{"id":150304,"date":"2024-01-17T22:37:42","date_gmt":"2024-01-17T22:37:42","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/"},"modified":"2024-01-17T22:37:42","modified_gmt":"2024-01-17T22:37:42","slug":"how-do-i-know-if-i-need-car-rental-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/","title":{"rendered":"How do I know if I need car rental insurance?"},"content":{"rendered":"<p>When you&#8217;re renting a car, one of the questions that often comes to mind is whether or not you need to purchase car rental insurance. While it&#8217;s easy to assume that your regular auto insurance will cover you, there are several factors to consider before making a decision. Here are some key points to help you determine if car rental insurance is necessary for your situation:<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Understanding_Your_Existing_Auto_Insurance\" title=\"Understanding Your Existing Auto Insurance\">Understanding Your Existing Auto Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Absence_of_Personal_Auto_Insurance\" title=\"Absence of Personal Auto Insurance\">Absence of Personal Auto Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Cost_Analysis\" title=\"Cost Analysis\">Cost Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Limits_on_Existing_Coverage\" title=\"Limits on Existing Coverage\">Limits on Existing Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Liability_Coverage\" title=\"Liability Coverage\">Liability Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Financial_Risk_Tolerance\" title=\"Financial Risk Tolerance\">Financial Risk Tolerance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Duration_of_Rental\" title=\"Duration of Rental\">Duration of Rental<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Rental_car_agency_requirements\" title=\"Rental car agency requirements\">Rental car agency requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Protection_against_Deductible_Charges\" title=\"Protection against Deductible Charges\">Protection against Deductible Charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Personal_Accident_Coverage\" title=\"Personal Accident Coverage\">Personal Accident Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#International_Travel\" title=\"International Travel\">International Travel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Peace_of_Mind\" title=\"Peace of Mind\">Peace of Mind<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#Frequently_Asked_Questions_FAQs\" title=\"Frequently Asked Questions (FAQs)\">Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#1_Does_my_credit_card_provide_rental_car_insurance_coverage\" title=\"1. Does my credit card provide rental car insurance coverage?\">1. Does my credit card provide rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#2_Is_car_rental_insurance_required_by_law\" title=\"2. Is car rental insurance required by law?\">2. Is car rental insurance required by law?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#3_Can_I_add_rental_car_coverage_to_my_existing_auto_insurance_policy\" title=\"3. Can I add rental car coverage to my existing auto insurance policy?\">3. Can I add rental car coverage to my existing auto insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#4_Does_my_personal_auto_insurance_cover_damage_to_the_rental_car\" title=\"4. Does my personal auto insurance cover damage to the rental car?\">4. Does my personal auto insurance cover damage to the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#5_Can_I_decline_rental_car_insurance_if_I_have_coverage_through_my_regular_auto_insurance_policy\" title=\"5. Can I decline rental car insurance if I have coverage through my regular auto insurance policy?\">5. Can I decline rental car insurance if I have coverage through my regular auto insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#6_Do_I_need_car_rental_insurance_if_I_am_a_frequent_renter\" title=\"6. Do I need car rental insurance if I am a frequent renter?\">6. Do I need car rental insurance if I am a frequent renter?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#7_Does_car_rental_insurance_cover_loss_of_personal_belongings\" title=\"7. Does car rental insurance cover loss of personal belongings?\">7. Does car rental insurance cover loss of personal belongings?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#8_Can_I_purchase_car_rental_insurance_after_picking_up_the_rental_car\" title=\"8. Can I purchase car rental insurance after picking up the rental car?\">8. Can I purchase car rental insurance after picking up the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#9_Is_car_rental_insurance_worth_the_cost\" title=\"9. Is car rental insurance worth the cost?\">9. Is car rental insurance worth the cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#10_What_is_supplemental_liability_insurance_SLI\" title=\"10. What is supplemental liability insurance (SLI)?\">10. What is supplemental liability insurance (SLI)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#11_Does_car_rental_insurance_cover_towing_expenses\" title=\"11. Does car rental insurance cover towing expenses?\">11. Does car rental insurance cover towing expenses?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#12_Can_I_use_my_personal_auto_insurance_in_another_country\" title=\"12. Can I use my personal auto insurance in another country?\">12. Can I use my personal auto insurance in another country?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_Your_Existing_Auto_Insurance\"><\/span>Understanding Your Existing Auto Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before deciding whether or not to purchase car rental insurance, it&#8217;s important to review your existing auto insurance policy. **Check with your insurance provider to understand the extent of coverage for rental vehicles.