{"id":159028,"date":"2025-04-23T04:15:11","date_gmt":"2025-04-23T04:15:11","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/"},"modified":"2025-04-23T04:15:11","modified_gmt":"2025-04-23T04:15:11","slug":"how-to-avail-housing-loan-in-pag-ibig-for-ofw","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/","title":{"rendered":"How to avail housing loan in Pag-IBIG for OFW?"},"content":{"rendered":"<p>Investing in a home is a dream that many Overseas Filipino Workers (OFWs) aspire to fulfill. Thankfully, the Philippine government offers various programs to help OFWs achieve their homeownership goals. One such program is the Home Development Mutual Fund, more commonly known as Pag-IBIG. This government agency provides affordable housing loans for OFWs, making it easier for them to purchase their dream home. If you&#8217;re an OFW interested in availing a housing loan through Pag-IBIG, read on to find out the steps you need to take.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#1_Become_a_Pag-IBIG_Member\" title=\"1. Become a Pag-IBIG Member\">1. Become a Pag-IBIG Member<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#2_Fulfill_the_Eligibility_Requirements\" title=\"2. Fulfill the Eligibility Requirements\">2. Fulfill the Eligibility Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#3_Attend_a_Loan_Counseling_Session\" title=\"3. Attend a Loan Counseling Session\">3. Attend a Loan Counseling Session<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#4_Prepare_the_Required_Documents\" title=\"4. Prepare the Required Documents\">4. Prepare the Required Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#5_Submit_your_Loan_Application\" title=\"5. Submit your Loan Application\">5. Submit your Loan Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#6_Undergo_Loan_Evaluation\" title=\"6. Undergo Loan Evaluation\">6. Undergo Loan Evaluation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#7_Get_Loan_Approval\" title=\"7. Get Loan Approval\">7. Get Loan Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#8_Sign_the_Loan_Documents_and_Mortgage_Agreement\" title=\"8. Sign the Loan Documents and Mortgage Agreement\">8. Sign the Loan Documents and Mortgage Agreement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#9_Complete_Loan_Requirements\" title=\"9. Complete Loan Requirements\">9. Complete Loan Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#10_Start_Loan_Repayment\" title=\"10. Start Loan Repayment\">10. Start Loan Repayment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#11_Frequently_Asked_Questions\" title=\"11. Frequently Asked Questions\">11. Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#1_Can_I_apply_for_a_Pag-IBIG_housing_loan_while_I_am_still_abroad\" title=\"1. Can I apply for a Pag-IBIG housing loan while I am still abroad?\">1. Can I apply for a Pag-IBIG housing loan while I am still abroad?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#2_Can_I_use_my_Pag-IBIG_contributions_to_pay_for_the_down_payment\" title=\"2. Can I use my Pag-IBIG contributions to pay for the down payment?\">2. Can I use my Pag-IBIG contributions to pay for the down payment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#3_Can_I_apply_for_a_housing_loan_even_if_Im_just_a_voluntary_Pag-IBIG_member\" title=\"3. Can I apply for a housing loan even if I&#8217;m just a voluntary Pag-IBIG member?\">3. Can I apply for a housing loan even if I&#8217;m just a voluntary Pag-IBIG member?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#4_What_is_the_maximum_loan_term_offered_by_Pag-IBIG\" title=\"4. What is the maximum loan term offered by Pag-IBIG?\">4. What is the maximum loan term offered by Pag-IBIG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#5_Can_I_purchase_a_lot_only_using_a_Pag-IBIG_housing_loan\" title=\"5. Can I purchase a lot only using a Pag-IBIG housing loan?\">5. Can I purchase a lot only using a Pag-IBIG housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#6_Can_I_know_the_status_of_my_loan_application\" title=\"6. Can I know the status of my loan application?\">6. Can I know the status of my loan application?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#7_Can_I_pay_off_my_loan_in_advance\" title=\"7. Can I pay off my loan in advance?\">7. Can I pay off my loan in advance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#8_Can_I_transfer_my_loan_to_another_property\" title=\"8. Can I transfer my loan to another property?\">8. Can I transfer my loan to another property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#9_Can_I_apply_for_a_housing_loan_even_if_I_already_have_an_existing_loan_with_Pag-IBIG\" title=\"9. Can I apply for a housing loan even if I already have an existing loan with Pag-IBIG?\">9. Can I apply for a housing loan even if I already have an existing loan with Pag-IBIG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#10_Can_I_choose_my_preferred_developer_or_contractor\" title=\"10. Can I choose my preferred developer or contractor?\">10. Can I choose my preferred developer or contractor?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#11_Can_I_apply_for_a_housing_loan_if_Im_a_first-time_investor_and_have_no_experience_in_home_buying\" title=\"11. Can I apply for a housing loan if I&#8217;m a first-time investor and have no experience in home buying?