{"id":150996,"date":"2025-05-30T12:07:56","date_gmt":"2025-05-30T12:07:56","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/"},"modified":"2025-05-30T12:07:56","modified_gmt":"2025-05-30T12:07:56","slug":"what-is-the-housing-for-older-persons-act","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/","title":{"rendered":"What is the Housing for Older Persons Act?"},"content":{"rendered":"<p>The Housing for Older Persons Act (HOPA) is a federal law that provides certain exemptions from the Fair Housing Act (FHA) to housing communities that are designed and operated for older persons.<\/p>\n<p>The aim of HOPA is to allow these housing communities to restrict occupancy to individuals who are 55 years of age or older. By doing so, HOPA recognizes the importance of creating age-restricted housing options for older individuals while considering their unique needs and preferences.<\/p>\n<p>HOPA was enacted by the U.S. Congress in 1995 to provide legal protection and flexibility to age-restricted housing communities across the nation. It offers guidelines and exemptions that enable these communities to maintain their age-restricted status and cater specifically to the needs of older residents.<\/p>\n<p>The primary benefit of HOPA is that it allows age-restricted housing communities to implement policies that ensure the availability of suitable housing options for older individuals. By limiting occupancy to residents who meet the age criteria, the Act helps create communities that are tailored to the unique requirements of older persons, fostering a sense of community and promoting well-being.<\/p>\n<p>HOPA also exempts senior housing communities from certain familial status discrimination provisions under the FHA. As a result, these housing communities can effectively operate as age-restricted communities without fear of violating fair housing laws.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#1_Who_is_protected_under_the_Housing_for_Older_Persons_Act\" title=\"1. Who is protected under the Housing for Older Persons Act?\">1. Who is protected under the Housing for Older Persons Act?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#2_Is_age_the_only_criteria_for_eligibility_in_age-restricted_housing_communities\" title=\"2. Is age the only criteria for eligibility in age-restricted housing communities?\">2. Is age the only criteria for eligibility in age-restricted housing communities?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#3_Can_children_and_younger_individuals_live_in_age-restricted_communities_under_HOPA\" title=\"3. Can children and younger individuals live in age-restricted communities under HOPA?\">3. Can children and younger individuals live in age-restricted communities under HOPA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#4_What_amenities_and_services_do_age-restricted_communities_provide\" title=\"4. What amenities and services do age-restricted communities provide?\">4. What amenities and services do age-restricted communities provide?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#5_Can_age-restricted_communities_discriminate_against_families_with_children\" title=\"5. Can age-restricted communities discriminate against families with children?\">5. Can age-restricted communities discriminate against families with children?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#6_Can_age-restricted_communities_set_minimum_age_requirements_above_55\" title=\"6. Can age-restricted communities set minimum age requirements above 55?\">6. Can age-restricted communities set minimum age requirements above 55?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#7_Do_age-restricted_communities_have_to_provide_additional_accommodations_for_residents_with_disabilities\" title=\"7. Do age-restricted communities have to provide additional accommodations for residents with disabilities?\">7. Do age-restricted communities have to provide additional accommodations for residents with disabilities?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#8_Can_housing_communities_lose_their_age-restricted_status\" title=\"8. Can housing communities lose their age-restricted status?\">8. Can housing communities lose their age-restricted status?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#9_Are_there_any_exceptions_to_the_age_restrictions_under_HOPA\" title=\"9. Are there any exceptions to the age restrictions under HOPA?\">9. Are there any exceptions to the age restrictions under HOPA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#10_Can_an_age-restricted_community_deny_housing_based_on_age\" title=\"10. Can an age-restricted community deny housing based on age?\">10. Can an age-restricted community deny housing based on age?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#11_Can_a_younger_caregiver_reside_in_an_age-restricted_community_with_an_older_resident\" title=\"11. Can a younger caregiver reside in an age-restricted community with an older resident?\">11. Can a younger caregiver reside in an age-restricted community with an older resident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#12_Are_there_any_federal_penalties_for_violating_HOPA\" title=\"12. Are there any federal penalties for violating HOPA?\">12. Are there any federal penalties for violating HOPA?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Who_is_protected_under_the_Housing_for_Older_Persons_Act\"><\/span>1. Who is protected under the Housing for Older Persons Act?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHOPA protects individuals who are 55 years of age or older.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_age_the_only_criteria_for_eligibility_in_age-restricted_housing_communities\"><\/span>2. Is age the only criteria for eligibility in age-restricted housing communities?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile age is the primary criterion, age-restricted housing communities may have additional requirements, such as proof of age and ensuring that a certain percentage of residents are at least 55 years old.