{"id":136577,"date":"2025-06-29T06:13:19","date_gmt":"2025-06-29T06:13:19","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/"},"modified":"2025-06-29T06:13:19","modified_gmt":"2025-06-29T06:13:19","slug":"does-costco-car-rental-include-insurance","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/","title":{"rendered":"Does Costco car rental include insurance?"},"content":{"rendered":"<p>Costco is a popular destination for members looking to save money on a variety of products and services, including car rentals. However, many members may wonder if Costco car rentals include insurance. In this article, we will explore this question and provide information to help you make an informed decision when renting a car through Costco.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#Does_Costco_car_rental_include_insurance\" title=\"Does Costco car rental include insurance?\">Does Costco car rental include insurance?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#1_Can_I_decline_the_insurance_offered_through_Costco_car_rentals\" title=\"1. Can I decline the insurance offered through Costco car rentals?\">1. Can I decline the insurance offered through Costco car rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#2_Does_Costco_offer_additional_insurance_options_for_car_rentals\" title=\"2. Does Costco offer additional insurance options for car rentals?\">2. Does Costco offer additional insurance options for car rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#3_Does_Costco_provide_coverage_for_renters_in_case_of_an_accident\" title=\"3. Does Costco provide coverage for renters in case of an accident?\">3. Does Costco provide coverage for renters in case of an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#4_Does_Costco_car_rental_insurance_cover_theft\" title=\"4. Does Costco car rental insurance cover theft?\">4. Does Costco car rental insurance cover theft?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#5_What_is_primary_liability_coverage_offered_through_Costco_car_rentals\" title=\"5. What is primary liability coverage offered through Costco car rentals?\">5. What is primary liability coverage offered through Costco car rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#6_Does_Costco_car_rental_insurance_cover_personal_belongings_in_the_rental_vehicle\" title=\"6. Does Costco car rental insurance cover personal belongings in the rental vehicle?\">6. Does Costco car rental insurance cover personal belongings in the rental vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#7_Does_Costco_car_rental_insurance_cover_medical_expenses_for_injuries_sustained_during_the_rental_period\" title=\"7. Does Costco car rental insurance cover medical expenses for injuries sustained during the rental period?\">7. Does Costco car rental insurance cover medical expenses for injuries sustained during the rental period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#8_Is_roadside_assistance_included_in_Costco_car_rental_insurance\" title=\"8. Is roadside assistance included in Costco car rental insurance?\">8. Is roadside assistance included in Costco car rental insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#9_Does_Costco_car_rental_insurance_cover_damage_to_other_vehicles_or_property\" title=\"9. Does Costco car rental insurance cover damage to other vehicles or property?\">9. Does Costco car rental insurance cover damage to other vehicles or property?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#10_Can_I_add_additional_drivers_to_the_Costco_car_rental_insurance_policy\" title=\"10. Can I add additional drivers to the Costco car rental insurance policy?\">10. Can I add additional drivers to the Costco car rental insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#11_Does_Costco_car_rental_insurance_cover_rentals_in_other_countries\" title=\"11. Does Costco car rental insurance cover rentals in other countries?\">11. Does Costco car rental insurance cover rentals in other countries?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#12_What_should_I_do_if_I_have_questions_about_Costco_car_rental_insurance\" title=\"12. What should I do if I have questions about Costco car rental insurance?\">12. What should I do if I have questions about Costco car rental insurance?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_Costco_car_rental_include_insurance\"><\/span>Does Costco car rental include insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>**Yes, Costco car rentals typically include insurance coverage.** When you rent a car through Costco Travel, the rental includes primary liability and limited damage waiver coverage. This means that you are covered in case of damages to the rental vehicle or if anyone is injured during the rental period. It&#8217;s important to note that the specific coverage may vary depending on the rental company and location, so be sure to check the details before finalizing your rental.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_decline_the_insurance_offered_through_Costco_car_rentals\"><\/span>1. Can I decline the insurance offered through Costco car rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can typically decline the insurance coverage offered through Costco car rentals if you have your own insurance that covers rental vehicles. Be sure to check with your insurance provider to ensure coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Does_Costco_offer_additional_insurance_options_for_car_rentals\"><\/span>2. Does Costco offer additional insurance options for car rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile Costco car rentals typically include primary liability and limited damage waiver coverage, you may have the option to purchase additional insurance for added protection. Check with the rental company for details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Does_Costco_provide_coverage_for_renters_in_case_of_an_accident\"><\/span>3. Does Costco provide coverage for renters in case of an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Costco car rentals include liability coverage in case of an accident. This coverage helps protect you if you are found at fault for damages or injuries sustained during the rental period.