{"id":151476,"date":"2024-01-22T13:03:09","date_gmt":"2024-01-22T13:03:09","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/"},"modified":"2024-01-22T13:03:09","modified_gmt":"2024-01-22T13:03:09","slug":"what-percentage-of-income-goes-to-housing","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/","title":{"rendered":"What percentage of income goes to housing?"},"content":{"rendered":"<p>One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant or homeowner, understanding what percentage of your income should be allocated towards housing can help you make informed decisions about your finances. In this article, we will explore the recommended percentage and provide answers to some related frequently asked questions.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#What_Percentage_of_Income_Goes_to_Housing\" title=\"What Percentage of Income Goes to Housing?\">What Percentage of Income Goes to Housing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions:\">Frequently Asked Questions:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#1_What_happens_if_I_spend_more_than_30_of_my_income_on_housing\" title=\"1. What happens if I spend more than 30% of my income on housing?\">1. What happens if I spend more than 30% of my income on housing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#2_What_if_I_live_in_an_expensive_city_with_high_housing_costs\" title=\"2. What if I live in an expensive city with high housing costs?\">2. What if I live in an expensive city with high housing costs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#3_Can_I_include_homeowners_association_HOA_fees_in_my_housing_expenses\" title=\"3. Can I include homeowners association (HOA) fees in my housing expenses?\">3. Can I include homeowners association (HOA) fees in my housing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#4_Should_I_consider_my_net_or_gross_income_when_calculating_housing_expenses\" title=\"4. Should I consider my net or gross income when calculating housing expenses?\">4. Should I consider my net or gross income when calculating housing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#5_Does_the_30_guideline_apply_to_low-income_households\" title=\"5. Does the 30% guideline apply to low-income households?\">5. Does the 30% guideline apply to low-income households?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#6_Should_I_include_home_maintenance_costs_in_my_housing_expenses\" title=\"6. Should I include home maintenance costs in my housing expenses?\">6. Should I include home maintenance costs in my housing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#7_Can_I_include_rental_insurance_in_my_housing_expenses\" title=\"7. Can I include rental insurance in my housing expenses?\">7. Can I include rental insurance in my housing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#8_Does_the_30_guideline_apply_to_individuals_or_households\" title=\"8. Does the 30% guideline apply to individuals or households?\">8. Does the 30% guideline apply to individuals or households?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#9_How_can_I_reduce_my_housing_expenses\" title=\"9. How can I reduce my housing expenses?\">9. How can I reduce my housing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#10_Can_I_allocate_more_than_30_of_my_income_towards_housing_if_I_have_no_other_significant_expenses\" title=\"10. Can I allocate more than 30% of my income towards housing if I have no other significant expenses?\">10. Can I allocate more than 30% of my income towards housing if I have no other significant expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#11_Should_I_count_roommate_contributions_in_my_housing_expenses\" title=\"11. Should I count roommate contributions in my housing expenses?\">11. Should I count roommate contributions in my housing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#12_Does_the_30_guideline_work_for_retirees\" title=\"12. Does the 30% guideline work for retirees?\">12. Does the 30% guideline work for retirees?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Percentage_of_Income_Goes_to_Housing\"><\/span><b>What Percentage of Income Goes to Housing?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The percentage of income that should be allocated towards housing expenses varies depending on various factors such as your location, personal financial circumstances, and lifestyle choices. However, financial experts generally advise that no more than 30% of your gross monthly income should go towards housing costs, including rent or mortgage payments, property taxes, insurance, and utilities.<\/p>\n<p>It is important to note that this 30% guideline is merely a rule of thumb, and not a fixed requirement. Each individual or family may have unique circumstances that necessitate adjustments to this percentage, such as higher living costs in certain regions or personal financial goals.<\/p>\n<p>While it is crucial to allocate a reasonable amount of your income towards housing, it is equally important to consider your overall financial well-being. Balancing your housing expenses with savings, investments, and other financial goals is key to achieving long-term financial stability.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><b>Frequently Asked Questions:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_happens_if_I_spend_more_than_30_of_my_income_on_housing\"><\/span>1. What happens if I spend more than 30% of my income on housing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you spend more than 30% of your income on housing, it can significantly impact your financial health. You may struggle to cover other essential expenses, accumulate debt, or have limited savings for emergencies or future goals.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_if_I_live_in_an_expensive_city_with_high_housing_costs\"><\/span>2. What if I live in an expensive city with high housing costs?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLiving in an expensive city can make it challenging to adhere strictly to the 30% guideline. In such cases, you may need to prioritize your spending, consider downsizing or seeking alternative housing options, or find ways to increase your income.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_include_homeowners_association_HOA_fees_in_my_housing_expenses\"><\/span>3. Can I include homeowners association (HOA) fees in my housing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you should include homeowners association fees in your housing expenses, along with other costs such as mortgage payments, property taxes, insurance, and utilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Should_I_consider_my_net_or_gross_income_when_calculating_housing_expenses\"><\/span>4. Should I consider my net or gross income when calculating housing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is advisable to base your housing expense calculations on your gross income, which includes your total income before any deductions or taxes. Using your net income may underestimate your housing affordability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Does_the_30_guideline_apply_to_low-income_households\"><\/span>5. Does the 30% guideline apply to low-income households?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile the 30% guideline is often cited, low-income households may have to allocate a larger percentage of their income to meet basic housing needs due to limited options. In such cases, affordable housing programs and assistance may be available.