{"id":189284,"date":"2024-03-25T07:46:53","date_gmt":"2024-03-25T07:46:53","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=189284"},"modified":"2024-03-25T07:46:53","modified_gmt":"2024-03-25T07:46:53","slug":"what-is-a-card-not-present-transaction","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/","title":{"rendered":"What is a card-not-present transaction?"},"content":{"rendered":"<p>A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer&#8217;s credit or debit card. Instead, the customer provides the necessary card details (such as the card number, expiry date, and CVV code) either over the phone, through email, or via an online payment portal. This type of transaction is commonly used for online shopping, telephone orders, and mail-order purchases.<\/p>\n<p>Nowadays, as e-commerce continues to thrive and more businesses operate remotely, card-not-present transactions have become increasingly prevalent. Here is a breakdown of some related FAQs:<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#1_What_are_the_main_types_of_card-not-present_transactions\" title=\"1. What are the main types of card-not-present transactions?\">1. What are the main types of card-not-present transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#2_How_do_online_card-not-present_transactions_work\" title=\"2. How do online card-not-present transactions work?\">2. How do online card-not-present transactions work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#3_Are_card-not-present_transactions_secure\" title=\"3. Are card-not-present transactions secure?\">3. Are card-not-present transactions secure?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#4_What_is_the_difference_between_card-not-present_and_card-present_transactions\" title=\"4. What is the difference between card-not-present and card-present transactions?\">4. What is the difference between card-not-present and card-present transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#5_Can_card-not-present_transactions_be_disputed_or_refunded\" title=\"5. Can card-not-present transactions be disputed or refunded?\">5. Can card-not-present transactions be disputed or refunded?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#6_What_are_the_advantages_of_card-not-present_transactions_for_businesses\" title=\"6. What are the advantages of card-not-present transactions for businesses?\">6. What are the advantages of card-not-present transactions for businesses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#7_Are_there_any_disadvantages_for_businesses_accepting_card-not-present_transactions\" title=\"7. Are there any disadvantages for businesses accepting card-not-present transactions?\">7. Are there any disadvantages for businesses accepting card-not-present transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#8_What_steps_can_merchants_take_to_reduce_fraud_in_card-not-present_transactions\" title=\"8. What steps can merchants take to reduce fraud in card-not-present transactions?\">8. What steps can merchants take to reduce fraud in card-not-present transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#9_Are_there_any_specific_regulations_for_card-not-present_transactions\" title=\"9. Are there any specific regulations for card-not-present transactions?\">9. Are there any specific regulations for card-not-present transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#10_Can_a_card-not-present_transaction_be_completed_without_the_CVV_code\" title=\"10. Can a card-not-present transaction be completed without the CVV code?\">10. Can a card-not-present transaction be completed without the CVV code?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#11_Can_card-not-present_transactions_be_done_with_a_debit_card\" title=\"11. Can card-not-present transactions be done with a debit card?\">11. Can card-not-present transactions be done with a debit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#12_What_is_the_future_outlook_for_card-not-present_transactions\" title=\"12. What is the future outlook for card-not-present transactions?\">12. What is the future outlook for card-not-present transactions?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_What_are_the_main_types_of_card-not-present_transactions\"><\/span>1. What are the main types of card-not-present transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>The main types of card-not-present transactions include online purchases, telephone orders, mail-order purchases, and recurring billing for subscription services.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_do_online_card-not-present_transactions_work\"><\/span>2. How do online card-not-present transactions work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>During an online card-not-present transaction, the customer adds items to their virtual shopping cart, proceeds to the checkout page, and fills in their card details on a secured payment gateway. Once the transaction is authorized, the purchase is complete.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_card-not-present_transactions_secure\"><\/span>3. Are card-not-present transactions secure?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Card-not-present transactions come with their own set of security risks. However, various security measures such as encryption, tokenization, and fraud detection systems are in place to mitigate these risks and protect customer data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_is_the_difference_between_card-not-present_and_card-present_transactions\"><\/span>4. What is the difference between card-not-present and card-present transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>In card-present transactions, the customer physically presents their card to the merchant who swipes, inserts, or taps it on a card reader. In card-not-present transactions, the card details are provided electronically.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_card-not-present_transactions_be_disputed_or_refunded\"><\/span>5. Can card-not-present transactions be disputed or refunded?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Yes, card-not-present transactions can be disputed or refunded depending on the merchant&#8217;s policies and the reason for the dispute. Customers can contact their card issuer to initiate the process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_are_the_advantages_of_card-not-present_transactions_for_businesses\"><\/span>6. What are the advantages of card-not-present transactions for businesses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Card-not-present transactions allow businesses to expand their customer base beyond a physical location, provide convenience for customers, and reduce overhead costs associated with card processing equipment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_disadvantages_for_businesses_accepting_card-not-present_transactions\"><\/span>7. Are there any disadvantages for businesses accepting card-not-present transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Businesses accepting card-not-present transactions may face higher risks of fraud, chargebacks, and potential loss of sale due to payment declines. They also need to ensure compliance with strict payment card industry (PCI) data security standards.