{"id":141147,"date":"2025-05-07T09:07:19","date_gmt":"2025-05-07T09:07:19","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/"},"modified":"2025-05-07T09:07:19","modified_gmt":"2025-05-07T09:07:19","slug":"how-long-does-usaa-cover-car-rental-collision","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/","title":{"rendered":"How long does USAA cover car rental collision?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#How_long_does_USAA_cover_car_rental_collision\" title=\"How long does USAA cover car rental collision?\">How long does USAA cover car rental collision?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#What_other_benefits_does_USAA_credit_cards_offer_for_car_rentals\" title=\"What other benefits does USAA credit cards offer for car rentals?\">What other benefits does USAA credit cards offer for car rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#What_is_the_difference_between_USAAs_CDW_coverage_and_the_rental_companys_CDW\" title=\"What is the difference between USAA&#8217;s CDW coverage and the rental company&#8217;s CDW?\">What is the difference between USAA&#8217;s CDW coverage and the rental company&#8217;s CDW?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Does_USAA_cover_liability_insurance_for_rental_cars\" title=\"Does USAA cover liability insurance for rental cars?\">Does USAA cover liability insurance for rental cars?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Can_I_use_USAAs_CDW_coverage_for_business_rentals\" title=\"Can I use USAA&#8217;s CDW coverage for business rentals?\">Can I use USAA&#8217;s CDW coverage for business rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Can_I_decline_the_rental_companys_CDW_and_still_be_covered_by_USAA\" title=\"Can I decline the rental company&#8217;s CDW and still be covered by USAA?\">Can I decline the rental company&#8217;s CDW and still be covered by USAA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Does_USAA_offer_CDW_coverage_for_international_car_rentals\" title=\"Does USAA offer CDW coverage for international car rentals?\">Does USAA offer CDW coverage for international car rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Can_I_use_USAAs_CDW_coverage_for_long-term_rentals\" title=\"Can I use USAA&#8217;s CDW coverage for long-term rentals?\">Can I use USAA&#8217;s CDW coverage for long-term rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Does_USAA_cover_rental_cars_outside_of_the_United_States\" title=\"Does USAA cover rental cars outside of the United States?\">Does USAA cover rental cars outside of the United States?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#What_is_the_process_for_filing_a_claim_with_USAA_for_rental_car_damage\" title=\"What is the process for filing a claim with USAA for rental car damage?\">What is the process for filing a claim with USAA for rental car damage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Does_USAA_offer_rental_car_insurance_for_non-members\" title=\"Does USAA offer rental car insurance for non-members?\">Does USAA offer rental car insurance for non-members?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#Can_I_add_additional_drivers_to_USAAs_CDW_coverage_for_rental_cars\" title=\"Can I add additional drivers to USAA&#8217;s CDW coverage for rental cars?\">Can I add additional drivers to USAA&#8217;s CDW coverage for rental cars?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_long_does_USAA_cover_car_rental_collision\"><\/span>How long does USAA cover car rental collision?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>USAA provides coverage for collision damage to a rental car for up to 30 days when you rent a vehicle with your USAA credit card and decline the rental company&#8217;s collision damage waiver (CDW) or loss damage waiver (LDW).<\/p>\n<p>When you rent a car using your USAA credit card, you will automatically be covered for collision damage waiver benefits. This coverage includes physical damage and theft for up to $50,000 per incident and up to $250,000 per 12-month period. Coverage is secondary to any other insurance you have, meaning it will only apply after your primary insurance has been exhausted. Additionally, this coverage does not apply to certain types of vehicles, such as antique cars, limousines, or off-road vehicles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_other_benefits_does_USAA_credit_cards_offer_for_car_rentals\"><\/span>What other benefits does USAA credit cards offer for car rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>USAA credit cards also offer benefits such as roadside assistance, trip cancellation and interruption insurance, travel accident insurance, and travel and emergency assistance services.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_USAAs_CDW_coverage_and_the_rental_companys_CDW\"><\/span>What is the difference between USAA&#8217;s CDW coverage and the rental company&#8217;s CDW?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>USAA&#8217;s Collision Damage Waiver (CDW) coverage provides protection for physical damage and theft of the rental vehicle, while the rental company&#8217;s CDW typically includes coverage for liability and personal injury protection as well.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_USAA_cover_liability_insurance_for_rental_cars\"><\/span>Does USAA cover liability insurance for rental cars?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, USAA&#8217;s Collision Damage Waiver (CDW) coverage only covers physical damage and theft of the rental vehicle. You may need to purchase liability insurance separately from the rental company or through your own insurance provider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_USAAs_CDW_coverage_for_business_rentals\"><\/span>Can I use USAA&#8217;s CDW coverage for business rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, USAA&#8217;s Collision Damage Waiver (CDW) coverage can be used for both business and leisure rentals as long as you rent the vehicle using your USAA credit card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_decline_the_rental_companys_CDW_and_still_be_covered_by_USAA\"><\/span>Can I decline the rental company&#8217;s CDW and still be covered by USAA?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, as long as you rent the vehicle using your USAA credit card, you can decline the rental company&#8217;s Collision Damage Waiver (CDW) and still be covered by USAA&#8217;s CDW benefits.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_USAA_offer_CDW_coverage_for_international_car_rentals\"><\/span>Does USAA offer CDW coverage for international car rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, USAA&#8217;s Collision Damage Waiver (CDW) coverage applies to international car rentals as long as you rent the vehicle using your USAA credit card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_use_USAAs_CDW_coverage_for_long-term_rentals\"><\/span>Can I use USAA&#8217;s CDW coverage for long-term rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>USAA&#8217;s Collision Damage Waiver (CDW) coverage applies to rentals up to 30 days in length. If you plan to rent a vehicle for longer than 30 days, you may need to purchase additional coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_USAA_cover_rental_cars_outside_of_the_United_States\"><\/span>Does USAA cover rental cars outside of the United States?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, USAA&#8217;s Collision Damage Waiver (CDW) coverage applies to rental cars outside of the United States as long as you rent the vehicle using your USAA credit card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_process_for_filing_a_claim_with_USAA_for_rental_car_damage\"><\/span>What is the process for filing a claim with USAA for rental car damage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To file a claim for rental car damage with USAA, you will need to contact their claims department and provide documentation such as the rental agreement, police report (if applicable), and any other relevant information.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_USAA_offer_rental_car_insurance_for_non-members\"><\/span>Does USAA offer rental car insurance for non-members?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, USAA&#8217;s Collision Damage Waiver (CDW) coverage is only available to USAA members who rent a vehicle using their USAA credit card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_add_additional_drivers_to_USAAs_CDW_coverage_for_rental_cars\"><\/span>Can I add additional drivers to USAA&#8217;s CDW coverage for rental cars?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can add additional drivers to USAA&#8217;s Collision Damage Waiver (CDW) coverage as long as they are listed on the rental agreement and meet USAA&#8217;s eligibility requirements.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How long does USAA cover car rental collision? USAA provides coverage for collision damage to a rental car for up to 30 days when you rent a vehicle with your USAA credit card and decline the rental company&#8217;s collision damage waiver (CDW) or loss damage waiver (LDW). When you rent a car using your USAA &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"How long does USAA cover car rental collision?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/how-long-does-usaa-cover-car-rental-collision\/#more-141147\">Read more<span class=\"screen-reader-text\">How long does USAA cover car rental collision?<\/span><\/a><\/p>\n","protected":false},"author":33,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-141147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How long does USAA cover car rental collision?<\/title>\n<meta name=\"description\" content=\"How long does USAA cover car rental collision? 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