{"id":188806,"date":"2024-03-25T10:58:07","date_gmt":"2024-03-25T10:58:07","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/?p=188806"},"modified":"2024-03-25T10:58:07","modified_gmt":"2024-03-25T10:58:07","slug":"can-you-get-housing-benefit-with-a-mortgage","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-get-housing-benefit-with-a-mortgage\/","title":{"rendered":"Can you get housing benefit with a mortgage?"},"content":{"rendered":"

Can you get housing benefit with a mortgage?<\/p>\n

Housing benefit is a government scheme designed to help individuals and families who are on low incomes pay for their rent. It is a means-tested benefit, which means that your eligibility and the amount you receive will depend on your income, savings, and circumstances. But what if you have a mortgage? Can you still receive housing benefit? Let’s delve into this question and explore the possibilities.<\/p>\n

**Can you get housing benefit with a mortgage?**<\/p>\n

The simple answer is yes, it is possible to receive housing benefit even if you have a mortgage. However, there are certain criteria that need to be met in order to be eligible for this assistance. The main factor considered is your income and whether it falls within the income limits set by the government. If you meet the income requirements and your mortgage payments are higher than the local housing allowance (LHA) applicable to your area, you may be entitled to housing benefit.<\/p>\n

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