{"id":146105,"date":"2023-11-04T13:56:13","date_gmt":"2023-11-04T13:56:13","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/"},"modified":"2023-11-04T13:56:13","modified_gmt":"2023-11-04T13:56:13","slug":"do-i-get-to-pick-rental-or-does-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/","title":{"rendered":"Do I get to pick rental or does insurance?"},"content":{"rendered":"<p>When it comes to renting a vehicle after an accident, many people wonder if they have a say in the type of rental car they receive or if their insurance provider makes that decision for them. The answer to this question is not cut and dry, as it can depend on a variety of factors. However, in most cases, you do have some control over the type of rental car you receive.<\/p>\n<p>If you are involved in an accident and need a rental car while your own vehicle is being repaired, your insurance provider will typically cover the cost of the rental. However, the type of rental car you receive may be subject to certain restrictions set by your insurance policy. For example, some insurance policies have specific limits on the daily rate and type of car that can be rented.<\/p>\n<p>If the rental car provided by your insurance does not meet your needs, you may be able to negotiate with the rental car company to upgrade to a different vehicle at your own expense. Keep in mind that you will likely have to pay the difference in cost between the rental car provided by your insurance and the upgraded vehicle.<\/p>\n<p>It is important to check with your insurance provider to understand what coverage you have in place and what your options are for renting a vehicle after an accident. By knowing your rights and responsibilities, you can make an informed decision about the type of rental car you receive.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#1_Can_I_choose_the_rental_car_company_I_want_to_use\" title=\"1. Can I choose the rental car company I want to use?\">1. Can I choose the rental car company I want to use?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#2_Will_my_insurance_cover_the_cost_of_a_luxury_rental_car\" title=\"2. Will my insurance cover the cost of a luxury rental car?\">2. Will my insurance cover the cost of a luxury rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#3_Can_I_choose_the_duration_of_my_rental_car\" title=\"3. Can I choose the duration of my rental car?\">3. Can I choose the duration of my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#4_Is_there_a_limit_on_the_number_of_days_I_can_rent_a_car_after_an_accident\" title=\"4. Is there a limit on the number of days I can rent a car after an accident?\">4. Is there a limit on the number of days I can rent a car after an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#5_Can_I_use_my_rental_car_for_personal_use_while_my_vehicle_is_being_repaired\" title=\"5. Can I use my rental car for personal use while my vehicle is being repaired?\">5. Can I use my rental car for personal use while my vehicle is being repaired?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#6_Can_I_ask_for_a_specific_make_and_model_of_car_for_my_rental\" title=\"6. Can I ask for a specific make and model of car for my rental?\">6. Can I ask for a specific make and model of car for my rental?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#7_Will_my_insurance_cover_additional_insurance_for_the_rental_car\" title=\"7. Will my insurance cover additional insurance for the rental car?\">7. Will my insurance cover additional insurance for the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#8_Can_I_choose_the_pickup_and_drop-off_locations_for_my_rental_car\" title=\"8. Can I choose the pickup and drop-off locations for my rental car?\">8. Can I choose the pickup and drop-off locations for my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#9_Will_my_insurance_cover_the_cost_of_a_rental_car_if_I_am_at_fault_for_the_accident\" title=\"9. Will my insurance cover the cost of a rental car if I am at fault for the accident?\">9. Will my insurance cover the cost of a rental car if I am at fault for the accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#10_Can_I_opt_for_a_rental_car_that_is_larger_or_smaller_than_my_own_vehicle\" title=\"10. Can I opt for a rental car that is larger or smaller than my own vehicle?\">10. Can I opt for a rental car that is larger or smaller than my own vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#11_Will_my_insurance_cover_the_cost_of_additional_features_on_the_rental_car_such_as_a_GPS_or_car_seat\" title=\"11. Will my insurance cover the cost of additional features on the rental car, such as a GPS or car seat?\">11. Will my insurance cover the cost of additional features on the rental car, such as a GPS or car seat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#12_Can_I_extend_the_rental_car_period_if_my_repairs_take_longer_than_expected\" title=\"12. Can I extend the rental car period if my repairs take longer than expected?\">12. Can I extend the rental car period if my repairs take longer than expected?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_choose_the_rental_car_company_I_want_to_use\"><\/span>1. Can I choose the rental car company I want to use?