{"id":168641,"date":"2024-02-04T13:28:46","date_gmt":"2024-02-04T13:28:46","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/"},"modified":"2024-02-04T13:28:46","modified_gmt":"2024-02-04T13:28:46","slug":"how-do-you-calculate-fha-mortgage-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/","title":{"rendered":"How do you calculate FHA mortgage insurance?"},"content":{"rendered":"<p>FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA mortgage insurance is typically added to the borrower&#8217;s monthly mortgage payment. To calculate FHA mortgage insurance, you will need to determine the loan amount, loan-to-value ratio, and the length of the mortgage term.<\/p>\n<p>**To calculate FHA mortgage insurance, you can use the following formula:**<br \/>\n&#8220;`<br \/>\nLoan Amount x Mortgage Insurance Factor = Annual Mortgage Insurance Premium<br \/>\n&#8220;`<br \/>\nThe Mortgage Insurance Factor varies depending on the loan term and loan-to-value ratio. The factors can be found on the U.S. Department of Housing and Urban Development (HUD) website.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#What_is_FHA_mortgage_insurance\" title=\"What is FHA mortgage insurance?\">What is FHA mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#How_is_FHA_mortgage_insurance_different_from_other_types_of_mortgage_insurance\" title=\"How is FHA mortgage insurance different from other types of mortgage insurance?\">How is FHA mortgage insurance different from other types of mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#How_much_is_FHA_mortgage_insurance\" title=\"How much is FHA mortgage insurance?\">How much is FHA mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#Is_FHA_mortgage_insurance_required_for_all_FHA_loans\" title=\"Is FHA mortgage insurance required for all FHA loans?\">Is FHA mortgage insurance required for all FHA loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#How_long_do_you_have_to_pay_FHA_mortgage_insurance\" title=\"How long do you have to pay FHA mortgage insurance?\">How long do you have to pay FHA mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#Can_you_avoid_paying_FHA_mortgage_insurance\" title=\"Can you avoid paying FHA mortgage insurance?\">Can you avoid paying FHA mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#What_is_the_purpose_of_FHA_mortgage_insurance\" title=\"What is the purpose of FHA mortgage insurance?\">What is the purpose of FHA mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#How_is_FHA_mortgage_insurance_calculated\" title=\"How is FHA mortgage insurance calculated?\">How is FHA mortgage insurance calculated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#Can_FHA_mortgage_insurance_be_waived\" title=\"Can FHA mortgage insurance be waived?\">Can FHA mortgage insurance be waived?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#What_factors_affect_the_cost_of_FHA_mortgage_insurance\" title=\"What factors affect the cost of FHA mortgage insurance?\">What factors affect the cost of FHA mortgage insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#Can_FHA_mortgage_insurance_be_deducted_on_taxes\" title=\"Can FHA mortgage insurance be deducted on taxes?\">Can FHA mortgage insurance be deducted on taxes?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#What_happens_if_you_stop_paying_FHA_mortgage_insurance\" title=\"What happens if you stop paying FHA mortgage insurance?\">What happens if you stop paying FHA mortgage insurance?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_FHA_mortgage_insurance\"><\/span>What is FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFHA mortgage insurance is a policy that protects lenders against losses that result from defaults on FHA loans. This insurance is required for all FHA loans and is paid by the borrower.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_FHA_mortgage_insurance_different_from_other_types_of_mortgage_insurance\"><\/span>How is FHA mortgage insurance different from other types of mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFHA mortgage insurance is unique because it is provided by the government through the Federal Housing Administration. Other types of mortgage insurance, such as private mortgage insurance (PMI), are provided by private companies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_is_FHA_mortgage_insurance\"><\/span>How much is FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of FHA mortgage insurance varies depending on the loan amount, loan-to-value ratio, and the length of the mortgage term. The premium is typically added to the borrower&#8217;s monthly mortgage payment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_FHA_mortgage_insurance_required_for_all_FHA_loans\"><\/span>Is FHA mortgage insurance required for all FHA loans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, FHA mortgage insurance is required for all FHA loans. It provides protection to the lender in case the borrower defaults on the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_do_you_have_to_pay_FHA_mortgage_insurance\"><\/span>How long do you have to pay FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFHA mortgage insurance is typically required for the life of the loan if the down payment is less than 10%. If the down payment is 10% or more, the insurance can be cancelled after 11 years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_avoid_paying_FHA_mortgage_insurance\"><\/span>Can you avoid paying FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBorrowers can avoid paying FHA mortgage insurance by making a down payment of at least 10% of the purchase price. This will allow the borrower to cancel the insurance after 11 years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_purpose_of_FHA_mortgage_insurance\"><\/span>What is the purpose of FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe purpose of FHA mortgage insurance is to protect lenders against losses that result from defaults on FHA loans. This insurance helps make homeownership more accessible to borrowers who may not qualify for conventional loans.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_FHA_mortgage_insurance_calculated\"><\/span>How is FHA mortgage insurance calculated?