{"id":143976,"date":"2023-10-14T21:55:16","date_gmt":"2023-10-14T21:55:16","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-my-usaa-credit-card-cover-rental-car-insurance\/"},"modified":"2023-10-14T21:55:16","modified_gmt":"2023-10-14T21:55:16","slug":"does-my-usaa-credit-card-cover-rental-car-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-my-usaa-credit-card-cover-rental-car-insurance\/","title":{"rendered":"Does my USAA credit card cover rental car insurance?"},"content":{"rendered":"

When you’re renting a car, one of the biggest decisions you need to make is whether or not to purchase rental car insurance. Many people are unsure if their credit card offers any type of coverage for rental cars. If you are a USAA credit cardholder, you might be wondering, “Does my USAA credit card cover rental car insurance?” The answer is yes, but with some limitations.<\/p>\n

USAA offers a Collision Damage Waiver (CDW) benefit for eligible USAA credit cardholders when they use their card to pay for the entire rental transaction. This means that if you decline the rental company’s collision insurance and charge the entire rental cost to your USAA credit card, you may be covered in case of damage or theft to the rental car.<\/p>\n

It’s important to note that the coverage provided by USAA is secondary to any other insurance you may have, including your personal auto insurance policy. This means that you will need to file a claim with your primary insurance provider first before USAA will step in to cover any remaining costs.<\/p>\n

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