{"id":186344,"date":"2025-03-22T12:18:10","date_gmt":"2025-03-22T12:18:10","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-i-claim-hra-and-housing-loan-in-the-same-city\/"},"modified":"2025-03-22T12:18:10","modified_gmt":"2025-03-22T12:18:10","slug":"can-i-claim-hra-and-housing-loan-in-the-same-city","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-i-claim-hra-and-housing-loan-in-the-same-city\/","title":{"rendered":"Can I claim HRA and housing loan in the same city?"},"content":{"rendered":"

**Can I claim HRA and housing loan in the same city?**<\/p>\n

One of the most common queries among salaried individuals is whether they can avail the benefits of both House Rent Allowance (HRA) and a housing loan in the same city. Let’s dive into the details and find out the answer.<\/p>\n

**The Answer:**<\/p>\n

Yes, it is possible to claim both HRA and a housing loan’s tax benefits simultaneously, even if you reside in the same city. However, several conditions need to be met to claim both these benefits.<\/p>\n

To understand this better, let’s look at the eligibility criteria and conditions for availing HRA and housing loan tax benefits:<\/p>\n

1. <\/p>\n

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