{"id":146101,"date":"2025-01-11T04:15:03","date_gmt":"2025-01-11T04:15:03","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/"},"modified":"2025-01-11T04:15:03","modified_gmt":"2025-01-11T04:15:03","slug":"can-you-get-a-rental-car-does-your-insurance-cover","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/","title":{"rendered":"Can you get a rental car; does your insurance cover?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#Can_you_get_a_rental_car_does_your_insurance_cover\" title=\"Can you get a rental car; does your insurance cover?\">Can you get a rental car; does your insurance cover?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#FAQs_about_rental_car_coverage_after_an_accident\" title=\"FAQs about rental car coverage after an accident:\">FAQs about rental car coverage after an accident:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#1_Will_my_insurance_cover_a_rental_car_if_the_accident_was_my_fault\" title=\"1. Will my insurance cover a rental car if the accident was my fault?\">1. Will my insurance cover a rental car if the accident was my fault?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#2_How_long_can_I_keep_a_rental_car_after_an_accident\" title=\"2. How long can I keep a rental car after an accident?\">2. How long can I keep a rental car after an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#3_Will_my_insurance_cover_a_luxury_or_specialty_rental_car\" title=\"3. Will my insurance cover a luxury or specialty rental car?\">3. Will my insurance cover a luxury or specialty rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#4_Can_I_get_a_rental_car_if_my_car_is_stolen\" title=\"4. Can I get a rental car if my car is stolen?\">4. Can I get a rental car if my car is stolen?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#5_Can_I_get_a_rental_car_if_my_car_is_in_the_shop_for_routine_maintenance\" title=\"5. Can I get a rental car if my car is in the shop for routine maintenance?\">5. Can I get a rental car if my car is in the shop for routine maintenance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#6_Can_I_choose_any_rental_car_company_for_a_rental_car_after_an_accident\" title=\"6. Can I choose any rental car company for a rental car after an accident?\">6. Can I choose any rental car company for a rental car after an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#7_Will_my_insurance_cover_additional_fees_for_a_rental_car_such_as_insurance_or_roadside_assistance\" title=\"7. Will my insurance cover additional fees for a rental car, such as insurance or roadside assistance?\">7. Will my insurance cover additional fees for a rental car, such as insurance or roadside assistance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#8_Do_I_have_to_pay_a_deductible_for_rental_car_coverage\" title=\"8. Do I have to pay a deductible for rental car coverage?\">8. Do I have to pay a deductible for rental car coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#9_Can_I_get_a_rental_car_if_I_am_traveling_out_of_state\" title=\"9. Can I get a rental car if I am traveling out of state?\">9. Can I get a rental car if I am traveling out of state?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#10_Can_I_get_a_rental_car_if_my_car_is_totaled_in_an_accident\" title=\"10. Can I get a rental car if my car is totaled in an accident?\">10. Can I get a rental car if my car is totaled in an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#11_Can_I_get_a_rental_car_if_I_am_involved_in_a_hit-and-run_accident\" title=\"11. Can I get a rental car if I am involved in a hit-and-run accident?\">11. Can I get a rental car if I am involved in a hit-and-run accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#12_Can_I_get_a_rental_car_if_I_am_not_at_fault_for_the_accident_but_the_other_driver_is_uninsured\" title=\"12. Can I get a rental car if I am not at fault for the accident but the other driver is uninsured?\">12. Can I get a rental car if I am not at fault for the accident but the other driver is uninsured?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_get_a_rental_car_does_your_insurance_cover\"><\/span>Can you get a rental car; does your insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the most common questions that arise after a car accident is,&#8221;Can you get a rental car, and does your insurance cover it?&#8221; The answer to this question is both yes and no. Whether or not your insurance will cover a rental car depends on the type of coverage you have and the circumstances of the accident. <\/p>\n<p>If you have rental car coverage as part of your insurance policy, then you can typically get a rental car after an accident. This coverage is optional and may need to be added to your policy at an additional cost. Rental car coverage will usually cover the cost of a rental car for a specified amount of time, often up to 30 days.<\/p>\n<p>However, if you do not have rental car coverage as part of your insurance policy, you may still be able to get a rental car if the accident was not your fault. In this case, the at-fault driver&#8217;s insurance may be responsible for providing you with a rental car while your vehicle is being repaired. It&#8217;s important to note that this may vary depending on the state you are in and the insurance policies involved.<\/p>\n<p>If you are at fault for the accident and do not have rental car coverage, you may still be able to get a rental car, but you will likely have to pay for it out of pocket. Some insurance companies offer rental car reimbursement coverage, which will reimburse you for the cost of a rental car while your vehicle is being repaired. Again, this coverage is optional and may need to be added to your policy at an additional cost.<\/p>\n<p>In any case, it is important to contact your insurance company as soon as possible after an accident to determine what coverage you have and what options are available to you for getting a rental car. They will be able to guide you through the process and help you understand what you are entitled to based on your policy and the circumstances of the accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_rental_car_coverage_after_an_accident\"><\/span>FAQs about rental car coverage after an accident:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_my_insurance_cover_a_rental_car_if_the_accident_was_my_fault\"><\/span>1. Will my insurance cover a rental car if the accident was my fault?