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFHA mortgage insurance is calculated based on the loan amount and loan-to-value ratio. The premium is typically added to the borrower&#8217;s monthly mortgage payment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_FHA_mortgage_insurance_be_waived\"><\/span>Can FHA mortgage insurance be waived?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFHA mortgage insurance cannot be waived, but it can be cancelled under certain circumstances. Borrowers with a down payment of at least 10% can request to cancel the insurance after 11 years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_factors_affect_the_cost_of_FHA_mortgage_insurance\"><\/span>What factors affect the cost of FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of FHA mortgage insurance is affected by the loan amount, loan-to-value ratio, and the length of the mortgage term. These factors determine the premium that is added to the borrower&#8217;s monthly mortgage payment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_FHA_mortgage_insurance_be_deducted_on_taxes\"><\/span>Can FHA mortgage insurance be deducted on taxes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFHA mortgage insurance premiums may be tax-deductible for some borrowers. To qualify for this deduction, the borrower must meet certain criteria set by the IRS.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_you_stop_paying_FHA_mortgage_insurance\"><\/span>What happens if you stop paying FHA mortgage insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a borrower stops paying FHA mortgage insurance, they risk defaulting on the loan. The lender may foreclose on the property and the borrower could face financial repercussions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA mortgage insurance is typically added to the borrower&#8217;s monthly mortgage payment. To calculate FHA mortgage insurance, you will need to determine the loan amount, loan-to-value ratio, and the length &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How do you calculate FHA mortgage insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#more-168641\">Read more<span class=\"screen-reader-text\">How do you calculate FHA mortgage insurance?<\/span><\/a><\/p>\n","protected":false},"author":41,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-168641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How do you calculate FHA mortgage insurance?<\/title>\n<meta name=\"description\" content=\"FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How do you calculate FHA mortgage insurance?\" \/>\n<meta property=\"og:description\" content=\"FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-04T13:28:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alisha Bruce\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alisha Bruce\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\"},\"author\":{\"name\":\"Alisha Bruce\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/94ef8c983729b60de19bd9da87a2bdf0\"},\"headline\":\"How do you calculate FHA mortgage insurance?\",\"datePublished\":\"2024-02-04T13:28:46+00:00\",\"dateModified\":\"2024-02-04T13:28:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\"},\"wordCount\":573,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\",\"name\":\"How do you calculate FHA mortgage insurance?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-02-04T13:28:46+00:00\",\"dateModified\":\"2024-02-04T13:28:46+00:00\",\"description\":\"FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How do you calculate FHA mortgage insurance?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/94ef8c983729b60de19bd9da87a2bdf0\",\"name\":\"Alisha Bruce\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Alisha Bruce\"},\"description\":\"Guest author Alisha Bruce has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How do you calculate FHA mortgage insurance?","description":"FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/","og_locale":"en_US","og_type":"article","og_title":"How do you calculate FHA mortgage insurance?","og_description":"FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA","og_url":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-02-04T13:28:46+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Alisha Bruce","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Alisha Bruce","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/"},"author":{"name":"Alisha Bruce","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/94ef8c983729b60de19bd9da87a2bdf0"},"headline":"How do you calculate FHA mortgage insurance?","datePublished":"2024-02-04T13:28:46+00:00","dateModified":"2024-02-04T13:28:46+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/"},"wordCount":573,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/","url":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/","name":"How do you calculate FHA mortgage insurance?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-02-04T13:28:46+00:00","dateModified":"2024-02-04T13:28:46+00:00","description":"FHA mortgage insurance is required for all FHA loans, providing protection to the lender in case the borrower defaults on the loan. The cost of FHA","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/how-do-you-calculate-fha-mortgage-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"How do you calculate FHA mortgage insurance?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/94ef8c983729b60de19bd9da87a2bdf0","name":"Alisha Bruce","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Alisha Bruce"},"description":"Guest author Alisha Bruce has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/168641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/41"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=168641"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/168641\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=168641"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=168641"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=168641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}