{"id":132698,"date":"2023-10-02T08:36:50","date_gmt":"2023-10-02T08:36:50","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/"},"modified":"2023-10-02T08:36:50","modified_gmt":"2023-10-02T08:36:50","slug":"what-insurance-do-you-need-for-car-rental","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/","title":{"rendered":"What insurance do you need for car rental?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#What_insurance_do_you_need_for_car_rental\" title=\"What insurance do you need for car rental?\">What insurance do you need for car rental?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#1_What_is_Collision_Damage_Waiver_CDW_insurance\" title=\"1. What is Collision Damage Waiver (CDW) insurance?\">1. What is Collision Damage Waiver (CDW) insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#2_What_is_Loss_Damage_Waiver_LDW_insurance\" title=\"2. What is Loss Damage Waiver (LDW) insurance?\">2. What is Loss Damage Waiver (LDW) insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#3_What_is_Supplemental_Liability_Insurance_SLI\" title=\"3. What is Supplemental Liability Insurance (SLI)?\">3. What is Supplemental Liability Insurance (SLI)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#4_What_is_Personal_Accident_Insurance_PAI\" title=\"4. What is Personal Accident Insurance (PAI)?\">4. What is Personal Accident Insurance (PAI)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#5_What_is_Personal_Effects_Coverage_PEC\" title=\"5. What is Personal Effects Coverage (PEC)?\">5. What is Personal Effects Coverage (PEC)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#6_What_is_Roadside_Assistance_Protection\" title=\"6. What is Roadside Assistance Protection?\">6. What is Roadside Assistance Protection?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#7_Should_I_rely_on_my_personal_auto_insurance_when_renting_a_car\" title=\"7. Should I rely on my personal auto insurance when renting a car?\">7. Should I rely on my personal auto insurance when renting a car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#8_Do_credit_cards_provide_rental_car_insurance_coverage\" title=\"8. Do credit cards provide rental car insurance coverage?\">8. Do credit cards provide rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#9_Can_I_decline_insurance_at_the_rental_car_counter\" title=\"9. Can I decline insurance at the rental car counter?\">9. Can I decline insurance at the rental car counter?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#10_Are_there_any_exclusions_to_rental_car_insurance_coverage\" title=\"10. Are there any exclusions to rental car insurance coverage?\">10. Are there any exclusions to rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#11_How_much_does_rental_car_insurance_typically_cost\" title=\"11. How much does rental car insurance typically cost?\">11. How much does rental car insurance typically cost?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#12_Can_I_purchase_rental_car_insurance_after_I_have_already_picked_up_the_vehicle\" title=\"12. Can I purchase rental car insurance after I have already picked up the vehicle?\">12. Can I purchase rental car insurance after I have already picked up the vehicle?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_insurance_do_you_need_for_car_rental\"><\/span>What insurance do you need for car rental?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When renting a car, it is important to consider what insurance coverage you may need to protect yourself and the vehicle. The primary types of insurance you may need for car rental include:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_Collision_Damage_Waiver_CDW_insurance\"><\/span>1. What is Collision Damage Waiver (CDW) insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nCollision Damage Waiver (CDW) insurance is a type of coverage that protects you from having to pay for damage to the rental car in the event of a collision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_What_is_Loss_Damage_Waiver_LDW_insurance\"><\/span>2. What is Loss Damage Waiver (LDW) insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLoss Damage Waiver (LDW) insurance is similar to CDW, but it also covers theft of the rental vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_is_Supplemental_Liability_Insurance_SLI\"><\/span>3. What is Supplemental Liability Insurance (SLI)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSupplemental Liability Insurance (SLI) provides coverage for third-party bodily injury and property damage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_What_is_Personal_Accident_Insurance_PAI\"><\/span>4. What is Personal Accident Insurance (PAI)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPersonal Accident Insurance (PAI) provides coverage for medical expenses and accidental death benefits for the driver and passengers in the event of a car accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_is_Personal_Effects_Coverage_PEC\"><\/span>5. What is Personal Effects Coverage (PEC)?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPersonal Effects Coverage (PEC) reimburses you for the loss of personal belongings stolen from the rental vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_is_Roadside_Assistance_Protection\"><\/span>6. What is Roadside Assistance Protection?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nRoadside Assistance Protection provides coverage for services such as towing, lockout assistance, and jump-starts in case of a breakdown.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Should_I_rely_on_my_personal_auto_insurance_when_renting_a_car\"><\/span>7. Should I rely on my personal auto insurance when renting a car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile some personal auto insurance policies may cover rental cars, it is important to check with your insurance provider to see what coverage is included.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Do_credit_cards_provide_rental_car_insurance_coverage\"><\/span>8. Do credit cards provide rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance coverage as a benefit, but the coverage may vary depending on the card issuer and type of card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_decline_insurance_at_the_rental_car_counter\"><\/span>9. Can I decline insurance at the rental car counter?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you may have some coverage through your personal auto insurance or credit card, it is recommended to consider purchasing additional insurance at the rental car counter to ensure adequate protection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Are_there_any_exclusions_to_rental_car_insurance_coverage\"><\/span>10. Are there any exclusions to rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nExclusions to rental car insurance coverage may include off-road driving, driving under the influence of alcohol or drugs, and unauthorized drivers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_How_much_does_rental_car_insurance_typically_cost\"><\/span>11. How much does rental car insurance typically cost?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe cost of rental car insurance can vary depending on the type of coverage, the rental car company, and the location. It is typically priced per day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_purchase_rental_car_insurance_after_I_have_already_picked_up_the_vehicle\"><\/span>12. Can I purchase rental car insurance after I have already picked up the vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, you may be able to add rental car insurance after picking up the vehicle, but it is best to purchase coverage before driving the car to ensure you are protected from the start. <\/p>\n<p>While rental car insurance may seem like an additional expense, it can provide essential protection in the event of an accident or theft. By understanding the different types of insurance available and assessing your own coverage needs, you can make an informed decision on what insurance you need for car rental.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What insurance do you need for car rental? When renting a car, it is important to consider what insurance coverage you may need to protect yourself and the vehicle. The primary types of insurance you may need for car rental include: 1. What is Collision Damage Waiver (CDW) insurance? Collision Damage Waiver (CDW) insurance is &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What insurance do you need for car rental?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-insurance-do-you-need-for-car-rental\/#more-132698\">Read more<span class=\"screen-reader-text\">What insurance do you need for car rental?<\/span><\/a><\/p>\n","protected":false},"author":30,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-132698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What insurance do you need for car rental?<\/title>\n<meta name=\"description\" content=\"What insurance do you need for car rental? 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