankruptcy\" title=\"7. Can student loans be consolidated or refinanced after bankruptcy?\">7. Can student loans be consolidated or refinanced after bankruptcy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#8_Does_bankruptcy_affect_my_credit_score\" title=\"8. Does bankruptcy affect my credit score?\">8. Does bankruptcy affect my credit score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#9_Can_student_loan_debt_be_discharged_after_a_certain_time_has_passed\" title=\"9. Can student loan debt be discharged after a certain time has passed?\">9. Can student loan debt be discharged after a certain time has passed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#10_Does_bankruptcy_protect_me_from_wage_garnishment_for_student_loan_debt\" title=\"10. Does bankruptcy protect me from wage garnishment for student loan debt?\">10. Does bankruptcy protect me from wage garnishment for student loan debt?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#11_Can_I_file_for_bankruptcy_solely_for_the_purpose_of_discharging_student_loan_debt\" title=\"11. Can I file for bankruptcy solely for the purpose of discharging student loan debt?\">11. Can I file for bankruptcy solely for the purpose of discharging student loan debt?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#12_Are_there_any_special_programs_for_military_members_in_financial_distress_with_student_loan_debt\" title=\"12. Are there any special programs for military members in financial distress with student loan debt?\">12. Are there any special programs for military members in financial distress with student loan debt?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_bankruptcy_remove_student_loans\"><\/span><b>Does bankruptcy remove student loans?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Unfortunately, the answer is generally no. Bankruptcy does not automatically remove student loans. In most cases, student loan debts are not dischargeable in bankruptcy. This means that, even if you successfully go through the bankruptcy process, your student loans will still need to be repaid.<\/p>\n<p>While it may be disheartening for borrowers seeking relief from their student loan debt, there are certain circumstances under which student loans can be discharged through bankruptcy. However, the standards to meet for a discharge are extremely stringent, making it a rarity.<\/p>\n<p>To qualify for a discharge of student loans in bankruptcy, you must demonstrate &#8220;undue hardship.&#8221; This criterion is determined by various tests, widely known as the Brunner test. It requires that you prove:<\/p>\n<p>1. You cannot maintain a minimal standard of living for yourself and your dependents, while repaying the loans.<br \/>\n2. Your financial situation is unlikely to change during the repayment period.<br \/>\n3. You have made good faith efforts to repay the loans.<\/p>\n<p>Even if you meet these requirements, the final decision to discharge your student loans rests with the bankruptcy court. Therefore, discharging student loans through bankruptcy is a complex and challenging process.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><b>Frequently Asked Questions (FAQs):<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_private_student_loans_be_discharged_in_bankruptcy\"><\/span>1. Can private student loans be discharged in bankruptcy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPrivate student loans have slightly different rules compared to federal loans. They may be discharged in bankruptcy if they meet the same &#8220;undue hardship&#8221; standards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_include_other_debts_such_as_credit_cards_or_medical_bills_in_my_bankruptcy_filing\"><\/span>2. Can I include other debts, such as credit cards or medical bills, in my bankruptcy filing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, bankruptcy can discharge other types of unsecured debts, such as credit cards and medical bills.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_there_any_alternatives_to_bankruptcy_for_dealing_with_student_loan_debt\"><\/span>3. Are there any alternatives to bankruptcy for dealing with student loan debt?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there are alternative options, such as income-driven repayment plans and loan forgiveness programs, which may help manage student loan debt.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_a_bankruptcy_filing_pause_or_delay_student_loan_payments\"><\/span>4. Can a bankruptcy filing pause or delay student loan payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, filing for bankruptcy can temporarily halt student loan payments through an automatic stay. However, be aware that interest may continue to accrue during this period.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_a_cosigner_be_released_from_their_obligation_if_the_borrower_declares_bankruptcy\"><\/span>5. Can a cosigner be released from their obligation if the borrower declares bankruptcy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn rare cases, if the primary borrower can prove undue hardship for themselves, a cosigner may also be able to be released from their obligation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_my_bankruptcy_petition_is_denied\"><\/span>6. What happens if my bankruptcy petition is denied?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your bankruptcy petition is denied, your student loan debt will remain, and you will need to continue making payments according to the agreed-upon terms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_student_loans_be_consolidated_or_refinanced_after_bankruptcy\"><\/span>7. Can student loans be consolidated or refinanced after bankruptcy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it&#8217;s possible to consolidate or refinance student loans after bankruptcy. However, it may be challenging to obtain favorable terms due to the bankruptcy history.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Does_bankruptcy_affect_my_credit_score\"><\/span>8. Does bankruptcy affect my credit score?