{"id":186470,"date":"2024-01-14T12:20:22","date_gmt":"2024-01-14T12:20:22","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/"},"modified":"2024-01-14T12:20:22","modified_gmt":"2024-01-14T12:20:22","slug":"how-to-do-housing-loan-in-pag-ibig","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/","title":{"rendered":"How to do housing loan in Pag-IBIG?"},"content":{"rendered":"<p>Buying a house is a major financial decision that requires careful planning and consideration. For many Filipinos, acquiring a housing loan through the Home Development Mutual Fund, more commonly known as Pag-IBIG, is one of the most accessible and affordable ways to achieve their dream of homeownership. If you are interested in applying for a housing loan in Pag-IBIG, here is a step-by-step guide to help you navigate through the process.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_1_Determine_your_eligibility\" title=\"Step 1: Determine your eligibility\">Step 1: Determine your eligibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_2_Attend_the_loan_counseling_session\" title=\"Step 2: Attend the loan counseling session\">Step 2: Attend the loan counseling session<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_3_Prepare_the_required_documents\" title=\"Step 3: Prepare the required documents\">Step 3: Prepare the required documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_4_Submit_your_housing_loan_application\" title=\"Step 4: Submit your housing loan application\">Step 4: Submit your housing loan application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_5_Wait_for_the_loan_evaluation\" title=\"Step 5: Wait for the loan evaluation\">Step 5: Wait for the loan evaluation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_6_Receive_the_loan_approval_decision\" title=\"Step 6: Receive the loan approval decision\">Step 6: Receive the loan approval decision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_7_Sign_the_Loan_Agreement\" title=\"Step 7: Sign the Loan Agreement\">Step 7: Sign the Loan Agreement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_8_Attend_the_loan_counseling_session\" title=\"Step 8: Attend the loan counseling session\">Step 8: Attend the loan counseling session<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_9_Complete_the_loan_requirements\" title=\"Step 9: Complete the loan requirements\">Step 9: Complete the loan requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_10_Receive_the_loan_proceeds\" title=\"Step 10: Receive the loan proceeds\">Step 10: Receive the loan proceeds<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#Step_11_Start_your_journey_as_a_homeowner\" title=\"Step 11: Start your journey as a homeowner\">Step 11: Start your journey as a homeowner<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#1_How_much_can_I_borrow_from_Pag-IBIG_for_a_housing_loan\" title=\"1. How much can I borrow from Pag-IBIG for a housing loan?\">1. How much can I borrow from Pag-IBIG for a housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#2_What_can_I_use_Pag-IBIG_housing_loan_for\" title=\"2. What can I use Pag-IBIG housing loan for?\">2. What can I use Pag-IBIG housing loan for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#3_Can_I_pay_off_the_loan_in_advance\" title=\"3. Can I pay off the loan in advance?\">3. Can I pay off the loan in advance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#4_What_happens_if_I_miss_my_monthly_payments\" title=\"4. What happens if I miss my monthly payments?\">4. What happens if I miss my monthly payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#5_Can_I_transfer_my_loan_to_another_property\" title=\"5. Can I transfer my loan to another property?\">5. Can I transfer my loan to another property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#6_Can_I_apply_for_a_housing_loan_if_I_am_self-employed\" title=\"6. Can I apply for a housing loan if I am self-employed?\">6. Can I apply for a housing loan if I am self-employed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#7_Is_there_a_minimum_income_requirement_to_qualify_for_a_housing_loan\" title=\"7. Is there a minimum income requirement to qualify for a housing loan?\">7. Is there a minimum income requirement to qualify for a housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#8_Can_I_cancel_my_housing_loan_application\" title=\"8. Can I cancel my housing loan application?\">8. Can I cancel my housing loan application?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#9_Can_I_apply_for_a_housing_loan_if_I_am_an_overseas_Filipino_worker_OFW\" title=\"9. Can I apply for a housing loan if I am an overseas Filipino worker (OFW)?\">9. Can I apply for a housing loan if I am an overseas Filipino worker (OFW)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#10_Can_I_use_my_Pag-IBIG_housing_loan_for_a_house_construction\" title=\"10. Can I use my Pag-IBIG housing loan for a house construction?\">10. Can I use my Pag-IBIG housing loan for a house construction?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#11_Can_I_apply_for_a_housing_loan_if_I_am_unemployed\" title=\"11. Can I apply for a housing loan if I am unemployed?\">11. Can I apply for a housing loan if I am unemployed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#12_Can_I_apply_for_a_housing_loan_even_if_I_have_an_existing_loan_from_another_bank\" title=\"12. Can I apply for a housing loan even if I have an existing loan from another bank?\">12. Can I apply for a housing loan even if I have an existing loan from another bank?