{"id":178359,"date":"2023-11-11T13:26:57","date_gmt":"2023-11-11T13:26:57","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/"},"modified":"2023-11-11T13:26:57","modified_gmt":"2023-11-11T13:26:57","slug":"does-chase-united-card-cover-rental-car-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/","title":{"rendered":"Does Chase United card cover rental car insurance?"},"content":{"rendered":"<p>If you are a Chase United cardholder and are planning to rent a car for your next trip, you might be wondering if your credit card provides rental car insurance coverage. The good news is that the Chase United card does offer primary rental car insurance when you use your card to pay for the rental. This coverage can save you money and give you peace of mind when renting a car, as it can protect you against damages or theft.<\/p>\n<p>With primary rental car insurance, you do not have to file a claim with your personal auto insurance policy in the event of an accident or theft while driving the rental car. Instead, the coverage provided by your Chase United card will be the primary insurance during the rental period.<\/p>\n<p>Chase United card rental car insurance provides coverage for physical damage to the rental car, theft, and loss-of-use charges imposed by the rental agency. You can be covered for up to the actual cash value of the rental car if it is damaged or stolen while in your possession, up to the coverage limit and subject to certain terms and conditions.<\/p>\n<p>It is important to note that there are some exclusions and limitations to the rental car insurance coverage provided by the Chase United card. For example, certain types of vehicles may not be covered, such as exotic cars, trucks, motorcycles, and other specialty vehicles. Additionally, coverage may not apply in certain countries or for certain types of rentals, such as rentals that exceed 31 consecutive days.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#FAQs_about_Chase_United_card_rental_car_insurance\" title=\"FAQs about Chase United card rental car insurance:\">FAQs about Chase United card rental car insurance:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#1_Is_there_a_fee_for_Chase_United_card_rental_car_insurance\" title=\"1. Is there a fee for Chase United card rental car insurance?\">1. Is there a fee for Chase United card rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#2_Do_I_need_to_decline_the_rental_car_companys_insurance_coverage_to_use_Chase_United_card_rental_car_insurance\" title=\"2. Do I need to decline the rental car company&#8217;s insurance coverage to use Chase United card rental car insurance?\">2. Do I need to decline the rental car company&#8217;s insurance coverage to use Chase United card rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#3_How_do_I_file_a_claim_for_Chase_United_card_rental_car_insurance\" title=\"3. How do I file a claim for Chase United card rental car insurance?\">3. How do I file a claim for Chase United card rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#4_How_long_does_the_rental_car_insurance_coverage_last\" title=\"4. How long does the rental car insurance coverage last?\">4. How long does the rental car insurance coverage last?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#5_Can_I_use_Chase_United_card_rental_car_insurance_internationally\" title=\"5. Can I use Chase United card rental car insurance internationally?\">5. Can I use Chase United card rental car insurance internationally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#6_Does_Chase_United_card_rental_car_insurance_cover_personal_injury_or_liability\" title=\"6. Does Chase United card rental car insurance cover personal injury or liability?\">6. Does Chase United card rental car insurance cover personal injury or liability?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#7_Can_I_use_Chase_United_card_rental_car_insurance_for_business_trips\" title=\"7. Can I use Chase United card rental car insurance for business trips?\">7. Can I use Chase United card rental car insurance for business trips?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#8_Can_I_add_additional_drivers_to_the_rental_car_insurance_coverage\" title=\"8. Can I add additional drivers to the rental car insurance coverage?\">8. Can I add additional drivers to the rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#9_Does_Chase_United_card_rental_car_insurance_cover_off-road_vehicles\" title=\"9. Does Chase United card rental car insurance cover off-road vehicles?\">9. Does Chase United card rental car insurance cover off-road vehicles?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#10_Is_there_a_coverage_limit_for_Chase_United_card_rental_car_insurance\" title=\"10. Is there a coverage limit for Chase United card rental car insurance?\">10. Is there a coverage limit for Chase United card rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#11_Can_I_use_Chase_United_card_rental_car_insurance_for_one-way_rentals\" title=\"11. Can I use Chase United card rental car insurance for one-way rentals?\">11. Can I use Chase United card rental car insurance for one-way rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#12_Does_Chase_United_card_rental_car_insurance_cover_roadside_assistance\" title=\"12. Does Chase United card rental car insurance cover roadside assistance?\">12. Does Chase United card rental car insurance cover roadside assistance?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_Chase_United_card_rental_car_insurance\"><\/span>FAQs about Chase United card rental car insurance:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Is_there_a_fee_for_Chase_United_card_rental_car_insurance\"><\/span>1. Is there a fee for Chase United card rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere is no additional fee for the rental car insurance coverage provided by the Chase United card. As long as you pay for the rental with your card, you are automatically covered.