{"id":158984,"date":"2024-01-16T20:12:11","date_gmt":"2024-01-16T20:12:11","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/"},"modified":"2024-01-16T20:12:11","modified_gmt":"2024-01-16T20:12:11","slug":"how-to-apply-pag-ibig-housing-loan-for-ofw","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/","title":{"rendered":"How to apply Pag-IBIG housing loan for OFW?"},"content":{"rendered":"<p>The Pag-IBIG Fund, also known as the Home Development Mutual Fund (HDMF), is a government agency in the Philippines that provides Filipinos with affordable housing through its housing loan program. Overseas Filipino Workers (OFWs) can also avail themselves of this housing loan program to purchase their dream home in the Philippines. If you&#8217;re an OFW and are interested in applying for a Pag-IBIG housing loan, here&#8217;s a step-by-step guide to help you through the process.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_1_Attend_the_Pre-Membership_Seminar\" title=\"Step 1: Attend the Pre-Membership Seminar\">Step 1: Attend the Pre-Membership Seminar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_2_Become_a_Pag-IBIG_Fund_Member\" title=\"Step 2: Become a Pag-IBIG Fund Member\">Step 2: Become a Pag-IBIG Fund Member<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_3_Accumulate_Savings\" title=\"Step 3: Accumulate Savings\">Step 3: Accumulate Savings<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_4_Check_Your_Eligibility\" title=\"Step 4: Check Your Eligibility\">Step 4: Check Your Eligibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_5_Choose_a_Property\" title=\"Step 5: Choose a Property\">Step 5: Choose a Property<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_6_Prepare_the_Required_Documents\" title=\"Step 6: Prepare the Required Documents\">Step 6: Prepare the Required Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_7_Submit_Your_Loan_Application\" title=\"Step 7: Submit Your Loan Application\">Step 7: Submit Your Loan Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#Step_8_Wait_for_Loan_Approval\" title=\"Step 8: Wait for Loan Approval\">Step 8: Wait for Loan Approval<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#1_How_long_does_it_take_for_Pag-IBIG_to_process_a_housing_loan_for_OFWs\" title=\"1. How long does it take for Pag-IBIG to process a housing loan for OFWs?\">1. How long does it take for Pag-IBIG to process a housing loan for OFWs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#2_Can_I_apply_for_a_Pag-IBIG_housing_loan_even_if_Im_still_working_abroad\" title=\"2. Can I apply for a Pag-IBIG housing loan even if I&#8217;m still working abroad?\">2. Can I apply for a Pag-IBIG housing loan even if I&#8217;m still working abroad?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#3_Whats_the_maximum_loan_term_for_a_Pag-IBIG_housing_loan\" title=\"3. What&#8217;s the maximum loan term for a Pag-IBIG housing loan?\">3. What&#8217;s the maximum loan term for a Pag-IBIG housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#4_Is_it_possible_to_have_a_joint_housing_loan_application_with_a_non-OFW_spouse\" title=\"4. Is it possible to have a joint housing loan application with a non-OFW spouse?\">4. Is it possible to have a joint housing loan application with a non-OFW spouse?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#5_Can_I_use_my_Pag-IBIG_savings_as_partial_payment_for_the_property\" title=\"5. Can I use my Pag-IBIG savings as partial payment for the property?\">5. Can I use my Pag-IBIG savings as partial payment for the property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#6_Are_there_any_penalties_for_early_loan_repayment\" title=\"6. Are there any penalties for early loan repayment?\">6. Are there any penalties for early loan repayment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#7_Can_I_apply_for_a_housing_loan_if_I_already_have_an_existing_loan_with_Pag-IBIG\" title=\"7. Can I apply for a housing loan if I already have an existing loan with Pag-IBIG?\">7. Can I apply for a housing loan if I already have an existing loan with Pag-IBIG?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#8_Can_I_apply_for_a_housing_loan_if_Im_not_yet_a_Pag-IBIG_member\" title=\"8. Can I apply for a housing loan if I&#8217;m not yet a Pag-IBIG member?\">8. Can I apply for a housing loan if I&#8217;m not yet a Pag-IBIG member?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#9_Can_I_purchase_a_house_and_lot_that_is_not_yet_fully_constructed\" title=\"9. Can I purchase a house and lot that is not yet fully constructed?\">9. Can I purchase a house and lot that is not yet fully constructed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#10_Can_I_apply_for_a_housing_loan_if_I_have_an_irregular_or_seasonal_income\" title=\"10. Can I apply for a housing loan if I have an irregular or seasonal income?\">10. Can I apply for a housing loan if I have an irregular or seasonal income?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#11_Can_I_apply_for_a_housing_loan_if_the_property_is_under_my_relatives_name\" title=\"11. Can I apply for a housing loan if the property is under my relative&#8217;s name?\">11. Can I apply for a housing loan if the property is under my relative&#8217;s name?