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Should_I_include_home_maintenance_costs_in_my_housing_expenses\"><\/span>6. Should I include home maintenance costs in my housing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHome maintenance costs, such as repairs and improvements, are not typically included in the 30% guideline for housing expenses. However, it is important to budget and save for these expenses separately to maintain the value and safety of your home.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_include_rental_insurance_in_my_housing_expenses\"><\/span>7. Can I include rental insurance in my housing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, rental insurance can be included as part of your housing expenses. It is necessary to protect your belongings and provide liability coverage in case of unforeseen events.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Does_the_30_guideline_apply_to_individuals_or_households\"><\/span>8. Does the 30% guideline apply to individuals or households?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe 30% guideline applies to both individuals and households but may need adjustment based on the number of earners and dependents within the household.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_How_can_I_reduce_my_housing_expenses\"><\/span>9. How can I reduce my housing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo reduce housing expenses, you can consider options such as downsizing, finding lower-cost housing in different areas, negotiating rental agreements or mortgage terms, or increasing your income through additional employment or side gigs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_allocate_more_than_30_of_my_income_towards_housing_if_I_have_no_other_significant_expenses\"><\/span>10. Can I allocate more than 30% of my income towards housing if I have no other significant expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile there may be some circumstances where allocating more than 30% of your income towards housing is feasible, it is generally advisable to balance your housing costs with other financial goals and responsibilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Should_I_count_roommate_contributions_in_my_housing_expenses\"><\/span>11. Should I count roommate contributions in my housing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have roommates who contribute towards housing expenses, you can adjust the percentage calculation accordingly. Divide the total housing expenses by the number of occupants and calculate the percentage based on your portion.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Does_the_30_guideline_work_for_retirees\"><\/span>12. Does the 30% guideline work for retirees?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nRetirees often have different financial circumstances. While the 30% guideline can provide a starting point, retirees should consider their unique income sources, health care expenses, and other factors to determine an appropriate housing expense allocation.<\/p>\n<p>In conclusion, the recommended percentage of income to allocate towards housing expenses is 30% or less. However, it is important to consider individual circumstances, cost of living, and long-term financial goals when determining the appropriate percentage. Striking a balance between housing expenses and overall financial well-being should always be a priority.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant or homeowner, understanding what percentage of your income should be allocated towards housing can help you make informed decisions about your finances. In this article, we will explore the &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What percentage of income goes to housing?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#more-151476\">Read more<span class=\"screen-reader-text\">What percentage of income goes to housing?<\/span><\/a><\/p>\n","protected":false},"author":36,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-151476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What percentage of income goes to housing?<\/title>\n<meta name=\"description\" content=\"One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What percentage of income goes to housing?\" \/>\n<meta property=\"og:description\" content=\"One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-22T13:03:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Eileen Blackwell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eileen Blackwell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\"},\"author\":{\"name\":\"Eileen Blackwell\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c799e94cf8db4ccb6c0493767541de46\"},\"headline\":\"What percentage of income goes to housing?\",\"datePublished\":\"2024-01-22T13:03:09+00:00\",\"dateModified\":\"2024-01-22T13:03:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\"},\"wordCount\":787,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\",\"name\":\"What percentage of income goes to housing?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-01-22T13:03:09+00:00\",\"dateModified\":\"2024-01-22T13:03:09+00:00\",\"description\":\"One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What percentage of income goes to housing?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c799e94cf8db4ccb6c0493767541de46\",\"name\":\"Eileen Blackwell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Eileen Blackwell\"},\"description\":\"Guest author Eileen Blackwell has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What percentage of income goes to housing?","description":"One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/","og_locale":"en_US","og_type":"article","og_title":"What percentage of income goes to housing?","og_description":"One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant","og_url":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-01-22T13:03:09+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Eileen Blackwell","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Eileen Blackwell","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/"},"author":{"name":"Eileen Blackwell","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c799e94cf8db4ccb6c0493767541de46"},"headline":"What percentage of income goes to housing?","datePublished":"2024-01-22T13:03:09+00:00","dateModified":"2024-01-22T13:03:09+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/"},"wordCount":787,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/","url":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/","name":"What percentage of income goes to housing?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-01-22T13:03:09+00:00","dateModified":"2024-01-22T13:03:09+00:00","description":"One of the biggest financial concerns for individuals and families is the amount of income that is dedicated to housing expenses. Whether you are a tenant","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-percentage-of-income-goes-to-housing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What percentage of income goes to housing?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c799e94cf8db4ccb6c0493767541de46","name":"Eileen Blackwell","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Eileen Blackwell"},"description":"Guest author Eileen Blackwell has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/151476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=151476"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/151476\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=151476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=151476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=151476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}