{"id":132631,"date":"2023-10-21T10:57:32","date_gmt":"2023-10-21T10:57:32","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/"},"modified":"2023-10-21T10:57:32","modified_gmt":"2023-10-21T10:57:32","slug":"what-if-someone-hits-a-rental-car","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/","title":{"rendered":"What if someone hits a rental car?"},"content":{"rendered":"<p>Renting a car can be a convenient and cost-effective way to travel, whether for business or pleasure. However, what happens if someone hits a rental car? <\/p>\n<p>**What if someone hits a rental car?**<br \/>\nIn the unfortunate event that someone hits a rental car, the first step is to assess the damage and exchange insurance information with the other party involved. The next step is to contact the rental car company to report the incident and follow their instructions on how to proceed.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#FAQs_about_hitting_a_rental_car\" title=\"FAQs about hitting a rental car:\">FAQs about hitting a rental car:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#1_Will_I_be_responsible_for_the_damage_if_someone_hits_my_rental_car\" title=\"1. Will I be responsible for the damage if someone hits my rental car?\">1. Will I be responsible for the damage if someone hits my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#2_Will_my_insurance_cover_the_damage_if_someone_hits_my_rental_car\" title=\"2. Will my insurance cover the damage if someone hits my rental car?\">2. Will my insurance cover the damage if someone hits my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#3_What_if_I_hit_a_rental_car_while_driving_it\" title=\"3. What if I hit a rental car while driving it?\">3. What if I hit a rental car while driving it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#4_Will_the_rental_car_company_charge_me_for_the_damage_if_someone_hits_the_rental_car_Im_driving\" title=\"4. Will the rental car company charge me for the damage if someone hits the rental car I&#8217;m driving?\">4. Will the rental car company charge me for the damage if someone hits the rental car I&#8217;m driving?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#5_What_if_the_at-fault_party_doesnt_have_insurance\" title=\"5. What if the at-fault party doesn&#8217;t have insurance?\">5. What if the at-fault party doesn&#8217;t have insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#6_Will_the_rental_car_company_provide_a_replacement_vehicle_if_my_rental_car_is_hit\" title=\"6. Will the rental car company provide a replacement vehicle if my rental car is hit?\">6. Will the rental car company provide a replacement vehicle if my rental car is hit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#7_Can_I_purchase_additional_insurance_to_cover_the_damage_if_someone_hits_my_rental_car\" title=\"7. Can I purchase additional insurance to cover the damage if someone hits my rental car?\">7. Can I purchase additional insurance to cover the damage if someone hits my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#8_Will_my_credit_card_cover_the_damage_if_someone_hits_my_rental_car\" title=\"8. Will my credit card cover the damage if someone hits my rental car?\">8. Will my credit card cover the damage if someone hits my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#9_What_if_the_rental_car_is_a_total_loss_after_being_hit\" title=\"9. What if the rental car is a total loss after being hit?\">9. What if the rental car is a total loss after being hit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#10_Can_I_file_a_police_report_if_someone_hits_my_rental_car\" title=\"10. Can I file a police report if someone hits my rental car?\">10. Can I file a police report if someone hits my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#11_Will_my_rates_go_up_if_someone_hits_my_rental_car\" title=\"11. Will my rates go up if someone hits my rental car?\">11. Will my rates go up if someone hits my rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#12_How_long_do_I_have_to_report_the_incident_if_someone_hits_my_rental_car\" title=\"12. How long do I have to report the incident if someone hits my rental car?\">12. How long do I have to report the incident if someone hits my rental car?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_hitting_a_rental_car\"><\/span>FAQs about hitting a rental car:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_I_be_responsible_for_the_damage_if_someone_hits_my_rental_car\"><\/span>1. Will I be responsible for the damage if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf someone else hits your rental car, they will be responsible for the damage. However, you may still have to pay a deductible depending on the terms of your rental agreement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Will_my_insurance_cover_the_damage_if_someone_hits_my_rental_car\"><\/span>2. Will my insurance cover the damage if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have rental car insurance or your own auto insurance policy, it may cover the damage caused by someone hitting your rental car. However, you may still be responsible for paying a deductible.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_if_I_hit_a_rental_car_while_driving_it\"><\/span>3. What if I hit a rental car while driving it?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you hit a rental car while driving it, you should contact the rental car company immediately to report the incident. Your insurance may cover the damage, but you may still be responsible for paying a deductible.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Will_the_rental_car_company_charge_me_for_the_damage_if_someone_hits_the_rental_car_Im_driving\"><\/span>4. Will the rental car company charge me for the damage if someone hits the rental car I&#8217;m driving?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf someone else hits the rental car you are driving, the rental car company may still charge you for the damage, depending on the terms of your rental agreement. You may be able to recoup the costs from the at-fault party&#8217;s insurance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_What_if_the_at-fault_party_doesnt_have_insurance\"><\/span>5. What if the at-fault party doesn&#8217;t have insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the at-fault party doesn&#8217;t have insurance, you may have to rely on your own insurance or the rental car company&#8217;s insurance to cover the damage. You may also consider legal options to recover the costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Will_the_rental_car_company_provide_a_replacement_vehicle_if_my_rental_car_is_hit\"><\/span>6. Will the rental car company provide a replacement vehicle if my rental car is hit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your rental car is damaged due to someone hitting it, the rental car company may provide a replacement vehicle, depending on availability and the terms of your rental agreement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_purchase_additional_insurance_to_cover_the_damage_if_someone_hits_my_rental_car\"><\/span>7. Can I purchase additional insurance to cover the damage if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou may be able to purchase additional insurance from the rental car company to cover damage caused by someone hitting your rental car. Be sure to review the terms and coverage limits before making a decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Will_my_credit_card_cover_the_damage_if_someone_hits_my_rental_car\"><\/span>8. Will my credit card cover the damage if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit card companies offer rental car insurance as a benefit when you use their card to pay for the rental. Check with your credit card issuer to see if you are covered for damage caused by someone hitting your rental car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_if_the_rental_car_is_a_total_loss_after_being_hit\"><\/span>9. What if the rental car is a total loss after being hit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the rental car is deemed a total loss after being hit, the rental car company&#8217;s insurance should cover the cost of the vehicle. You may still be responsible for paying a deductible.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_file_a_police_report_if_someone_hits_my_rental_car\"><\/span>10. Can I file a police report if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can file a police report if someone hits your rental car, especially if the damage is significant or if you suspect foul play. A police report can help document the incident for insurance purposes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Will_my_rates_go_up_if_someone_hits_my_rental_car\"><\/span>11. Will my rates go up if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour insurance rates may go up if someone hits your rental car, especially if you have to file a claim with your own insurance company. Be sure to discuss the potential impact on your rates with your insurance provider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_long_do_I_have_to_report_the_incident_if_someone_hits_my_rental_car\"><\/span>12. How long do I have to report the incident if someone hits my rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is important to report the incident to the rental car company as soon as possible after someone hits your rental car. Delaying reporting the incident may complicate the claims process and could affect your liability.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renting a car can be a convenient and cost-effective way to travel, whether for business or pleasure. However, what happens if someone hits a rental car? **What if someone hits a rental car?** In the unfortunate event that someone hits a rental car, the first step is to assess the damage and exchange insurance information &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What if someone hits a rental car?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-if-someone-hits-a-rental-car\/#more-132631\">Read more<span class=\"screen-reader-text\">What if someone hits a rental car?<\/span><\/a><\/p>\n","protected":false},"author":30,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-132631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What if someone hits a rental car?<\/title>\n<meta name=\"description\" content=\"Renting a car can be a convenient and cost-effective way to travel, whether for business or pleasure. 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