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Does_Costco_car_rental_insurance_cover_theft\"><\/span>4. Does Costco car rental insurance cover theft?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Costco car rental insurance typically covers theft of the rental vehicle. If the rental car is stolen during your rental period, you should be covered under the insurance policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_is_primary_liability_coverage_offered_through_Costco_car_rentals\"><\/span>5. What is primary liability coverage offered through Costco car rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPrimary liability coverage provided through Costco car rentals helps protect you in case of damages or injuries caused to others during the rental period. This coverage is typically included in the rental cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Does_Costco_car_rental_insurance_cover_personal_belongings_in_the_rental_vehicle\"><\/span>6. Does Costco car rental insurance cover personal belongings in the rental vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCostco car rental insurance typically does not cover personal belongings left in the rental vehicle. It&#8217;s a good idea to keep your valuables with you or store them in a secure location while renting a car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_Costco_car_rental_insurance_cover_medical_expenses_for_injuries_sustained_during_the_rental_period\"><\/span>7. Does Costco car rental insurance cover medical expenses for injuries sustained during the rental period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Costco car rental insurance may cover medical expenses for injuries sustained during the rental period. This coverage can help provide peace of mind in case of an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_roadside_assistance_included_in_Costco_car_rental_insurance\"><\/span>8. Is roadside assistance included in Costco car rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nRoadside assistance may be included in Costco car rental insurance policies. This service can help with common issues such as a flat tire, dead battery, or lockout.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Does_Costco_car_rental_insurance_cover_damage_to_other_vehicles_or_property\"><\/span>9. Does Costco car rental insurance cover damage to other vehicles or property?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Costco car rental insurance typically covers damage to other vehicles or property caused during the rental period. This coverage can help protect you in case of an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_add_additional_drivers_to_the_Costco_car_rental_insurance_policy\"><\/span>10. Can I add additional drivers to the Costco car rental insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou may have the option to add additional drivers to the Costco car rental insurance policy for an additional fee. Check with the rental company for details on adding drivers to the policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Does_Costco_car_rental_insurance_cover_rentals_in_other_countries\"><\/span>11. Does Costco car rental insurance cover rentals in other countries?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCostco car rental insurance coverage may vary for rentals in other countries. Be sure to check the details of the insurance policy to see if it applies to rentals outside of the United States.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_should_I_do_if_I_have_questions_about_Costco_car_rental_insurance\"><\/span>12. What should I do if I have questions about Costco car rental insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have any questions or concerns about Costco car rental insurance, you can contact Costco Travel or the rental company directly for clarification. They can assist you in understanding the coverage options available and help you make an informed decision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Costco is a popular destination for members looking to save money on a variety of products and services, including car rentals. However, many members may wonder if Costco car rentals include insurance. In this article, we will explore this question and provide information to help you make an informed decision when renting a car through &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does Costco car rental include insurance?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-costco-car-rental-include-insurance\/#more-136577\">Read more<span class=\"screen-reader-text\">Does Costco car rental include insurance?<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-136577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Costco car rental include insurance?<\/title>\n<meta name=\"description\" content=\"Costco is a popular destination for members looking to save money on a variety of products and services, including car rentals. 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