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#12_Can_I_use_my_housing_loan_for_renovation_or_home_improvement_purposes\" title=\"12. Can I use my housing loan for renovation or home improvement purposes?\">12. Can I use my housing loan for renovation or home improvement purposes?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Step_1_Attend_the_Pre-Membership_Seminar\"><\/span>Step 1: Attend the Pre-Membership Seminar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nBefore you can apply for a Pag-IBIG housing loan, you need to attend a Pre-Membership Seminar (PMS). You can either attend the seminar in person or take an online course provided by Pag-IBIG. The seminar covers topics such as membership, benefits, and loan application procedures.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_2_Become_a_Pag-IBIG_Fund_Member\"><\/span>Step 2: Become a Pag-IBIG Fund Member<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nIf you haven&#8217;t already, you need to become a Pag-IBIG Fund member. As an OFW, you can register online through the Pag-IBIG website or visit the nearest Pag-IBIG branch in your area. Fill out the necessary forms and submit the required documents, including a valid identification card, proof of employment, and proof of income.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_3_Accumulate_Savings\"><\/span>Step 3: Accumulate Savings<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nOnce you become a Pag-IBIG fund member, you need to accumulate savings. The minimum monthly contribution for OFWs is PHP 500, but you may choose to save a higher amount to increase your loan entitlement.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_4_Check_Your_Eligibility\"><\/span>Step 4: Check Your Eligibility<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nBefore applying for a housing loan, make sure you meet the eligibility requirements set by Pag-IBIG. These requirements include having at least 24 monthly contributions, being not more than 65 years old at the time of loan application, and having a legal capacity to acquire and encumber real property in the Philippines.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_5_Choose_a_Property\"><\/span>Step 5: Choose a Property<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nOnce you&#8217;re eligible, start looking for the property you want to purchase. It can be a house and lot, a townhouse, or a condominium unit. Consider factors such as location, price, size, and accessibility when choosing your property.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_6_Prepare_the_Required_Documents\"><\/span>Step 6: Prepare the Required Documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nBefore applying for a Pag-IBIG housing loan, you need to gather and prepare the necessary documents. These documents typically include a loan application form, proof of income, employment contract or certificate of employment, and valid identification cards. Make sure to complete and submit all the required documents to avoid delays in the processing of your loan application.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_7_Submit_Your_Loan_Application\"><\/span>Step 7: Submit Your Loan Application<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nOnce you have all the required documents, it&#8217;s time to submit your loan application. You can submit your application either online through the Pag-IBIG website or personally at the nearest Pag-IBIG branch. Make sure to double-check all the documents before submitting to ensure a smooth loan application process.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_8_Wait_for_Loan_Approval\"><\/span>Step 8: Wait for Loan Approval<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\nAfter submitting your loan application, the Pag-IBIG Fund will evaluate your documents and assess your eligibility for a housing loan. This process may take a few weeks, so be patient and wait for the loan approval.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_How_long_does_it_take_for_Pag-IBIG_to_process_a_housing_loan_for_OFWs\"><\/span>1. How long does it take for Pag-IBIG to process a housing loan for OFWs?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe processing time for a Pag-IBIG housing loan may vary, but it usually takes around 2-3 weeks for the initial evaluation and up to 2-3 months for the complete processing of the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_apply_for_a_Pag-IBIG_housing_loan_even_if_Im_still_working_abroad\"><\/span>2. Can I apply for a Pag-IBIG housing loan even if I&#8217;m still working abroad?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, OFWs can apply for a Pag-IBIG housing loan while still working abroad. You can submit the required documents through the Pag-IBIG website or authorize a representative in the Philippines to process your loan application on your behalf.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Whats_the_maximum_loan_term_for_a_Pag-IBIG_housing_loan\"><\/span>3. What&#8217;s the maximum loan term for a Pag-IBIG housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe maximum loan term for a Pag-IBIG housing loan is 30 years.