{"id":177004,"date":"2024-03-13T07:55:26","date_gmt":"2024-03-13T07:55:26","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/"},"modified":"2024-03-13T07:55:26","modified_gmt":"2024-03-13T07:55:26","slug":"does-aaa-membership-include-rental-car-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/","title":{"rendered":"Does AAA membership include rental car insurance?"},"content":{"rendered":"<p>One of the perks of being a AAA member is access to a variety of travel-related benefits and services. Many people wonder if their AAA membership includes rental car insurance. The answer to this question may vary depending on the specific membership level you have.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#AAA_Membership_Levels_and_Rental_Car_Insurance\" title=\"AAA Membership Levels and Rental Car Insurance\">AAA Membership Levels and Rental Car Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#Basic_AAA_Memberships\" title=\"Basic AAA Memberships\">Basic AAA Memberships<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#AAA_Plus_Memberships\" title=\"AAA Plus Memberships\">AAA Plus Memberships<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#AAA_Premier_Memberships\" title=\"AAA Premier Memberships\">AAA Premier Memberships<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#FAQs_About_AAA_Membership_and_Rental_Car_Insurance\" title=\"FAQs About AAA Membership and Rental Car Insurance\">FAQs About AAA Membership and Rental Car Insurance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#1_Can_I_add_rental_car_insurance_to_my_AAA_membership\" title=\"1. Can I add rental car insurance to my AAA membership?\">1. Can I add rental car insurance to my AAA membership?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#2_Does_AAA_offer_primary_rental_car_insurance_coverage\" title=\"2. Does AAA offer primary rental car insurance coverage?\">2. Does AAA offer primary rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#3_Does_AAA_cover_rental_cars_outside_the_United_States\" title=\"3. Does AAA cover rental cars outside the United States?\">3. Does AAA cover rental cars outside the United States?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#4_What_type_of_coverage_does_AAA_rental_car_insurance_provide\" title=\"4. What type of coverage does AAA rental car insurance provide?\">4. What type of coverage does AAA rental car insurance provide?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#5_Is_AAA_rental_car_insurance_only_valid_for_personal_use_rentals\" title=\"5. Is AAA rental car insurance only valid for personal use rentals?\">5. Is AAA rental car insurance only valid for personal use rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#6_Can_I_use_AAA_rental_car_insurance_for_long-term_rentals\" title=\"6. Can I use AAA rental car insurance for long-term rentals?\">6. Can I use AAA rental car insurance for long-term rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#7_Are_there_any_exclusions_to_AAA_rental_car_insurance_coverage\" title=\"7. Are there any exclusions to AAA rental car insurance coverage?\">7. Are there any exclusions to AAA rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#8_Can_I_use_AAA_rental_car_insurance_for_luxury_or_specialty_vehicle_rentals\" title=\"8. Can I use AAA rental car insurance for luxury or specialty vehicle rentals?\">8. Can I use AAA rental car insurance for luxury or specialty vehicle rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#9_Do_I_need_to_decline_the_rental_companys_insurance_when_using_AAA_rental_car_insurance\" title=\"9. Do I need to decline the rental company&#8217;s insurance when using AAA rental car insurance?\">9. Do I need to decline the rental company&#8217;s insurance when using AAA rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#10_Does_AAA_rental_car_insurance_cover_roadside_assistance_for_rental_vehicles\" title=\"10. Does AAA rental car insurance cover roadside assistance for rental vehicles?\">10. Does AAA rental car insurance cover roadside assistance for rental vehicles?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#11_Can_I_file_a_claim_with_AAA_for_rental_car_insurance_coverage\" title=\"11. Can I file a claim with AAA for rental car insurance coverage?\">11. Can I file a claim with AAA for rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#12_How_can_I_find_out_if_my_AAA_membership_includes_rental_car_insurance\" title=\"12. How can I find out if my AAA membership includes rental car insurance?\">12. How can I find out if my AAA membership includes rental car insurance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"AAA_Membership_Levels_and_Rental_Car_Insurance\"><\/span>AAA Membership Levels and Rental Car Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AAA offers different membership levels, each with varying levels of benefits and services. Some AAA memberships include rental car insurance as a standard benefit, while others may offer it as an optional add-on for an additional fee.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Basic_AAA_Memberships\"><\/span>Basic AAA Memberships<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Basic AAA memberships typically do not include rental car insurance as a standard benefit. However, some basic memberships may offer discounts on rental car insurance or provide access to special rates through AAA&#8217;s partners.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"AAA_Plus_Memberships\"><\/span>AAA Plus Memberships<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AAA Plus memberships often include rental car insurance as a standard benefit. This means that if you have an AAA Plus membership and rent a car, you may already be covered for certain damages or losses.