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, bankruptcy has a significant negative impact on your credit score and can remain on your credit report for up to ten years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_student_loan_debt_be_discharged_after_a_certain_time_has_passed\"><\/span>9. Can student loan debt be discharged after a certain time has passed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nUnder current regulations, there is no specific time limit for discharging student loans due to the &#8220;undue hardship&#8221; requirement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Does_bankruptcy_protect_me_from_wage_garnishment_for_student_loan_debt\"><\/span>10. Does bankruptcy protect me from wage garnishment for student loan debt?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBankruptcy can temporarily halt wage garnishment for student loan debts during the bankruptcy process, but it will not provide permanent protection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_file_for_bankruptcy_solely_for_the_purpose_of_discharging_student_loan_debt\"><\/span>11. Can I file for bankruptcy solely for the purpose of discharging student loan debt?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBankruptcy filings made with the sole purpose of discharging student loan debt are generally not effective, as meeting the &#8220;undue hardship&#8221; standard is seldom easy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_special_programs_for_military_members_in_financial_distress_with_student_loan_debt\"><\/span>12. Are there any special programs for military members in financial distress with student loan debt?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, military service members may be eligible for certain student loan forgiveness or repayment options through programs such as the Public Service Loan Forgiveness (PSLF) program or the Servicemembers Civil Relief Act (SCRA).<\/p>\n<p>While bankruptcy may not be a guaranteed solution to eliminate student loan debt, it can still provide relief for other types of financial liabilities. It is crucial to consult with a bankruptcy attorney or financial advisor to explore all available options and determine the best course of action for your specific circumstances.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of borrowers find themselves burdened with heavy student loan debt. For those who are facing financial distress and considering bankruptcy as a possible solution, a common question arises: Does bankruptcy &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does bankruptcy remove student loans?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#more-189996\">Read more<span class=\"screen-reader-text\">Does bankruptcy remove student loans?<\/span><\/a><\/p>\n","protected":false},"author":49,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-189996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does bankruptcy remove student loans?<\/title>\n<meta name=\"description\" content=\"Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does bankruptcy remove student loans?\" \/>\n<meta property=\"og:description\" content=\"Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-26T06:33:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Sherry Harper\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sherry Harper\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\"},\"author\":{\"name\":\"Sherry Harper\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31\"},\"headline\":\"Does bankruptcy remove student loans?\",\"datePublished\":\"2024-03-26T06:33:55+00:00\",\"dateModified\":\"2024-03-26T06:33:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\"},\"wordCount\":745,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\",\"name\":\"Does bankruptcy remove student loans?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-03-26T06:33:55+00:00\",\"dateModified\":\"2024-03-26T06:33:55+00:00\",\"description\":\"Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Does bankruptcy remove student loans?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31\",\"name\":\"Sherry Harper\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Sherry Harper\"},\"description\":\"Guest author Sherry Harper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does bankruptcy remove student loans?","description":"Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/","og_locale":"en_US","og_type":"article","og_title":"Does bankruptcy remove student loans?","og_description":"Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of","og_url":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-03-26T06:33:55+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Sherry Harper","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Sherry Harper","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/"},"author":{"name":"Sherry Harper","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31"},"headline":"Does bankruptcy remove student loans?","datePublished":"2024-03-26T06:33:55+00:00","dateModified":"2024-03-26T06:33:55+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/"},"wordCount":745,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/","url":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/","name":"Does bankruptcy remove student loans?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-03-26T06:33:55+00:00","dateModified":"2024-03-26T06:33:55+00:00","description":"Student loan debt has become a pressing issue for many individuals. As tuition costs continue to rise, it is no surprise that an increasing number of","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/does-bankruptcy-remove-student-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"Does bankruptcy remove student loans?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31","name":"Sherry Harper","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Sherry Harper"},"description":"Guest author Sherry Harper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/189996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=189996"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/189996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=189996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=189996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=189996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}