{"id":177159,"date":"2025-06-19T06:28:50","date_gmt":"2025-06-19T06:28:50","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/"},"modified":"2025-06-19T06:28:50","modified_gmt":"2025-06-19T06:28:50","slug":"does-aarp-chase-credit-card-cover-auto-rental","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/","title":{"rendered":"Does AARP Chase credit card cover auto rental?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Does_AARP_Chase_credit_card_cover_auto_rental\" title=\"Does AARP Chase credit card cover auto rental?\">Does AARP Chase credit card cover auto rental?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#How_does_the_auto_rental_coverage_work\" title=\"How does the auto rental coverage work?\">How does the auto rental coverage work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Is_there_a_limit_to_the_coverage_amount\" title=\"Is there a limit to the coverage amount?\">Is there a limit to the coverage amount?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Do_I_need_to_decline_the_rental_companys_insurance_to_use_the_cards_coverage\" title=\"Do I need to decline the rental company&#8217;s insurance to use the card&#8217;s coverage?\">Do I need to decline the rental company&#8217;s insurance to use the card&#8217;s coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Are_there_any_exclusions_to_the_coverage\" title=\"Are there any exclusions to the coverage?\">Are there any exclusions to the coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Do_I_need_to_pay_for_the_rental_car_with_my_AARP_Chase_credit_card_to_be_eligible_for_coverage\" title=\"Do I need to pay for the rental car with my AARP Chase credit card to be eligible for coverage?\">Do I need to pay for the rental car with my AARP Chase credit card to be eligible for coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Is_there_a_time_limit_on_how_long_I_can_rent_a_car_and_still_be_covered\" title=\"Is there a time limit on how long I can rent a car and still be covered?\">Is there a time limit on how long I can rent a car and still be covered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Do_I_need_to_report_an_incident_to_the_credit_card_company_to_activate_the_coverage\" title=\"Do I need to report an incident to the credit card company to activate the coverage?\">Do I need to report an incident to the credit card company to activate the coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Can_I_use_the_auto_rental_coverage_internationally\" title=\"Can I use the auto rental coverage internationally?\">Can I use the auto rental coverage internationally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Does_the_coverage_extend_to_additional_drivers\" title=\"Does the coverage extend to additional drivers?\">Does the coverage extend to additional drivers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#What_documents_do_I_need_to_provide_in_the_event_of_a_claim\" title=\"What documents do I need to provide in the event of a claim?\">What documents do I need to provide in the event of a claim?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#Is_there_a_deductible_for_the_auto_rental_coverage\" title=\"Is there a deductible for the auto rental coverage?\">Is there a deductible for the auto rental coverage?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_AARP_Chase_credit_card_cover_auto_rental\"><\/span>Does AARP Chase credit card cover auto rental?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, the AARP Chase credit card does offer auto rental coverage as a benefit to cardholders. This coverage is provided through the card&#8217;s rental collision insurance program, which can save you money by covering the cost of damages to a rental car in the event of an accident.<\/p>\n<p>It&#8217;s important to note that this coverage is secondary, meaning it kicks in after your primary auto insurance policy. However, it can still provide valuable protection and peace of mind when you&#8217;re renting a car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_the_auto_rental_coverage_work\"><\/span>How does the auto rental coverage work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The AARP Chase credit card&#8217;s auto rental coverage will pay for damages to a rental car that are not covered by your primary insurance. This includes things like collision damage, theft, and towing charges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_limit_to_the_coverage_amount\"><\/span>Is there a limit to the coverage amount?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The coverage provided by the AARP Chase credit card is typically limited to a certain amount per incident, usually up to $75,000. It&#8217;s important to check your specific card terms and conditions for the exact limit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_decline_the_rental_companys_insurance_to_use_the_cards_coverage\"><\/span>Do I need to decline the rental company&#8217;s insurance to use the card&#8217;s coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, in order to utilize the auto rental coverage provided by the AARP Chase credit card, you must decline the rental company&#8217;s collision damage waiver (CDW) or loss damage waiver (LDW) at the time of booking the rental car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_there_any_exclusions_to_the_coverage\"><\/span>Are there any exclusions to the coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>While the AARP Chase credit card&#8217;s auto rental coverage is comprehensive, there are some exclusions. For example, coverage may not apply to certain types of vehicles, such as motorcycles, off-road vehicles, or luxury cars. It&#8217;s important to review the terms and conditions of your card for a full list of exclusions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_pay_for_the_rental_car_with_my_AARP_Chase_credit_card_to_be_eligible_for_coverage\"><\/span>Do I need to pay for the rental car with my AARP Chase credit card to be eligible for coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, in order to qualify for the auto rental coverage provided by the AARP Chase credit card, you must pay for the entire rental car transaction with your card. This includes any additional fees or taxes associated with the rental.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_time_limit_on_how_long_I_can_rent_a_car_and_still_be_covered\"><\/span>Is there a time limit on how long I can rent a car and still be covered?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, the AARP Chase credit card&#8217;s auto rental coverage typically has a maximum rental period, which is usually up to 31 consecutive days. If you plan to rent a car for longer than this period, you may need to look into other insurance options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_I_need_to_report_an_incident_to_the_credit_card_company_to_activate_the_coverage\"><\/span>Do I need to report an incident to the credit card company to activate the coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, in the event of an accident or damage to a rental car, you will need to report the incident to the AARP Chase credit card company within a certain timeframe. Failure to do so may result in denial of coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_the_auto_rental_coverage_internationally\"><\/span>Can I use the auto rental coverage internationally?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, the auto rental coverage provided by the AARP Chase credit card is valid for rentals made both domestically and internationally. However, certain countries may be excluded from coverage, so it&#8217;s important to check with your card provider before traveling.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_coverage_extend_to_additional_drivers\"><\/span>Does the coverage extend to additional drivers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>In most cases, the AARP Chase credit card&#8217;s auto rental coverage will extend to additional drivers as long as they are listed on the rental agreement. This is helpful for families or friends who plan to share driving responsibilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_documents_do_I_need_to_provide_in_the_event_of_a_claim\"><\/span>What documents do I need to provide in the event of a claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To file a claim for auto rental coverage with the AARP Chase credit card, you will likely need to provide documentation such as a copy of the rental agreement, the accident report, repair estimate, and any communication with the rental company.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_there_a_deductible_for_the_auto_rental_coverage\"><\/span>Is there a deductible for the auto rental coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Typically, the auto rental coverage provided by the AARP Chase credit card does not have a deductible. This means that you won&#8217;t have to pay out of pocket for any covered damages to the rental car.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does AARP Chase credit card cover auto rental? Yes, the AARP Chase credit card does offer auto rental coverage as a benefit to cardholders. This coverage is provided through the card&#8217;s rental collision insurance program, which can save you money by covering the cost of damages to a rental car in the event of an &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does AARP Chase credit card cover auto rental?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-aarp-chase-credit-card-cover-auto-rental\/#more-177159\">Read more<span class=\"screen-reader-text\">Does AARP Chase credit card cover auto rental?<\/span><\/a><\/p>\n","protected":false},"author":44,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-177159","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does AARP Chase credit card cover auto rental?<\/title>\n<meta name=\"description\" content=\"Does AARP Chase credit card cover auto rental? 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Yes, the AARP Chase credit card does offer auto rental coverage as a benefit to cardholders. 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Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. 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