** Some policies may provide sufficient coverage for rental cars, while others may have limitations or exclusions. <\/p>\n<h2><span class=\"ez-toc-section\" id=\"Absence_of_Personal_Auto_Insurance\"><\/span>Absence of Personal Auto Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you do not own a car or have auto insurance, **purchasing car rental insurance is generally a good idea**. It provides essential coverage in case of an accident, damage, or theft. Rental car insurance ensures that you are protected and avoids potential liability issues.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cost_Analysis\"><\/span>Cost Analysis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Consider the cost factor when deciding on car rental insurance. **Compare the daily rate of coverage to the value of your existing auto insurance**. If the cost of rental insurance is considerably high, and you have comprehensive coverage on your regular policy, it may be unnecessary to purchase additional insurance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Limits_on_Existing_Coverage\"><\/span>Limits on Existing Coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Even if your regular auto insurance policy extends to rental cars, **check for any limitations or exclusions**. Some policies may only cover the rental vehicle if it is similar to your personal car or exclude certain types of rental vehicles like luxury cars or trucks.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Liability_Coverage\"><\/span>Liability Coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>An essential aspect to consider is liability coverage. **Ensure that your regular policy provides adequate liability coverage on rental vehicles** in case you cause an accident or damage property. If your existing policy falls short, it&#8217;s wise to purchase additional rental insurance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Financial_Risk_Tolerance\"><\/span>Financial Risk Tolerance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Evaluate your personal financial situation and risk tolerance. **If you are financially stable and can comfortably cover any potential damages or losses, you may choose to forgo rental insurance**. However, if you are risk-averse or prefer peace of mind, purchasing additional coverage is recommended.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Duration_of_Rental\"><\/span>Duration of Rental<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The duration of your rental can influence the necessity of car rental insurance. **For shorter rental periods, your existing auto insurance may provide sufficient coverage**. However, for extended rentals, it may be wise to purchase insurance since the risk of accidents or damages increases over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Rental_car_agency_requirements\"><\/span>Rental car agency requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Some rental car agencies may have specific requirements regarding insurance coverage. **Check with the rental agency to understand their policies and what type of insurance coverage they require**. Non-compliance with their requirements may lead to additional charges or restrictions.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Protection_against_Deductible_Charges\"><\/span>Protection against Deductible Charges<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In case of an accident or damage to the rental car, you may be liable to pay a deductible amount. **Consider purchasing rental insurance to protect yourself from paying these deductibles**. It can save you from unexpected expenses and potential headaches.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Personal_Accident_Coverage\"><\/span>Personal Accident Coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you want additional protection for yourself and your passengers in case of accidents, **check if your regular auto insurance policy covers personal injury protection for rental cars**. If it doesn&#8217;t, you may want to consider purchasing this coverage from the rental car agency or through rental insurance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"International_Travel\"><\/span>International Travel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are traveling outside your home country and plan to rent a car, **verify if your existing auto insurance extends coverage to international rentals**. In most cases, your regular policy may not cover international rentals, so purchasing insurance through the rental agency can be a good option.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Peace_of_Mind\"><\/span>Peace of Mind<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Regardless of the legal or financial requirements, some individuals simply prefer the peace of mind that comes with having additional insurance coverage. **If you feel more secure with the extra protection, purchasing car rental insurance is the right choice**.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Does_my_credit_card_provide_rental_car_insurance_coverage\"><\/span>1. Does my credit card provide rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance coverage as a cardholder benefit. **Check with your credit card provider to understand the extent and limitations of this coverage**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_car_rental_insurance_required_by_law\"><\/span>2. Is car rental insurance required by law?