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Is_it_possible_to_have_a_joint_housing_loan_application_with_a_non-OFW_spouse\"><\/span>4. Is it possible to have a joint housing loan application with a non-OFW spouse?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, an OFW can apply for a joint housing loan with a non-OFW spouse, provided that both spouses are Pag-IBIG Fund members.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_use_my_Pag-IBIG_savings_as_partial_payment_for_the_property\"><\/span>5. Can I use my Pag-IBIG savings as partial payment for the property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can use your accumulated Pag-IBIG savings as a partial payment for the property, which will be deducted from the total loan amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Are_there_any_penalties_for_early_loan_repayment\"><\/span>6. Are there any penalties for early loan repayment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPag-IBIG does not impose penalties for early loan repayment. In fact, you can enjoy discounts on the interest if you pay your loan in advance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_apply_for_a_housing_loan_if_I_already_have_an_existing_loan_with_Pag-IBIG\"><\/span>7. Can I apply for a housing loan if I already have an existing loan with Pag-IBIG?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can apply for a housing loan even if you have an existing loan with Pag-IBIG, as long as you meet the eligibility requirements and have a good repayment record.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_apply_for_a_housing_loan_if_Im_not_yet_a_Pag-IBIG_member\"><\/span>8. Can I apply for a housing loan if I&#8217;m not yet a Pag-IBIG member?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you need to be a Pag-IBIG member before you can apply for a housing loan. Attend the Pre-Membership Seminar and register as a member first.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_purchase_a_house_and_lot_that_is_not_yet_fully_constructed\"><\/span>9. Can I purchase a house and lot that is not yet fully constructed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can apply for a Pag-IBIG housing loan for a house and lot that is not yet fully constructed. However, the construction of the property should be completed within the specified period by Pag-IBIG.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_apply_for_a_housing_loan_if_I_have_an_irregular_or_seasonal_income\"><\/span>10. Can I apply for a housing loan if I have an irregular or seasonal income?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, as long as you can provide the necessary documents and proof of income, you can still apply for a Pag-IBIG housing loan, even if your income is irregular or seasonal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_apply_for_a_housing_loan_if_the_property_is_under_my_relatives_name\"><\/span>11. Can I apply for a housing loan if the property is under my relative&#8217;s name?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, the property must be under your name or your spouse&#8217;s name for you to qualify for a Pag-IBIG housing loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_use_my_housing_loan_for_renovation_or_home_improvement_purposes\"><\/span>12. Can I use my housing loan for renovation or home improvement purposes?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, Pag-IBIG housing loans are intended for the acquisition of new or existing residential properties. If you want to renovate or improve your current property, you may consider applying for a home improvement loan instead.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Pag-IBIG Fund, also known as the Home Development Mutual Fund (HDMF), is a government agency in the Philippines that provides Filipinos with affordable housing through its housing loan program. Overseas Filipino Workers (OFWs) can also avail themselves of this housing loan program to purchase their dream home in the Philippines. If you&#8217;re an OFW &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How to apply Pag-IBIG housing loan for OFW?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/#more-158984\">Read more<span class=\"screen-reader-text\">How to apply Pag-IBIG housing loan for OFW?<\/span><\/a><\/p>\n","protected":false},"author":38,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-158984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to apply Pag-IBIG housing loan for OFW?<\/title>\n<meta name=\"description\" content=\"The Pag-IBIG Fund, also known as the Home Development Mutual Fund (HDMF), is a government agency in the Philippines that provides Filipinos with\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to apply Pag-IBIG housing loan for OFW?\" \/>\n<meta property=\"og:description\" content=\"The Pag-IBIG Fund, also known as the Home Development Mutual Fund (HDMF), is a government agency in the Philippines that provides Filipinos with\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/how-to-apply-pag-ibig-housing-loan-for-ofw\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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