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Step_1_Determine_your_eligibility\"><\/span>Step 1: Determine your eligibility<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before you jump into the housing loan application process, it&#8217;s important to ensure that you meet the eligibility criteria set by Pag-IBIG. The basic requirements include having at least 24 months of active Pag-IBIG membership contributions, being a legal-age Filipino citizen, and having the capacity to acquire and maintain real estate. Additionally, you must not have any outstanding Pag-IBIG loans or any government housing-related loans that are in arrears.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_2_Attend_the_loan_counseling_session\"><\/span>Step 2: Attend the loan counseling session<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To familiarize yourself with the housing loan program and its requirements, attending the loan counseling session is mandatory. During this session, you will gain a comprehensive understanding of the loan process, including the necessary documents, payment terms, and obligations as a borrower. It is crucial to pay attention to these details to ensure a smooth loan application process.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_3_Prepare_the_required_documents\"><\/span>Step 3: Prepare the required documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Gather all the necessary documents to complete your housing loan application. These typically include a fully accomplished loan application form, proof of income, a valid government-issued ID, a notarized certificate of employment and compensation, transfer certificate title (TCT) or certificate of title (CCT), tax identification number, and other supporting documents specific to your employment status or business.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_4_Submit_your_housing_loan_application\"><\/span>Step 4: Submit your housing loan application<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once you have completed and compiled all the required documents, submit your application to the nearest Pag-IBIG branch. Make sure to double-check that everything is in order to avoid any delays or complications during the evaluation process. Remember that accuracy and completeness of your application play a vital role in expediting the approval of your housing loan.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_5_Wait_for_the_loan_evaluation\"><\/span>Step 5: Wait for the loan evaluation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The loan evaluation process may take some time as Pag-IBIG verifies your eligibility, reviews the submitted documents, and assesses your capacity to repay the loan. In the meantime, it&#8217;s advisable to regularly check the status of your loan application through the Pag-IBIG website or by contacting their customer service hotline. Patience is crucial during this stage.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_6_Receive_the_loan_approval_decision\"><\/span>Step 6: Receive the loan approval decision<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once the evaluation is complete, Pag-IBIG will notify you of their loan approval decision. If approved, you will receive a Notice of Loan Approval (NOA) and Loan Agreement. These documents will contain all the necessary details regarding the loan terms, monthly amortization, interest rates, and other essential information. Carefully review the terms and conditions before proceeding with the loan.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_7_Sign_the_Loan_Agreement\"><\/span>Step 7: Sign the Loan Agreement<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After thoroughly reviewing the loan agreement, sign the documents and comply with any additional requirements requested by Pag-IBIG. Remember to keep a copy of the signed documents for your reference and future correspondence. It&#8217;s important to fulfill all the necessary obligations promptly to proceed with the disbursement of the loan amount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_8_Attend_the_loan_counseling_session\"><\/span>Step 8: Attend the loan counseling session<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Prior to the release of the loan proceeds, another loan counseling session may be required to provide you with relevant information about your responsibilities as a borrower. Make sure to attend and understand the necessary terms and conditions and take note of any important points discussed during the session.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_9_Complete_the_loan_requirements\"><\/span>Step 9: Complete the loan requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In addition to attending the loan counseling session, you may need to fulfill other obligations such as purchasing fire insurance and mortgage redemption insurance (MRI) to secure your property. Providing the proof of these insurance policies will help facilitate the release of the loan amount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_10_Receive_the_loan_proceeds\"><\/span>Step 10: Receive the loan proceeds<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once all the requirements are met, Pag-IBIG will release the loan proceeds to the designated developer or seller of the property. The payment will be done through a Manager&#8217;s Check or through direct credit to the seller&#8217;s account, as agreed upon during the loan agreement signing. This typically happens within a few days to weeks after completing all the necessary requirements.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_11_Start_your_journey_as_a_homeowner\"><\/span>Step 11: Start your journey as a homeowner<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Congratulations! You are now a step closer to fulfilling your dream of becoming a homeowner. Now that you have secured your housing loan, you can start focusing on building your new life in your dream home. Make sure to fulfill your payment obligations promptly to avoid any penalties or issues in the future.