\">11. Can I apply for a housing loan if I&#8217;m a first-time investor and have no experience in home buying?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#12_Can_I_apply_for_a_housing_loan_if_my_property_is_under_the_name_of_a_relative\" title=\"12. Can I apply for a housing loan if my property is under the name of a relative?\">12. Can I apply for a housing loan if my property is under the name of a relative?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Become_a_Pag-IBIG_Member\"><\/span>1. Become a Pag-IBIG Member<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before you can apply for a housing loan, you must first become a member of Pag-IBIG. As an OFW, you can register either as a voluntary member or as a mandatory member if your employer is contributing to Pag-IBIG on your behalf.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Fulfill_the_Eligibility_Requirements\"><\/span>2. Fulfill the Eligibility Requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To qualify for a housing loan, you need to meet the following eligibility requirements:<br \/>\n&#8211; You must be an active Pag-IBIG member, with at least 24 months of contributions.<br \/>\n&#8211; You must not be more than 65 years old at the time of loan application, but not more than 70 years old at the loan&#8217;s maturity.<br \/>\n&#8211; You must have a stable source of income, as evidenced by your employment contract or income documents.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Attend_a_Loan_Counseling_Session\"><\/span>3. Attend a Loan Counseling Session<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To ensure that you understand your responsibilities and obligations as a borrower, attending a loan counseling session is mandatory. These sessions provide valuable information about loan terms, payment schemes, and other pertinent details.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Prepare_the_Required_Documents\"><\/span>4. Prepare the Required Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Gather the necessary documents to support your loan application:<br \/>\n&#8211; A completed housing loan application form<br \/>\n&#8211; Proof of income: employment contract, payslips, or income tax return<br \/>\n&#8211; Proof of Pag-IBIG membership<br \/>\n&#8211; Proof of loan purpose (contract to sell, purchase agreement, etc.)<br \/>\n&#8211; Proof of identity (passport, driver&#8217;s license, etc.)<br \/>\n&#8211; Other documents as required by Pag-IBIG<\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_Submit_your_Loan_Application\"><\/span>5. Submit your Loan Application<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once you have all the required documents, submit your loan application to the nearest Pag-IBIG branch or through the online portal. Make sure to double-check everything to avoid delays or rejection.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"6_Undergo_Loan_Evaluation\"><\/span>6. Undergo Loan Evaluation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Pag-IBIG will assess your loan application, including the submitted documents, to determine your eligibility and evaluate the property you intend to purchase.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_Get_Loan_Approval\"><\/span>7. Get Loan Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If your loan application is approved, you will receive a Notice of Loan Approval and other necessary documents from Pag-IBIG.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"8_Sign_the_Loan_Documents_and_Mortgage_Agreement\"><\/span>8. Sign the Loan Documents and Mortgage Agreement<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Visit the Pag-IBIG branch to sign the loan documents and mortgage agreement. Take note of the terms and conditions stated in the agreement.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"9_Complete_Loan_Requirements\"><\/span>9. Complete Loan Requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Fulfill any additional requirements Pag-IBIG may request. This may include insurance, post-dated checks, and other necessary documents.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"10_Start_Loan_Repayment\"><\/span>10. Start Loan Repayment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After completing all the requirements, you can start repaying your housing loan. Make sure to fulfill your financial obligations promptly to avoid penalties or complications.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"11_Frequently_Asked_Questions\"><\/span>11. Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_apply_for_a_Pag-IBIG_housing_loan_while_I_am_still_abroad\"><\/span>1. Can I apply for a Pag-IBIG housing loan while I am still abroad?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, OFWs can apply for a Pag-IBIG housing loan even if they are currently working abroad. The application process can be done online or through a representative in the Philippines.