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have rental car coverage as part of your policy, then yes, your insurance will likely cover a rental car. If you do not have rental car coverage, you may still be able to get a rental car, but you will likely have to pay for it yourself.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_long_can_I_keep_a_rental_car_after_an_accident\"><\/span>2. How long can I keep a rental car after an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe amount of time you can keep a rental car after an accident will depend on your insurance policy. Typically, rental car coverage will provide coverage for up to 30 days.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Will_my_insurance_cover_a_luxury_or_specialty_rental_car\"><\/span>3. Will my insurance cover a luxury or specialty rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost insurance policies will only cover the cost of a standard rental car. If you choose to rent a luxury or specialty vehicle, you may have to pay the difference out of pocket.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_get_a_rental_car_if_my_car_is_stolen\"><\/span>4. Can I get a rental car if my car is stolen?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your car is stolen, your insurance may cover the cost of a rental car while you wait for your vehicle to be recovered or replaced.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_get_a_rental_car_if_my_car_is_in_the_shop_for_routine_maintenance\"><\/span>5. Can I get a rental car if my car is in the shop for routine maintenance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nInsurance companies typically only cover rental cars in the event of an accident. If your car is in the shop for routine maintenance, you will likely not be able to get a rental car through your insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_choose_any_rental_car_company_for_a_rental_car_after_an_accident\"><\/span>6. Can I choose any rental car company for a rental car after an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome insurance companies have preferred rental car providers that they work with. It is best to check with your insurance company to see if there are any restrictions on which rental car company you can choose.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Will_my_insurance_cover_additional_fees_for_a_rental_car_such_as_insurance_or_roadside_assistance\"><\/span>7. Will my insurance cover additional fees for a rental car, such as insurance or roadside assistance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost insurance policies will cover the basic cost of a rental car, but additional fees such as insurance or roadside assistance may not be covered. It is important to check with your insurance company to understand what fees are covered.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Do_I_have_to_pay_a_deductible_for_rental_car_coverage\"><\/span>8. Do I have to pay a deductible for rental car coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, rental car coverage does not require you to pay a deductible. However, if your policy does have a deductible for rental car coverage, you will need to pay it before your insurance will cover the cost of the rental car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_get_a_rental_car_if_I_am_traveling_out_of_state\"><\/span>9. Can I get a rental car if I am traveling out of state?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have rental car coverage as part of your policy, it may cover a rental car while traveling out of state. It is best to check with your insurance company to confirm coverage in different states.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_get_a_rental_car_if_my_car_is_totaled_in_an_accident\"><\/span>10. Can I get a rental car if my car is totaled in an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your car is deemed a total loss after an accident, your insurance will typically cover the cost of a rental car for a limited amount of time while you search for a replacement vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_get_a_rental_car_if_I_am_involved_in_a_hit-and-run_accident\"><\/span>11. Can I get a rental car if I am involved in a hit-and-run accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have uninsured\/underinsured motorist coverage, your insurance may cover the cost of a rental car if you are involved in a hit-and-run accident. It is best to check with your insurance company to understand your coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_get_a_rental_car_if_I_am_not_at_fault_for_the_accident_but_the_other_driver_is_uninsured\"><\/span>12. Can I get a rental car if I am not at fault for the accident but the other driver is uninsured?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have uninsured\/underinsured motorist coverage, your insurance may cover the cost of a rental car if you are involved in an accident with an uninsured driver. It is important to check with your insurance company to understand your coverage options in this situation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you get a rental car; does your insurance cover? One of the most common questions that arise after a car accident is,&#8221;Can you get a rental car, and does your insurance cover it?&#8221; The answer to this question is both yes and no. Whether or not your insurance will cover a rental car depends &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can you get a rental car; does your insurance cover?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-you-get-a-rental-car-does-your-insurance-cover\/#more-146101\">Read more<span class=\"screen-reader-text\">Can you get a rental car; does your insurance cover?<\/span><\/a><\/p>\n","protected":false},"author":34,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-146101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you get a rental car; does your insurance cover?<\/title>\n<meta name=\"description\" content=\"Can you get a rental car; does your insurance cover? 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