{"id":153752,"date":"2023-11-30T10:42:40","date_gmt":"2023-11-30T10:42:40","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/"},"modified":"2023-11-30T10:42:40","modified_gmt":"2023-11-30T10:42:40","slug":"can-you-claim-housing-benefit-with-a-mortgage","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/","title":{"rendered":"Can you claim housing benefit with a mortgage?"},"content":{"rendered":"<p>Can you claim housing benefit with a mortgage?<\/p>\n<p>For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing benefits often come to mind as a potential financial solution. The question that arises is whether you can claim housing benefit with a mortgage. Let&#8217;s delve into this topic to gain a better understanding of how it works.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#Can_you_claim_housing_benefit_with_a_mortgage\" title=\"Can you claim housing benefit with a mortgage?\">Can you claim housing benefit with a mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#1_Is_housing_benefit_only_for_renters\" title=\"1. Is housing benefit only for renters?\">1. Is housing benefit only for renters?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#2_Can_I_claim_housing_benefit_if_I_have_a_buy-to-let_property\" title=\"2. Can I claim housing benefit if I have a buy-to-let property?\">2. Can I claim housing benefit if I have a buy-to-let property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#3_What_other_factors_can_affect_my_eligibility_for_housing_benefit\" title=\"3. What other factors can affect my eligibility for housing benefit?\">3. What other factors can affect my eligibility for housing benefit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#4_Can_I_claim_housing_benefit_if_I_have_a_second_home\" title=\"4. Can I claim housing benefit if I have a second home?\">4. Can I claim housing benefit if I have a second home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#5_Can_I_receive_housing_benefit_while_Im_unemployed\" title=\"5. Can I receive housing benefit while I&#8217;m unemployed?\">5. Can I receive housing benefit while I&#8217;m unemployed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#6_Can_self-employed_individuals_claim_housing_benefit\" title=\"6. Can self-employed individuals claim housing benefit?\">6. Can self-employed individuals claim housing benefit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#7_Can_I_claim_housing_benefit_if_I_live_in_social_housing\" title=\"7. Can I claim housing benefit if I live in social housing?\">7. Can I claim housing benefit if I live in social housing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#8_Can_I_receive_housing_benefit_for_a_holiday_home\" title=\"8. Can I receive housing benefit for a holiday home?\">8. Can I receive housing benefit for a holiday home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#9_Can_I_claim_housing_benefit_if_Im_a_student\" title=\"9. Can I claim housing benefit if I&#8217;m a student?\">9. Can I claim housing benefit if I&#8217;m a student?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#10_Can_I_claim_housing_benefit_if_I_have_a_fixed-term_employment_contract\" title=\"10. Can I claim housing benefit if I have a fixed-term employment contract?\">10. Can I claim housing benefit if I have a fixed-term employment contract?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#11_Can_I_claim_housing_benefit_if_I_own_my_home_outright\" title=\"11. Can I claim housing benefit if I own my home outright?\">11. Can I claim housing benefit if I own my home outright?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#12_How_can_I_apply_for_housing_benefit_with_a_mortgage\" title=\"12. How can I apply for housing benefit with a mortgage?\">12. How can I apply for housing benefit with a mortgage?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Can_you_claim_housing_benefit_with_a_mortgage\"><\/span>Can you claim housing benefit with a mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, it is possible to claim housing benefit even if you have a mortgage. However, the rules and eligibility criteria can vary depending on your circumstances and where you live. <\/p>\n<p>Most people associate housing benefits with renting a property from a landlord. However, the government also provides assistance to homeowners who are struggling to meet their mortgage repayments. This financial aid is known as Support for Mortgage Interest (SMI) and is administered through the Department for Work and Pensions (DWP).<\/p>\n<p>To be eligible for SMI, you need to meet specific criteria, including being in receipt of certain benefits, such as Income Support, income-based Jobseeker&#8217;s Allowance, or income-related Employment and Support Allowance. Additionally, you must have a mortgage on your property and be receiving Universal Credit, Pension Credit, or certain other benefits.<\/p>\n<p>The amount of SMI you can receive is calculated based on the interest rate, the size of your mortgage, and the equity you have in your home. It is important to note that SMI is provided as a loan and must be repaid when you sell the property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Is_housing_benefit_only_for_renters\"><\/span>1. Is housing benefit only for renters?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing benefit is not only for renters. Homeowners who meet specific criteria can also receive Support for Mortgage Interest (SMI) to assist with their mortgage payments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_claim_housing_benefit_if_I_have_a_buy-to-let_property\"><\/span>2. Can I claim housing benefit if I have a buy-to-let property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing benefit is not available for buy-to-let properties. It is intended to support individuals who are living in their own primary residence.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_other_factors_can_affect_my_eligibility_for_housing_benefit\"><\/span>3. What other factors can affect my eligibility for housing benefit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nFactors such as your income, savings, and the number of people in your household can affect your eligibility and the amount of housing benefit you can receive.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_claim_housing_benefit_if_I_have_a_second_home\"><\/span>4. Can I claim housing benefit if I have a second home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing benefit is not provided for second homes. It is meant to assist individuals with their primary residence.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_receive_housing_benefit_while_Im_unemployed\"><\/span>5. Can I receive housing benefit while I&#8217;m unemployed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, being unemployed can make you eligible for housing benefit, as it is primarily income-based.