{"id":167636,"date":"2025-01-26T05:26:57","date_gmt":"2025-01-26T05:26:57","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/"},"modified":"2025-01-26T05:26:57","modified_gmt":"2025-01-26T05:26:57","slug":"what-is-indemnity-dental-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/","title":{"rendered":"What is indemnity dental insurance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#What_is_indemnity_dental_insurance\" title=\"What is indemnity dental insurance?\">What is indemnity dental insurance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#FAQs_about_indemnity_dental_insurance\" title=\"FAQs about indemnity dental insurance\">FAQs about indemnity dental insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#1_How_does_indemnity_dental_insurance_work\" title=\"1. How does indemnity dental insurance work?\">1. How does indemnity dental insurance work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#2_Is_there_a_network_of_dentists_to_choose_from_with_indemnity_dental_insurance\" title=\"2. Is there a network of dentists to choose from with indemnity dental insurance?\">2. Is there a network of dentists to choose from with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#3_Are_there_annual_maximums_with_indemnity_dental_insurance\" title=\"3. Are there annual maximums with indemnity dental insurance?\">3. Are there annual maximums with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#4_Can_I_receive_coverage_for_major_dental_work_with_indemnity_dental_insurance\" title=\"4. Can I receive coverage for major dental work with indemnity dental insurance?\">4. Can I receive coverage for major dental work with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#5_Do_I_need_to_submit_claims_with_indemnity_dental_insurance\" title=\"5. Do I need to submit claims with indemnity dental insurance?\">5. Do I need to submit claims with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#6_Is_there_a_waiting_period_for_coverage_with_indemnity_dental_insurance\" title=\"6. Is there a waiting period for coverage with indemnity dental insurance?\">6. Is there a waiting period for coverage with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#7_Are_preventive_services_covered_under_indemnity_dental_insurance\" title=\"7. Are preventive services covered under indemnity dental insurance?\">7. Are preventive services covered under indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#8_Can_I_visit_any_specialist_with_indemnity_dental_insurance\" title=\"8. Can I visit any specialist with indemnity dental insurance?\">8. Can I visit any specialist with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#9_Will_I_have_to_pay_coinsurance_with_indemnity_dental_insurance\" title=\"9. Will I have to pay coinsurance with indemnity dental insurance?\">9. Will I have to pay coinsurance with indemnity dental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#10_Can_I_cancel_my_indemnity_dental_insurance_plan_at_any_time\" title=\"10. Can I cancel my indemnity dental insurance plan at any time?\">10. Can I cancel my indemnity dental insurance plan at any time?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#11_Can_I_use_my_indemnity_dental_insurance_for_orthodontic_treatments\" title=\"11. Can I use my indemnity dental insurance for orthodontic treatments?\">11. Can I use my indemnity dental insurance for orthodontic treatments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#12_Are_there_any_exclusions_or_limitations_with_indemnity_dental_insurance\" title=\"12. Are there any exclusions or limitations with indemnity dental insurance?\">12. Are there any exclusions or limitations with indemnity dental insurance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_indemnity_dental_insurance\"><\/span>What is indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>**Indemnity dental insurance, also known as traditional dental insurance, is a type of dental plan that allows you to choose your dentist and pays a percentage of the cost of covered services. Unlike managed care plans, indemnity plans offer more flexibility and control over your dental care.**<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_indemnity_dental_insurance\"><\/span>FAQs about indemnity dental insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_How_does_indemnity_dental_insurance_work\"><\/span>1. How does indemnity dental insurance work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIndemnity dental insurance works by reimbursing you for a portion of your dental expenses after you have paid out of pocket.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_there_a_network_of_dentists_to_choose_from_with_indemnity_dental_insurance\"><\/span>2. Is there a network of dentists to choose from with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWith indemnity dental insurance, you can choose any licensed dentist, as there are no restrictions on which provider you can see.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_there_annual_maximums_with_indemnity_dental_insurance\"><\/span>3. Are there annual maximums with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, like most dental insurance plans, indemnity dental insurance typically has an annual maximum limit on the amount it will pay for covered services.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_receive_coverage_for_major_dental_work_with_indemnity_dental_insurance\"><\/span>4. Can I receive coverage for major dental work with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, indemnity dental insurance usually covers a range of dental services, including major procedures like root canals, crowns, and bridges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Do_I_need_to_submit_claims_with_indemnity_dental_insurance\"><\/span>5. Do I need to submit claims with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, with indemnity dental insurance, you will need to submit claims for reimbursement after you pay for your dental services.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Is_there_a_waiting_period_for_coverage_with_indemnity_dental_insurance\"><\/span>6. Is there a waiting period for coverage with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome indemnity dental insurance plans may have a waiting period before certain services are covered, so it&#8217;s essential to check your policy details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_preventive_services_covered_under_indemnity_dental_insurance\"><\/span>7. Are preventive services covered under indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most indemnity dental insurance plans cover preventive services like cleanings, exams, and X-rays to help you maintain good oral health.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_visit_any_specialist_with_indemnity_dental_insurance\"><\/span>8. Can I visit any specialist with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can choose to see any licensed dental specialist with indemnity dental insurance, without needing a referral from a primary dentist.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Will_I_have_to_pay_coinsurance_with_indemnity_dental_insurance\"><\/span>9. Will I have to pay coinsurance with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, indemnity dental insurance typically requires you to pay a percentage of the cost of covered services, known as coinsurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_cancel_my_indemnity_dental_insurance_plan_at_any_time\"><\/span>10. Can I cancel my indemnity dental insurance plan at any time?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost indemnity dental insurance plans allow you to cancel at any time, but it&#8217;s essential to check the terms of your policy for any penalties or restrictions.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_my_indemnity_dental_insurance_for_orthodontic_treatments\"><\/span>11. Can I use my indemnity dental insurance for orthodontic treatments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome indemnity dental insurance plans offer coverage for orthodontic treatments like braces, but it&#8217;s important to check your policy for specific details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_exclusions_or_limitations_with_indemnity_dental_insurance\"><\/span>12. Are there any exclusions or limitations with indemnity dental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLike any insurance plan, indemnity dental insurance may have exclusions or limitations on certain procedures or services, so it&#8217;s crucial to review your policy carefully.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is indemnity dental insurance? **Indemnity dental insurance, also known as traditional dental insurance, is a type of dental plan that allows you to choose your dentist and pays a percentage of the cost of covered services. Unlike managed care plans, indemnity plans offer more flexibility and control over your dental care.** FAQs about indemnity &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is indemnity dental insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-indemnity-dental-insurance\/#more-167636\">Read more<span class=\"screen-reader-text\">What is indemnity dental insurance?<\/span><\/a><\/p>\n","protected":false},"author":41,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-167636","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is indemnity dental insurance?<\/title>\n<meta name=\"description\" content=\"What is indemnity dental insurance? 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