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_use_my_Pag-IBIG_contributions_to_pay_for_the_down_payment\"><\/span>2. Can I use my Pag-IBIG contributions to pay for the down payment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use your accumulated Pag-IBIG contributions to finance your housing loan down payment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_apply_for_a_housing_loan_even_if_Im_just_a_voluntary_Pag-IBIG_member\"><\/span>3. Can I apply for a housing loan even if I&#8217;m just a voluntary Pag-IBIG member?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, voluntary Pag-IBIG members are eligible to apply for a housing loan provided they meet the required contributions and other eligibility criteria.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_is_the_maximum_loan_term_offered_by_Pag-IBIG\"><\/span>4. What is the maximum loan term offered by Pag-IBIG?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPag-IBIG offers a maximum loan term of 30 years, allowing borrowers to choose a repayment period that suits their financial capabilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_purchase_a_lot_only_using_a_Pag-IBIG_housing_loan\"><\/span>5. Can I purchase a lot only using a Pag-IBIG housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Pag-IBIG provides housing loans for the purchase of residential lots only, subject to certain conditions and eligibility requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_know_the_status_of_my_loan_application\"><\/span>6. Can I know the status of my loan application?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can check the status of your loan application through the Pag-IBIG website or by visiting the nearest Pag-IBIG branch.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_pay_off_my_loan_in_advance\"><\/span>7. Can I pay off my loan in advance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, borrowers have the option to make an advanced payment or settle the entire loan before the maturity date. However, certain penalties may apply.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_transfer_my_loan_to_another_property\"><\/span>8. Can I transfer my loan to another property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it is possible to transfer your loan to another property, provided it meets the necessary requirements and undergoes reevaluation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_apply_for_a_housing_loan_even_if_I_already_have_an_existing_loan_with_Pag-IBIG\"><\/span>9. Can I apply for a housing loan even if I already have an existing loan with Pag-IBIG?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can still apply for a housing loan even if you have an existing loan with Pag-IBIG as long as you meet all the eligibility requirements and have a good repayment history.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_choose_my_preferred_developer_or_contractor\"><\/span>10. Can I choose my preferred developer or contractor?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you have the freedom to choose your preferred developer or contractor for your home construction. However, they must be accredited by Pag-IBIG.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_apply_for_a_housing_loan_if_Im_a_first-time_investor_and_have_no_experience_in_home_buying\"><\/span>11. Can I apply for a housing loan if I&#8217;m a first-time investor and have no experience in home buying?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Pag-IBIG provides assistance and support to first-time investors, making it easier for them to navigate the home buying process.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_apply_for_a_housing_loan_if_my_property_is_under_the_name_of_a_relative\"><\/span>12. Can I apply for a housing loan if my property is under the name of a relative?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can apply for a housing loan even if the property is under the name of a relative, provided you meet all the necessary requirements and submit the required documents.<\/p>\n<p>Now that you know the process of availing a housing loan in Pag-IBIG for OFWs, you can confidently take the steps towards fulfilling your dream of having your own home. Remember to consult with Pag-IBIG representatives to get comprehensive information and guidance throughout the loan application process.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investing in a home is a dream that many Overseas Filipino Workers (OFWs) aspire to fulfill. Thankfully, the Philippine government offers various programs to help OFWs achieve their homeownership goals. One such program is the Home Development Mutual Fund, more commonly known as Pag-IBIG. This government agency provides affordable housing loans for OFWs, making it &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to avail housing loan in Pag-IBIG for OFW?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-to-avail-housing-loan-in-pag-ibig-for-ofw\/#more-159028\">Read more<span class=\"screen-reader-text\">How to avail housing loan in Pag-IBIG for OFW?<\/span><\/a><\/p>\n","protected":false},"author":38,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-159028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to avail housing loan in Pag-IBIG for OFW?<\/title>\n<meta name=\"description\" content=\"Investing in a home is a dream that many Overseas Filipino Workers (OFWs) aspire to fulfill. 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