{"id":132431,"date":"2023-10-05T21:28:24","date_gmt":"2023-10-05T21:28:24","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/"},"modified":"2023-10-05T21:28:24","modified_gmt":"2023-10-05T21:28:24","slug":"do-i-get-a-rental-if-my-car-is-totaled","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/","title":{"rendered":"Do I get a rental if my car is totaled?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#Do_I_get_a_rental_if_my_car_is_totaled\" title=\"Do I get a rental if my car is totaled?\">Do I get a rental if my car is totaled?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#1_Will_my_insurance_company_cover_a_rental_car_if_my_car_is_totaled\" title=\"1. Will my insurance company cover a rental car if my car is totaled?\">1. Will my insurance company cover a rental car if my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#2_Can_I_get_a_rental_car_if_the_accident_was_not_my_fault\" title=\"2. Can I get a rental car if the accident was not my fault?\">2. Can I get a rental car if the accident was not my fault?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#3_What_if_I_need_a_rental_car_for_longer_than_my_policy_covers\" title=\"3. What if I need a rental car for longer than my policy covers?\">3. What if I need a rental car for longer than my policy covers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#4_Will_my_insurance_company_provide_me_with_a_rental_car_if_my_car_is_declared_a_total_loss\" title=\"4. Will my insurance company provide me with a rental car if my car is declared a total loss?\">4. Will my insurance company provide me with a rental car if my car is declared a total loss?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#5_How_long_can_I_keep_the_rental_car_if_my_car_is_totaled\" title=\"5. How long can I keep the rental car if my car is totaled?\">5. How long can I keep the rental car if my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#6_Can_I_choose_any_rental_car_I_want_if_my_car_is_totaled\" title=\"6. Can I choose any rental car I want if my car is totaled?\">6. Can I choose any rental car I want if my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#7_Will_my_insurance_rates_go_up_if_I_use_a_rental_car_after_my_car_is_totaled\" title=\"7. Will my insurance rates go up if I use a rental car after my car is totaled?\">7. Will my insurance rates go up if I use a rental car after my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#8_Can_I_use_a_rental_car_for_personal_use_if_my_car_is_totaled\" title=\"8. Can I use a rental car for personal use if my car is totaled?\">8. Can I use a rental car for personal use if my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#9_Do_I_have_to_pay_for_the_rental_car_upfront_if_my_car_is_totaled\" title=\"9. Do I have to pay for the rental car upfront if my car is totaled?\">9. Do I have to pay for the rental car upfront if my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#10_Can_I_use_a_rental_car_if_my_car_is_being_repaired_rather_than_totaled\" title=\"10. Can I use a rental car if my car is being repaired rather than totaled?\">10. Can I use a rental car if my car is being repaired rather than totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#11_Can_I_extend_my_rental_car_coverage_if_my_car_is_totaled\" title=\"11. Can I extend my rental car coverage if my car is totaled?\">11. Can I extend my rental car coverage if my car is totaled?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#12_What_happens_if_the_rental_car_is_damaged_while_in_my_possession\" title=\"12. What happens if the rental car is damaged while in my possession?\">12. What happens if the rental car is damaged while in my possession?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Do_I_get_a_rental_if_my_car_is_totaled\"><\/span>Do I get a rental if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If your car is deemed a total loss after an accident, you may be wondering whether you will still be provided with a rental vehicle. The answer to this question depends on a few factors. <\/p>\n<p>In most cases, if you have rental car coverage as part of your insurance policy, you will likely be eligible to receive a rental car while your claim is being processed. This coverage is optional and typically comes with a daily limit and a total limit for the rental period. If you do not have rental car coverage, you may still be able to get a rental car if the accident was not your fault and the other driver&#8217;s insurance company accepts liability.<\/p>\n<p>However, if the accident was your fault and you do not have rental car coverage, you may not be eligible for a rental car while your claim is being processed. It is important to review your insurance policy and speak with your insurance provider to understand your coverage and options in the event of a total loss.<\/p>\n<p>Here are 12 related or similar FAQs related to this topic:<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_my_insurance_company_cover_a_rental_car_if_my_car_is_totaled\"><\/span>1. Will my insurance company cover a rental car if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you have rental car coverage as part of your insurance policy, your insurance company will likely cover the cost of a rental car while your claim is being processed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_get_a_rental_car_if_the_accident_was_not_my_fault\"><\/span>2. Can I get a rental car if the accident was not my fault?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the accident was not your fault and the other driver&#8217;s insurance company accepts liability, you may be able to get a rental car even if you do not have rental car coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_if_I_need_a_rental_car_for_longer_than_my_policy_covers\"><\/span>3. What if I need a rental car for longer than my policy covers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you need a rental car for longer than your policy covers, you may be responsible for paying for the additional rental car days out of pocket.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Will_my_insurance_company_provide_me_with_a_rental_car_if_my_car_is_declared_a_total_loss\"><\/span>4. Will my insurance company provide me with a rental car if my car is declared a total loss?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your car is declared a total loss, your insurance company may still provide you with a rental car if you have rental car coverage as part of your policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_long_can_I_keep_the_rental_car_if_my_car_is_totaled\"><\/span>5. How long can I keep the rental car if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe length of time you can keep the rental car after your car is totaled will depend on your insurance policy and the specifics of your claim. <\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_choose_any_rental_car_I_want_if_my_car_is_totaled\"><\/span>6. Can I choose any rental car I want if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYour insurance company may have restrictions on the type of rental car you can choose. They will typically provide you with a similar type of vehicle to the one that was totaled.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Will_my_insurance_rates_go_up_if_I_use_a_rental_car_after_my_car_is_totaled\"><\/span>7. Will my insurance rates go up if I use a rental car after my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nUsing a rental car after your car is totaled may have an impact on your insurance rates, depending on the specifics of your policy and claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_use_a_rental_car_for_personal_use_if_my_car_is_totaled\"><\/span>8. Can I use a rental car for personal use if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can typically use the rental car provided by your insurance company for personal use while your claim is being processed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Do_I_have_to_pay_for_the_rental_car_upfront_if_my_car_is_totaled\"><\/span>9. Do I have to pay for the rental car upfront if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn most cases, your insurance company will directly pay for the rental car provided you have the necessary coverage in your policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_use_a_rental_car_if_my_car_is_being_repaired_rather_than_totaled\"><\/span>10. Can I use a rental car if my car is being repaired rather than totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf your car is being repaired rather than totaled, you may still be eligible for a rental car depending on your insurance policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_extend_my_rental_car_coverage_if_my_car_is_totaled\"><\/span>11. Can I extend my rental car coverage if my car is totaled?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou may be able to extend your rental car coverage if your car is totaled, but it is important to check with your insurance provider for the specifics.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_What_happens_if_the_rental_car_is_damaged_while_in_my_possession\"><\/span>12. What happens if the rental car is damaged while in my possession?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the rental car is damaged while in your possession, you may be responsible for any additional costs or damages not covered by your insurance policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do I get a rental if my car is totaled? If your car is deemed a total loss after an accident, you may be wondering whether you will still be provided with a rental vehicle. The answer to this question depends on a few factors. In most cases, if you have rental car coverage as &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Do I get a rental if my car is totaled?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/do-i-get-a-rental-if-my-car-is-totaled\/#more-132431\">Read more<span class=\"screen-reader-text\">Do I get a rental if my car is totaled?<\/span><\/a><\/p>\n","protected":false},"author":30,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-132431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do I get a rental if my car is totaled?<\/title>\n<meta name=\"description\" content=\"Do I get a rental if my car is totaled? 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