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_children_and_younger_individuals_live_in_age-restricted_communities_under_HOPA\"><\/span>3. Can children and younger individuals live in age-restricted communities under HOPA?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, but with limits. HOPA allows a small percentage of residents to be younger than 55, as long as the community meets certain requirements to maintain its age-restricted status.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_amenities_and_services_do_age-restricted_communities_provide\"><\/span>4. What amenities and services do age-restricted communities provide?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAge-restricted communities often provide amenities and services tailored to the needs of older individuals, such as fitness centers, recreational facilities, medical services, transportation assistance, and social activities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_age-restricted_communities_discriminate_against_families_with_children\"><\/span>5. Can age-restricted communities discriminate against families with children?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAge-restricted communities that comply with HOPA&#8217;s requirements are exempt from certain familial status discrimination provisions, allowing them to limit residency to individuals who meet the age criteria.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_age-restricted_communities_set_minimum_age_requirements_above_55\"><\/span>6. Can age-restricted communities set minimum age requirements above 55?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, age-restricted communities may set minimum age requirements above 55, as long as they meet certain conditions outlined in HOPA.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Do_age-restricted_communities_have_to_provide_additional_accommodations_for_residents_with_disabilities\"><\/span>7. Do age-restricted communities have to provide additional accommodations for residents with disabilities?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, age-restricted communities must comply with the reasonable accommodation requirements of the FHA, providing necessary accommodations for residents with disabilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_housing_communities_lose_their_age-restricted_status\"><\/span>8. Can housing communities lose their age-restricted status?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if a housing community fails to meet the requirements of HOPA, it may lose its age-restricted status and become subject to fair housing laws.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Are_there_any_exceptions_to_the_age_restrictions_under_HOPA\"><\/span>9. Are there any exceptions to the age restrictions under HOPA?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nHOPA allows for limited exceptions, such as when a younger person is residing with an older person who meets the age requirements or if the community is designated for older persons suffering from certain disabilities.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_an_age-restricted_community_deny_housing_based_on_age\"><\/span>10. Can an age-restricted community deny housing based on age?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, age-restricted communities cannot deny housing based solely on age. However, they can restrict occupancy to individuals who meet the age requirements established by the community.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_a_younger_caregiver_reside_in_an_age-restricted_community_with_an_older_resident\"><\/span>11. Can a younger caregiver reside in an age-restricted community with an older resident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, under HOPA, a caregiver who is younger than the specified age limit may reside with an older resident in an age-restricted community to provide necessary care and support.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Are_there_any_federal_penalties_for_violating_HOPA\"><\/span>12. Are there any federal penalties for violating HOPA?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, violating the HOPA can result in penalties, including fines and lawsuits, as it constitutes a violation of federal fair housing laws.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Housing for Older Persons Act (HOPA) is a federal law that provides certain exemptions from the Fair Housing Act (FHA) to housing communities that are designed and operated for older persons. The aim of HOPA is to allow these housing communities to restrict occupancy to individuals who are 55 years of age or older. &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is the Housing for Older Persons Act?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/#more-150996\">Read more<span class=\"screen-reader-text\">What is the Housing for Older Persons Act?<\/span><\/a><\/p>\n","protected":false},"author":36,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-150996","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is the Housing for Older Persons Act?<\/title>\n<meta name=\"description\" content=\"The Housing for Older Persons Act (HOPA) is a federal law that provides certain exemptions from the Fair Housing Act (FHA) to housing communities that are\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is the Housing for Older Persons Act?\" \/>\n<meta property=\"og:description\" content=\"The Housing for Older Persons Act (HOPA) is a federal law that provides certain exemptions from the Fair Housing Act (FHA) to housing communities that are\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-the-housing-for-older-persons-act\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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