{"id":144347,"date":"2023-11-28T10:46:37","date_gmt":"2023-11-28T10:46:37","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/"},"modified":"2023-11-28T10:46:37","modified_gmt":"2023-11-28T10:46:37","slug":"does-visa-platinum-have-rental-car-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/","title":{"rendered":"Does Visa Platinum have rental car insurance?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#Does_Visa_Platinum_have_rental_car_insurance\" title=\"Does Visa Platinum have rental car insurance?\">Does Visa Platinum have rental car insurance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#1_How_does_the_Visa_Platinum_rental_car_insurance_work\" title=\"1. How does the Visa Platinum rental car insurance work?\">1. How does the Visa Platinum rental car insurance work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#2_Is_there_a_fee_for_using_the_Visa_Platinum_rental_car_insurance\" title=\"2. Is there a fee for using the Visa Platinum rental car insurance?\">2. Is there a fee for using the Visa Platinum rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#3_What_type_of_vehicles_are_covered_under_the_Visa_Platinum_rental_car_insurance\" title=\"3. What type of vehicles are covered under the Visa Platinum rental car insurance?\">3. What type of vehicles are covered under the Visa Platinum rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#4_Does_the_Visa_Platinum_rental_car_insurance_cover_liability_or_personal_injury\" title=\"4. Does the Visa Platinum rental car insurance cover liability or personal injury?\">4. Does the Visa Platinum rental car insurance cover liability or personal injury?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#5_How_do_I_file_a_claim_for_rental_car_insurance_with_Visa_Platinum\" title=\"5. How do I file a claim for rental car insurance with Visa Platinum?\">5. How do I file a claim for rental car insurance with Visa Platinum?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#6_How_long_does_the_rental_car_insurance_coverage_last_with_Visa_Platinum\" title=\"6. How long does the rental car insurance coverage last with Visa Platinum?\">6. How long does the rental car insurance coverage last with Visa Platinum?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#7_Does_Visa_Platinum_rental_car_insurance_cover_international_rentals\" title=\"7. Does Visa Platinum rental car insurance cover international rentals?\">7. Does Visa Platinum rental car insurance cover international rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#8_Can_I_use_the_Visa_Platinum_rental_car_insurance_for_personal_rentals_or_only_business_rentals\" title=\"8. Can I use the Visa Platinum rental car insurance for personal rentals or only business rentals?\">8. Can I use the Visa Platinum rental car insurance for personal rentals or only business rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#9_Does_the_Visa_Platinum_rental_car_insurance_cover_loss_of_use_charges_by_the_rental_agency\" title=\"9. Does the Visa Platinum rental car insurance cover loss of use charges by the rental agency?\">9. Does the Visa Platinum rental car insurance cover loss of use charges by the rental agency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#10_Can_I_use_the_Visa_Platinum_rental_car_insurance_if_I_have_primary_insurance_coverage\" title=\"10. Can I use the Visa Platinum rental car insurance if I have primary insurance coverage?\">10. Can I use the Visa Platinum rental car insurance if I have primary insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#11_Are_there_any_restrictions_on_the_type_of_rental_car_companies_that_accept_Visa_Platinum_rental_car_insurance\" title=\"11. Are there any restrictions on the type of rental car companies that accept Visa Platinum rental car insurance?\">11. Are there any restrictions on the type of rental car companies that accept Visa Platinum rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#12_Does_the_Visa_Platinum_rental_car_insurance_provide_coverage_for_additional_drivers\" title=\"12. Does the Visa Platinum rental car insurance provide coverage for additional drivers?\">12. Does the Visa Platinum rental car insurance provide coverage for additional drivers?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_Visa_Platinum_have_rental_car_insurance\"><\/span>Does Visa Platinum have rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, Visa Platinum does offer rental car insurance as a benefit for cardholders. This coverage is known as the Auto Rental Collision Damage Waiver and can provide reimbursement for damage due to collision or theft when you rent a car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_How_does_the_Visa_Platinum_rental_car_insurance_work\"><\/span>1. How does the Visa Platinum rental car insurance work?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When you use your Visa Platinum card to pay for a rental car, you can decline the collision damage waiver offered by the rental agency. If the rental car is damaged or stolen, Visa Platinum&#8217;s insurance will cover the costs of repairs or replacement, up to a certain amount.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_there_a_fee_for_using_the_Visa_Platinum_rental_car_insurance\"><\/span>2. Is there a fee for using the Visa Platinum rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, there is no additional fee for using the Auto Rental Collision Damage Waiver provided by Visa Platinum. As long as you pay for the rental car with your Visa Platinum card and decline the rental agency&#8217;s insurance, you are automatically covered under this benefit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_type_of_vehicles_are_covered_under_the_Visa_Platinum_rental_car_insurance\"><\/span>3. What type of vehicles are covered under the Visa Platinum rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most rental cars are covered under Visa Platinum&#8217;s Auto Rental Collision Damage Waiver, including standard cars, SUVs, and trucks up to a certain weight limit. However, luxury vehicles, motorcycles, and RVs may not be eligible for coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Does_the_Visa_Platinum_rental_car_insurance_cover_liability_or_personal_injury\"><\/span>4. Does the Visa Platinum rental car insurance cover liability or personal injury?