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_How_much_can_I_borrow_from_Pag-IBIG_for_a_housing_loan\"><\/span>1. How much can I borrow from Pag-IBIG for a housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe amount you can loan will depend on several factors, including your actual need, your capacity to pay, and the appraised value of the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_can_I_use_Pag-IBIG_housing_loan_for\"><\/span>2. What can I use Pag-IBIG housing loan for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can use Pag-IBIG housing loan for purchasing a new house and lot, condominium unit, townhouse, or even for refinancing an existing loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_pay_off_the_loan_in_advance\"><\/span>3. Can I pay off the loan in advance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can pay off the loan in advance, and Pag-IBIG encourages borrowers to settle their obligations earlier to reduce the amount of interest paid over time.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_happens_if_I_miss_my_monthly_payments\"><\/span>4. What happens if I miss my monthly payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMissing monthly payments may result in penalties and may affect your credit score. It is important to communicate with Pag-IBIG and make arrangements as soon as possible when facing difficulties in meeting your financial obligations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_transfer_my_loan_to_another_property\"><\/span>5. Can I transfer my loan to another property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can transfer your loan to another property, but there are guidelines and processes to follow. It&#8217;s best to inquire directly with Pag-IBIG for the specific requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_apply_for_a_housing_loan_if_I_am_self-employed\"><\/span>6. Can I apply for a housing loan if I am self-employed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, self-employed individuals can apply for a housing loan, but they will be required to submit additional documents such as income tax returns, audited financial statements, and business permits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Is_there_a_minimum_income_requirement_to_qualify_for_a_housing_loan\"><\/span>7. Is there a minimum income requirement to qualify for a housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there is a minimum income requirement, and it varies depending on your location and the type of loan you are applying for.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_cancel_my_housing_loan_application\"><\/span>8. Can I cancel my housing loan application?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can cancel your housing loan application at any time, but you may be subject to applicable fees and penalties. It&#8217;s best to consult Pag-IBIG for the specific cancellation guidelines.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_apply_for_a_housing_loan_if_I_am_an_overseas_Filipino_worker_OFW\"><\/span>9. Can I apply for a housing loan if I am an overseas Filipino worker (OFW)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, OFWs are eligible to apply for a housing loan as long as they meet the necessary requirements and provide the required documents like a contract of employment or proof of income.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_use_my_Pag-IBIG_housing_loan_for_a_house_construction\"><\/span>10. Can I use my Pag-IBIG housing loan for a house construction?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Pag-IBIG offers a loan specifically for house construction or house improvement projects.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_apply_for_a_housing_loan_if_I_am_unemployed\"><\/span>11. Can I apply for a housing loan if I am unemployed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAs of now, Pag-IBIG requires a stable source of income and gainful employment. Unemployed individuals may need to explore alternative financing options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_apply_for_a_housing_loan_even_if_I_have_an_existing_loan_from_another_bank\"><\/span>12. Can I apply for a housing loan even if I have an existing loan from another bank?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can still apply for a housing loan from Pag-IBIG even if you have an existing loan from another bank. However, you must disclose this information during the application process and ensure that you have the capacity to manage your financial obligations.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a house is a major financial decision that requires careful planning and consideration. For many Filipinos, acquiring a housing loan through the Home Development Mutual Fund, more commonly known as Pag-IBIG, is one of the most accessible and affordable ways to achieve their dream of homeownership. If you are interested in applying for a &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to do housing loan in Pag-IBIG?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-to-do-housing-loan-in-pag-ibig\/#more-186470\">Read more<span class=\"screen-reader-text\">How to do housing loan in Pag-IBIG?<\/span><\/a><\/p>\n","protected":false},"author":48,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-186470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to do housing loan in Pag-IBIG?<\/title>\n<meta name=\"description\" content=\"Buying a house is a major financial decision that requires careful planning and consideration. 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