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Do_I_need_to_decline_the_rental_car_companys_insurance_coverage_to_use_Chase_United_card_rental_car_insurance\"><\/span>2. Do I need to decline the rental car company&#8217;s insurance coverage to use Chase United card rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn order to be eligible for the rental car insurance coverage provided by your Chase United card, you must decline the rental car company&#8217;s collision damage waiver (CDW) or similar coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_How_do_I_file_a_claim_for_Chase_United_card_rental_car_insurance\"><\/span>3. How do I file a claim for Chase United card rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need to file a claim for rental car insurance coverage through your Chase United card, you can contact the Benefits Administrator at 1-888-320-9956. They will provide you with the necessary forms and instructions to submit your claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_long_does_the_rental_car_insurance_coverage_last\"><\/span>4. How long does the rental car insurance coverage last?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe rental car insurance coverage provided by the Chase United card is in effect for the duration of the rental period, up to 31 consecutive days. Coverage begins when you pick up the rental car and ends when you return it.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_use_Chase_United_card_rental_car_insurance_internationally\"><\/span>5. Can I use Chase United card rental car insurance internationally?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use the rental car insurance coverage provided by your Chase United card when renting a car internationally, as long as the country is not on the list of excluded countries.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Does_Chase_United_card_rental_car_insurance_cover_personal_injury_or_liability\"><\/span>6. Does Chase United card rental car insurance cover personal injury or liability?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the rental car insurance coverage provided by the Chase United card does not cover personal injury or liability. It is recommended to have separate liability coverage in place.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_use_Chase_United_card_rental_car_insurance_for_business_trips\"><\/span>7. Can I use Chase United card rental car insurance for business trips?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use the rental car insurance coverage provided by your Chase United card for both personal and business trips, as long as the rental car is for personal use.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_add_additional_drivers_to_the_rental_car_insurance_coverage\"><\/span>8. Can I add additional drivers to the rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, additional drivers listed on the rental agreement and authorized by the rental car company are covered under the Chase United card rental car insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Does_Chase_United_card_rental_car_insurance_cover_off-road_vehicles\"><\/span>9. Does Chase United card rental car insurance cover off-road vehicles?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, off-road vehicles and certain types of specialty vehicles are not covered under the rental car insurance provided by your Chase United card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Is_there_a_coverage_limit_for_Chase_United_card_rental_car_insurance\"><\/span>10. Is there a coverage limit for Chase United card rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, there is a coverage limit for the rental car insurance provided by the Chase United card. Coverage is typically up to the actual cash value of the rental car, subject to certain terms and conditions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_Chase_United_card_rental_car_insurance_for_one-way_rentals\"><\/span>11. Can I use Chase United card rental car insurance for one-way rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use the rental car insurance coverage provided by your Chase United card for one-way rentals, as long as the rental period does not exceed 31 consecutive days.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Does_Chase_United_card_rental_car_insurance_cover_roadside_assistance\"><\/span>12. Does Chase United card rental car insurance cover roadside assistance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the rental car insurance coverage provided by the Chase United card does not include roadside assistance. It is recommended to have a separate roadside assistance plan in place for emergencies.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are a Chase United cardholder and are planning to rent a car for your next trip, you might be wondering if your credit card provides rental car insurance coverage. The good news is that the Chase United card does offer primary rental car insurance when you use your card to pay for the &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does Chase United card cover rental car insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/#more-178359\">Read more<span class=\"screen-reader-text\">Does Chase United card cover rental car insurance?<\/span><\/a><\/p>\n","protected":false},"author":44,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-178359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Chase United card cover rental car insurance?<\/title>\n<meta name=\"description\" content=\"If you are a Chase United cardholder and are planning to rent a car for your next trip, you might be wondering if your credit card provides rental car\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does Chase United card cover rental car insurance?\" \/>\n<meta property=\"og:description\" content=\"If you are a Chase United cardholder and are planning to rent a car for your next trip, you might be wondering if your credit card provides rental car\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/does-chase-united-card-cover-rental-car-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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