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_steps_can_merchants_take_to_reduce_fraud_in_card-not-present_transactions\"><\/span>8. What steps can merchants take to reduce fraud in card-not-present transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>To reduce fraud, merchants can implement fraud detection systems, require additional verification steps (such as CVV codes or billing address verification), and monitor transaction patterns for suspicious activity.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_there_any_specific_regulations_for_card-not-present_transactions\"><\/span>9. Are there any specific regulations for card-not-present transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Regulations and security standards, such as the Payment Card Industry Data Security Standard (PCI DSS) and the General Data Protection Regulation (GDPR), apply to card-not-present transactions to ensure the secure handling of customer data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_a_card-not-present_transaction_be_completed_without_the_CVV_code\"><\/span>10. Can a card-not-present transaction be completed without the CVV code?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Some card-not-present transactions can be completed without the CVV code, but many merchants require this additional security measure for increased protection against fraudulent transactions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_card-not-present_transactions_be_done_with_a_debit_card\"><\/span>11. Can card-not-present transactions be done with a debit card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>Yes, card-not-present transactions can be performed using both credit and debit cards. The process and security measures applied are the same regardless of the type of card used.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_is_the_future_outlook_for_card-not-present_transactions\"><\/span>12. What is the future outlook for card-not-present transactions?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><\/p>\n<p>With the continuous growth of e-commerce and digital payments, card-not-present transactions are expected to become even more prevalent in the future. Advances in technology and security will further facilitate their widespread use.<\/p>\n<p>In conclusion, card-not-present transactions have revolutionized the way we make purchases, empowering businesses and customers with convenient and secure payment options. While there are associated risks, implementing robust security measures can help ensure a smooth and trustworthy transaction process.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer&#8217;s credit or debit card. Instead, the customer provides the necessary card details (such as the card number, expiry date, and CVV code) either over the phone, through email, or via an online payment portal. This type &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is a card-not-present transaction?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#more-189284\">Read more<span class=\"screen-reader-text\">What is a card-not-present transaction?<\/span><\/a><\/p>\n","protected":false},"author":49,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-189284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a card-not-present transaction?<\/title>\n<meta name=\"description\" content=\"A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer&#039;s credit or debit card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a card-not-present transaction?\" \/>\n<meta property=\"og:description\" content=\"A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer&#039;s credit or debit card.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-25T07:46:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Sherry Harper\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sherry Harper\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\"},\"author\":{\"name\":\"Sherry Harper\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31\"},\"headline\":\"What is a card-not-present transaction?\",\"datePublished\":\"2024-03-25T07:46:53+00:00\",\"dateModified\":\"2024-03-25T07:46:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\"},\"wordCount\":593,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\",\"name\":\"What is a card-not-present transaction?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-03-25T07:46:53+00:00\",\"dateModified\":\"2024-03-25T07:46:53+00:00\",\"description\":\"A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer's credit or debit card.\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is a card-not-present transaction?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31\",\"name\":\"Sherry Harper\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Sherry Harper\"},\"description\":\"Guest author Sherry Harper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is a card-not-present transaction?","description":"A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer's credit or debit card.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/","og_locale":"en_US","og_type":"article","og_title":"What is a card-not-present transaction?","og_description":"A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer's credit or debit card.","og_url":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-03-25T07:46:53+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Sherry Harper","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Sherry Harper","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/"},"author":{"name":"Sherry Harper","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31"},"headline":"What is a card-not-present transaction?","datePublished":"2024-03-25T07:46:53+00:00","dateModified":"2024-03-25T07:46:53+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/"},"wordCount":593,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/","url":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/","name":"What is a card-not-present transaction?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-03-25T07:46:53+00:00","dateModified":"2024-03-25T07:46:53+00:00","description":"A card-not-present (CNP) transaction is a type of payment transaction where the merchant does not physically handle the customer's credit or debit card.","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-a-card-not-present-transaction\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is a card-not-present transaction?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/9d2314ef5c4621214ca2b3c8a5f86e31","name":"Sherry Harper","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Sherry Harper"},"description":"Guest author Sherry Harper has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/189284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=189284"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/189284\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=189284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=189284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=189284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}