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCar rental insurance is not always required by law. However, certain states or countries may have specific laws or regulations mandating a minimum level of insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_add_rental_car_coverage_to_my_existing_auto_insurance_policy\"><\/span>3. Can I add rental car coverage to my existing auto insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, you can add rental car coverage as an endorsement to your existing auto insurance policy. **Check with your insurance provider to see if this option is available and what it covers**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Does_my_personal_auto_insurance_cover_damage_to_the_rental_car\"><\/span>4. Does my personal auto insurance cover damage to the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nDepending on your auto insurance policy, it may cover damages to the rental car. **Review your policy carefully to understand its coverage and any limitations**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_decline_rental_car_insurance_if_I_have_coverage_through_my_regular_auto_insurance_policy\"><\/span>5. Can I decline rental car insurance if I have coverage through my regular auto insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if your regular auto insurance policy provides sufficient coverage, you can decline rental car insurance. **However, it is important to verify the extent of coverage before making a decision**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Do_I_need_car_rental_insurance_if_I_am_a_frequent_renter\"><\/span>6. Do I need car rental insurance if I am a frequent renter?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you frequently rent cars, it may be more cost-effective to purchase an annual rental car insurance policy instead of paying for coverage each time. **Compare the costs and benefits to determine the best option for you**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_car_rental_insurance_cover_loss_of_personal_belongings\"><\/span>7. Does car rental insurance cover loss of personal belongings?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCar rental insurance typically does not cover the loss of personal belongings. However, you may have coverage through your homeowners or renters insurance policy. **Check with your insurance provider to understand your coverage for personal belongings**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_purchase_car_rental_insurance_after_picking_up_the_rental_car\"><\/span>8. Can I purchase car rental insurance after picking up the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, you can still purchase car rental insurance even after picking up the rental car. **Contact the rental agency to discuss your options and make the necessary arrangements**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Is_car_rental_insurance_worth_the_cost\"><\/span>9. Is car rental insurance worth the cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe value of car rental insurance depends on your personal circumstances and the level of coverage provided. **Consider the potential risks, cost of insurance, and your risk tolerance to determine if it is worth the cost**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_What_is_supplemental_liability_insurance_SLI\"><\/span>10. What is supplemental liability insurance (SLI)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSupplemental liability insurance (SLI) is additional coverage that protects you against claims made by third parties for bodily injury or property damage caused by the rental vehicle. **It is important to evaluate if you need this coverage based on your existing liability coverage**.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Does_car_rental_insurance_cover_towing_expenses\"><\/span>11. Does car rental insurance cover towing expenses?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCar rental insurance typically does not cover towing expenses. However, if you have roadside assistance coverage through your regular auto insurance or a membership with an automobile association, it may include towing services.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_use_my_personal_auto_insurance_in_another_country\"><\/span>12. Can I use my personal auto insurance in another country?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, your personal auto insurance coverage does not extend to rentals in other countries. **You may need to purchase additional insurance through the rental agency or a separate international insurance provider**.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you&#8217;re renting a car, one of the questions that often comes to mind is whether or not you need to purchase car rental insurance. While it&#8217;s easy to assume that your regular auto insurance will cover you, there are several factors to consider before making a decision. Here are some key points to help &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How do I know if I need car rental insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-do-i-know-if-i-need-car-rental-insurance\/#more-150304\">Read more<span class=\"screen-reader-text\">How do I know if I need car rental insurance?<\/span><\/a><\/p>\n","protected":false},"author":36,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-150304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How do I know if I need car rental insurance?<\/title>\n<meta name=\"description\" content=\"When you&#039;re renting a car, one of the questions that often comes to mind is whether or not you need to purchase car rental insurance. 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