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, the Auto Rental Collision Damage Waiver provided by Visa Platinum only covers damage to the rental car itself. It does not include coverage for personal injury, liability, or damage to other vehicles or property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_do_I_file_a_claim_for_rental_car_insurance_with_Visa_Platinum\"><\/span>5. How do I file a claim for rental car insurance with Visa Platinum?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you need to file a claim for damage to a rental car covered under Visa Platinum&#8217;s Auto Rental Collision Damage Waiver, you will need to contact the benefits administrator within a certain timeframe. They will guide you through the claims process and ensure that you provide all necessary documentation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_How_long_does_the_rental_car_insurance_coverage_last_with_Visa_Platinum\"><\/span>6. How long does the rental car insurance coverage last with Visa Platinum?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Auto Rental Collision Damage Waiver provided by Visa Platinum typically covers rental cars for up to 15 consecutive days when you pay for the rental with your Visa Platinum card. However, some exclusions and limitations may apply, so it&#8217;s important to review the terms and conditions of the benefit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_Visa_Platinum_rental_car_insurance_cover_international_rentals\"><\/span>7. Does Visa Platinum rental car insurance cover international rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, Visa Platinum&#8217;s Auto Rental Collision Damage Waiver can provide coverage for rental cars in most countries around the world. However, certain countries may be excluded from coverage, so it&#8217;s best to check with Visa before renting a car internationally.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_use_the_Visa_Platinum_rental_car_insurance_for_personal_rentals_or_only_business_rentals\"><\/span>8. Can I use the Visa Platinum rental car insurance for personal rentals or only business rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Auto Rental Collision Damage Waiver offered by Visa Platinum is typically valid for both personal and business rentals, as long as you use your Visa Platinum card to pay for the rental and decline the rental agency&#8217;s insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Does_the_Visa_Platinum_rental_car_insurance_cover_loss_of_use_charges_by_the_rental_agency\"><\/span>9. Does the Visa Platinum rental car insurance cover loss of use charges by the rental agency?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, Visa Platinum&#8217;s Auto Rental Collision Damage Waiver does not typically cover loss of use charges imposed by the rental agency if the car is out of service due to damage. It&#8217;s important to check with Visa for specific details on what is covered under the benefit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_use_the_Visa_Platinum_rental_car_insurance_if_I_have_primary_insurance_coverage\"><\/span>10. Can I use the Visa Platinum rental car insurance if I have primary insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can still use Visa Platinum&#8217;s Auto Rental Collision Damage Waiver even if you have primary insurance coverage for rental cars. In the event of damage or theft, Visa Platinum&#8217;s insurance would act as secondary coverage after your primary insurance is exhausted.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Are_there_any_restrictions_on_the_type_of_rental_car_companies_that_accept_Visa_Platinum_rental_car_insurance\"><\/span>11. Are there any restrictions on the type of rental car companies that accept Visa Platinum rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Most major rental car companies accept Visa Platinum&#8217;s Auto Rental Collision Damage Waiver, but it&#8217;s always a good idea to check with the rental agency before picking up the car. Some smaller or independent rental companies may not honor Visa&#8217;s insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Does_the_Visa_Platinum_rental_car_insurance_provide_coverage_for_additional_drivers\"><\/span>12. Does the Visa Platinum rental car insurance provide coverage for additional drivers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Typically, Visa Platinum&#8217;s Auto Rental Collision Damage Waiver covers additional drivers as long as they are listed on the rental agreement and meet the same requirements as the primary driver. It&#8217;s important to verify this with Visa before adding extra drivers to your rental car reservation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does Visa Platinum have rental car insurance? Yes, Visa Platinum does offer rental car insurance as a benefit for cardholders. This coverage is known as the Auto Rental Collision Damage Waiver and can provide reimbursement for damage due to collision or theft when you rent a car. 1. How does the Visa Platinum rental car &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does Visa Platinum have rental car insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-visa-platinum-have-rental-car-insurance\/#more-144347\">Read more<span class=\"screen-reader-text\">Does Visa Platinum have rental car insurance?<\/span><\/a><\/p>\n","protected":false},"author":34,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-144347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Visa Platinum have rental car insurance?<\/title>\n<meta name=\"description\" content=\"Does Visa Platinum have rental car insurance? 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