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"AAA_Premier_Memberships\"><\/span>AAA Premier Memberships<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AAA Premier memberships usually offer the most comprehensive benefits, including rental car insurance. With an AAA Premier membership, you can typically enjoy coverage for damages, theft, and loss of use when renting a car.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_About_AAA_Membership_and_Rental_Car_Insurance\"><\/span>FAQs About AAA Membership and Rental Car Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_add_rental_car_insurance_to_my_AAA_membership\"><\/span>1. Can I add rental car insurance to my AAA membership?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, some AAA memberships allow you to add rental car insurance as an optional benefit for an additional fee.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Does_AAA_offer_primary_rental_car_insurance_coverage\"><\/span>2. Does AAA offer primary rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAAA&#8217;s rental car insurance is often secondary coverage, meaning it kicks in after your primary auto insurance policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Does_AAA_cover_rental_cars_outside_the_United_States\"><\/span>3. Does AAA cover rental cars outside the United States?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAAA&#8217;s rental car insurance may not offer coverage for rentals outside the United States. It&#8217;s best to check with AAA or your insurance provider for coverage options when traveling internationally.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_type_of_coverage_does_AAA_rental_car_insurance_provide\"><\/span>4. What type of coverage does AAA rental car insurance provide?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAAA rental car insurance typically provides coverage for damages, theft, and loss of use on rental vehicles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Is_AAA_rental_car_insurance_only_valid_for_personal_use_rentals\"><\/span>5. Is AAA rental car insurance only valid for personal use rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost AAA rental car insurance policies only cover rentals for personal use, not for business or commercial purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_use_AAA_rental_car_insurance_for_long-term_rentals\"><\/span>6. Can I use AAA rental car insurance for long-term rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAAA rental car insurance coverage may have limitations on the length of rental periods it covers. Check with AAA for specific details on long-term rental coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_exclusions_to_AAA_rental_car_insurance_coverage\"><\/span>7. Are there any exclusions to AAA rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAAA rental car insurance may have exclusions, such as coverage limitations for certain types of vehicles or rental agreements. Review your policy for details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_use_AAA_rental_car_insurance_for_luxury_or_specialty_vehicle_rentals\"><\/span>8. Can I use AAA rental car insurance for luxury or specialty vehicle rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAAA rental car insurance may have restrictions on coverage for luxury or specialty vehicles. Check with AAA for details on coverage limitations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_I_need_to_decline_the_rental_companys_insurance_when_using_AAA_rental_car_insurance\"><\/span>9. Do I need to decline the rental company&#8217;s insurance when using AAA rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, you may be required to decline the rental company&#8217;s insurance in order to use AAA rental car insurance. Check with AAA for specific requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Does_AAA_rental_car_insurance_cover_roadside_assistance_for_rental_vehicles\"><\/span>10. Does AAA rental car insurance cover roadside assistance for rental vehicles?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome AAA memberships include roadside assistance benefits that may extend to rental vehicles. Check your membership details for coverage information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_file_a_claim_with_AAA_for_rental_car_insurance_coverage\"><\/span>11. Can I file a claim with AAA for rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need to file a claim for rental car insurance coverage through AAA, contact their claims department for assistance and guidance on the claims process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_can_I_find_out_if_my_AAA_membership_includes_rental_car_insurance\"><\/span>12. How can I find out if my AAA membership includes rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo determine if your AAA membership includes rental car insurance, review your membership benefits or contact AAA for clarification on coverage details.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the perks of being a AAA member is access to a variety of travel-related benefits and services. Many people wonder if their AAA membership includes rental car insurance. The answer to this question may vary depending on the specific membership level you have. AAA Membership Levels and Rental Car Insurance AAA offers different &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does AAA membership include rental car insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-aaa-membership-include-rental-car-insurance\/#more-177004\">Read more<span class=\"screen-reader-text\">Does AAA membership include rental car insurance?<\/span><\/a><\/p>\n","protected":false},"author":44,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-177004","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does AAA membership include rental car insurance?<\/title>\n<meta name=\"description\" content=\"One of the perks of being a AAA member is access to a variety of travel-related benefits and services. 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