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_self-employed_individuals_claim_housing_benefit\"><\/span>6. Can self-employed individuals claim housing benefit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, self-employed individuals can claim housing benefit if they meet the eligibility criteria, which is primarily based on income and savings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_claim_housing_benefit_if_I_live_in_social_housing\"><\/span>7. Can I claim housing benefit if I live in social housing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, individuals living in social housing can claim housing benefit to help cover their rent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_receive_housing_benefit_for_a_holiday_home\"><\/span>8. Can I receive housing benefit for a holiday home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing benefit is not provided for holiday homes or properties that are not inhabited as a primary residence.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_claim_housing_benefit_if_Im_a_student\"><\/span>9. Can I claim housing benefit if I&#8217;m a student?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt depends on certain factors like your age, whether you have children or a partner, and if you&#8217;re in full-time education. Some students may be eligible for housing benefit, whereas others may not.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_claim_housing_benefit_if_I_have_a_fixed-term_employment_contract\"><\/span>10. Can I claim housing benefit if I have a fixed-term employment contract?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, individuals with fixed-term employment contracts can be eligible for housing benefit depending on their income, savings, and other relevant criteria.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_claim_housing_benefit_if_I_own_my_home_outright\"><\/span>11. Can I claim housing benefit if I own my home outright?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nGenerally, housing benefit is not available to individuals who own their home outright. However, exceptions may apply if you meet certain criteria or if you have a mortgage under specific circumstances.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_can_I_apply_for_housing_benefit_with_a_mortgage\"><\/span>12. How can I apply for housing benefit with a mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo apply for housing benefit or Support for Mortgage Interest (SMI), you need to contact your local authority or the Department for Work and Pensions (DWP) to determine your eligibility and initiate the application process. These organizations will guide you through the necessary steps and provide the required forms and documentation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing benefits often come to mind as a potential financial solution. The question that arises is whether you can claim housing benefit with a mortgage. Let&#8217;s delve into this topic to gain &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can you claim housing benefit with a mortgage?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#more-153752\">Read more<span class=\"screen-reader-text\">Can you claim housing benefit with a mortgage?<\/span><\/a><\/p>\n","protected":false},"author":37,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-153752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you claim housing benefit with a mortgage?<\/title>\n<meta name=\"description\" content=\"Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can you claim housing benefit with a mortgage?\" \/>\n<meta property=\"og:description\" content=\"Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-30T10:42:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rebekah Dougherty\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rebekah Dougherty\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\"},\"author\":{\"name\":\"Rebekah Dougherty\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/547e9df04525ea0985a4f40d2f0f5d7d\"},\"headline\":\"Can you claim housing benefit with a mortgage?\",\"datePublished\":\"2023-11-30T10:42:40+00:00\",\"dateModified\":\"2023-11-30T10:42:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\"},\"wordCount\":673,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\",\"name\":\"Can you claim housing benefit with a mortgage?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2023-11-30T10:42:40+00:00\",\"dateModified\":\"2023-11-30T10:42:40+00:00\",\"description\":\"Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can you claim housing benefit with a mortgage?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/547e9df04525ea0985a4f40d2f0f5d7d\",\"name\":\"Rebekah Dougherty\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Rebekah Dougherty\"},\"description\":\"Guest author Rebekah Dougherty has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can you claim housing benefit with a mortgage?","description":"Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"Can you claim housing benefit with a mortgage?","og_description":"Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing","og_url":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2023-11-30T10:42:40+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Rebekah Dougherty","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Rebekah Dougherty","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/"},"author":{"name":"Rebekah Dougherty","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/547e9df04525ea0985a4f40d2f0f5d7d"},"headline":"Can you claim housing benefit with a mortgage?","datePublished":"2023-11-30T10:42:40+00:00","dateModified":"2023-11-30T10:42:40+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/"},"wordCount":673,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/","url":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/","name":"Can you claim housing benefit with a mortgage?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2023-11-30T10:42:40+00:00","dateModified":"2023-11-30T10:42:40+00:00","description":"Can you claim housing benefit with a mortgage? For individuals who are struggling to make ends meet and meet their monthly mortgage payments, housing","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/can-you-claim-housing-benefit-with-a-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"Can you claim housing benefit with a mortgage?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/547e9df04525ea0985a4f40d2f0f5d7d","name":"Rebekah Dougherty","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Rebekah Dougherty"},"description":"Guest author Rebekah Dougherty has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/153752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=153752"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/153752\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=153752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=153752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=153752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}