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, your insurance provider will have a list of approved rental car companies that you can choose from. However, you may be able to use a different rental car company if you are willing to pay for the difference in cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Will_my_insurance_cover_the_cost_of_a_luxury_rental_car\"><\/span>2. Will my insurance cover the cost of a luxury rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost insurance policies have limits on the type of vehicle that can be rented, so a luxury rental car may not be covered. It is important to check with your insurance provider to understand what is covered under your policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_choose_the_duration_of_my_rental_car\"><\/span>3. Can I choose the duration of my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe duration of your rental car will depend on the length of time it takes to repair your vehicle. Your insurance provider will typically cover the cost of the rental car for the duration of the repairs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Is_there_a_limit_on_the_number_of_days_I_can_rent_a_car_after_an_accident\"><\/span>4. Is there a limit on the number of days I can rent a car after an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost insurance policies have a limit on the number of days you can rent a car after an accident. It is important to check with your insurance provider to understand what the limit is and how it may impact your situation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_use_my_rental_car_for_personal_use_while_my_vehicle_is_being_repaired\"><\/span>5. Can I use my rental car for personal use while my vehicle is being repaired?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, your rental car can only be used for transportation related to the accident, such as getting to work or running errands. Personal use may not be covered by your insurance policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_ask_for_a_specific_make_and_model_of_car_for_my_rental\"><\/span>6. Can I ask for a specific make and model of car for my rental?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you may be able to request a specific make and model of car for your rental, the availability of that particular vehicle will depend on the rental car company. It is important to communicate your preferences with the rental car company to see if they can accommodate your request.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Will_my_insurance_cover_additional_insurance_for_the_rental_car\"><\/span>7. Will my insurance cover additional insurance for the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour insurance policy may cover additional insurance for the rental car, such as liability or collision coverage. It is important to check with your insurance provider to understand what additional coverage is included in your policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_choose_the_pickup_and_drop-off_locations_for_my_rental_car\"><\/span>8. Can I choose the pickup and drop-off locations for my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, your insurance provider will work with the rental car company to arrange for the pickup and drop-off locations for your rental car. However, you may be able to request specific locations if necessary.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Will_my_insurance_cover_the_cost_of_a_rental_car_if_I_am_at_fault_for_the_accident\"><\/span>9. Will my insurance cover the cost of a rental car if I am at fault for the accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you are at fault for the accident, your insurance policy may still cover the cost of a rental car if you have rental reimbursement coverage. It is important to check with your insurance provider to understand what coverage you have in place.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_opt_for_a_rental_car_that_is_larger_or_smaller_than_my_own_vehicle\"><\/span>10. Can I opt for a rental car that is larger or smaller than my own vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe size of the rental car you receive may be limited by your insurance policy. It is important to check with your insurance provider to understand what restrictions are in place for renting a vehicle after an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Will_my_insurance_cover_the_cost_of_additional_features_on_the_rental_car_such_as_a_GPS_or_car_seat\"><\/span>11. Will my insurance cover the cost of additional features on the rental car, such as a GPS or car seat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour insurance policy may cover the cost of additional features on the rental car, such as a GPS or car seat. It is important to check with your insurance provider to understand what is included in your coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_extend_the_rental_car_period_if_my_repairs_take_longer_than_expected\"><\/span>12. Can I extend the rental car period if my repairs take longer than expected?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your repairs take longer than expected, you may be able to extend the rental car period, but you will likely be responsible for any additional costs. It is important to communicate with your insurance provider and the rental car company to make necessary arrangements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to renting a vehicle after an accident, many people wonder if they have a say in the type of rental car they receive or if their insurance provider makes that decision for them. The answer to this question is not cut and dry, as it can depend on a variety of factors. &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Do I get to pick rental or does insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/#more-146105\">Read more<span class=\"screen-reader-text\">Do I get to pick rental or does insurance?<\/span><\/a><\/p>\n","protected":false},"author":34,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-146105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do I get to pick rental or does insurance?<\/title>\n<meta name=\"description\" content=\"When it comes to renting a vehicle after an accident, many people wonder if they have a say in the type of rental car they receive or if their insurance\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do I get to pick rental or does insurance?\" \/>\n<meta property=\"og:description\" content=\"When it comes to renting a vehicle after an accident, many people wonder if they have a say in the type of rental car they receive or if their insurance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/do-i-get-to-pick-rental-or-does-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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