{"id":135583,"date":"2023-12-25T08:41:54","date_gmt":"2023-12-25T08:41:54","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-liability-insurance-cover-my-car-if-someone-hits-me\/"},"modified":"2023-12-25T08:41:54","modified_gmt":"2023-12-25T08:41:54","slug":"does-liability-insurance-cover-my-car-if-someone-hits-me","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-liability-insurance-cover-my-car-if-someone-hits-me\/","title":{"rendered":"Does liability insurance cover my car if someone hits me?"},"content":{"rendered":"

One of the most common questions that car owners have is whether their liability insurance will cover their vehicle if they are involved in an accident where someone else is at fault. The answer to this question is simple yet often misunderstood. <\/p>\n

Yes, liability insurance does not cover your car if someone hits you. Liability insurance only covers the damage you cause to another person’s property or injury to another person in an accident where you are at fault. It does not cover any damage to your own vehicle in a collision where someone else is responsible.<\/b> <\/p>\n

So what happens if someone hits your car and doesn’t have insurance? Or if they don’t have enough coverage to pay for the damages? These are valid concerns that car owners have, which is why there are additional types of insurance you can consider to protect yourself and your vehicle in these situations. <\/p>\n

Here are some frequently asked questions regarding liability insurance and coverage in car accidents:<\/p>\n

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