{"id":132194,"date":"2023-11-29T11:19:43","date_gmt":"2023-11-29T11:19:43","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/"},"modified":"2023-11-29T11:19:43","modified_gmt":"2023-11-29T11:19:43","slug":"what-happens-if-i-get-hit-in-a-rental-car","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/","title":{"rendered":"What happens if I get hit in a rental car?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#What_happens_if_I_get_hit_in_a_rental_car\" title=\"What happens if I get hit in a rental car?\">What happens if I get hit in a rental car?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#FAQs\" title=\"FAQs:\">FAQs:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#1_Will_my_personal_auto_insurance_cover_me_when_driving_a_rental_car\" title=\"1. Will my personal auto insurance cover me when driving a rental car?\">1. Will my personal auto insurance cover me when driving a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#2_Does_my_credit_card_offer_rental_car_insurance\" title=\"2. Does my credit card offer rental car insurance?\">2. Does my credit card offer rental car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#3_What_happens_if_I_decline_the_rental_companys_insurance_and_get_into_an_accident\" title=\"3. What happens if I decline the rental company&#8217;s insurance and get into an accident?\">3. What happens if I decline the rental company&#8217;s insurance and get into an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#4_Do_I_need_to_pay_a_deposit_when_renting_a_car\" title=\"4. Do I need to pay a deposit when renting a car?\">4. Do I need to pay a deposit when renting a car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#5_Can_I_add_additional_drivers_to_the_rental_agreement\" title=\"5. Can I add additional drivers to the rental agreement?\">5. Can I add additional drivers to the rental agreement?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#6_What_happens_if_I_return_the_rental_car_late\" title=\"6. What happens if I return the rental car late?\">6. What happens if I return the rental car late?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#7_Can_I_extend_my_rental_period_if_needed\" title=\"7. Can I extend my rental period if needed?\">7. Can I extend my rental period if needed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#8_What_is_included_in_the_rental_car_insurance_coverage\" title=\"8. What is included in the rental car insurance coverage?\">8. What is included in the rental car insurance coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#9_What_should_I_do_if_the_rental_car_breaks_down\" title=\"9. What should I do if the rental car breaks down?\">9. What should I do if the rental car breaks down?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#10_Can_I_drive_the_rental_car_out_of_state_or_out_of_the_country\" title=\"10. Can I drive the rental car out of state or out of the country?\">10. Can I drive the rental car out of state or out of the country?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#11_What_happens_if_the_rental_car_is_stolen\" title=\"11. What happens if the rental car is stolen?\">11. What happens if the rental car is stolen?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#12_Can_I_cancel_my_rental_car_reservation_if_needed\" title=\"12. Can I cancel my rental car reservation if needed?\">12. Can I cancel my rental car reservation if needed?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_happens_if_I_get_hit_in_a_rental_car\"><\/span>What happens if I get hit in a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When you get hit in a rental car, several things come into play. The first thing you should do is make sure everyone involved is safe and call emergency services if necessary. Once that&#8217;s taken care of, here&#8217;s what typically happens:<\/p>\n<p>1. **Insurance Coverage kicks in:** Most rental cars come with insurance coverage that helps in case of accidents. This coverage can vary depending on the rental company and the plan you chose when renting the car.<\/p>\n<p>2. **Contact the rental company:** You will need to inform the rental company about the accident as soon as possible. They will guide you on the next steps to take.<\/p>\n<p>3. **Document the incident:** Take photos of the accident scene, including any damages to the rental car and the other vehicles involved. This documentation will be useful when filing a claim.<\/p>\n<p>4. **File a police report:** In some cases, it might be necessary to file a police report, especially if there are injuries or significant damages.<\/p>\n<p>5. **Notify your own insurance company:** Your personal auto insurance may also provide coverage for rental cars. Contact them to inform them about the accident.<\/p>\n<p>6. **Pay the deductible:** If you are found at fault for the accident, you may be required to pay a deductible as per your rental agreement.<\/p>\n<p>7. **Work with the rental company&#8217;s insurance adjuster:** An insurance adjuster will assess the damages to the rental car and work with you to determine the next steps.<\/p>\n<p>8. **Arrange for repairs:** Depending on the extent of the damages, the rental company may arrange for repairs to be done on the rental car.<\/p>\n<p>9. **Possible legal consequences:** If you are found to be at fault for the accident, you may face legal consequences, such as fines or penalties.<\/p>\n<p>10. **Loss of use fees:** While the rental car is being repaired, you may be responsible for paying loss of use fees to the rental company for the time the car is out of service.<\/p>\n<p>11. **Consider purchasing additional coverage:** If you frequently rent cars, you may want to consider purchasing a non-owner car insurance policy to provide added protection in case of accidents.<\/p>\n<p>12. **Review the rental agreement:** Make sure to review the rental agreement to understand your rights and responsibilities in case of an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Will_my_personal_auto_insurance_cover_me_when_driving_a_rental_car\"><\/span>1. Will my personal auto insurance cover me when driving a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, in most cases, your personal auto insurance will provide coverage for rental cars. However, the extent of coverage may vary, so it&#8217;s essential to check with your insurance provider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Does_my_credit_card_offer_rental_car_insurance\"><\/span>2. Does my credit card offer rental car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance as a benefit when you use the card to pay for the rental. Check with your credit card company to see if you are eligible for this coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_happens_if_I_decline_the_rental_companys_insurance_and_get_into_an_accident\"><\/span>3. What happens if I decline the rental company&#8217;s insurance and get into an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you decline the rental company&#8217;s insurance and get into an accident, you will be responsible for covering the damages to the rental car out of pocket.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Do_I_need_to_pay_a_deposit_when_renting_a_car\"><\/span>4. Do I need to pay a deposit when renting a car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most rental car companies require a deposit to cover any potential damages or incidents that may occur during the rental period.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_add_additional_drivers_to_the_rental_agreement\"><\/span>5. Can I add additional drivers to the rental agreement?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can usually add additional drivers to the rental agreement for an extra fee. Make sure to inform the rental company of any additional drivers before driving the car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_What_happens_if_I_return_the_rental_car_late\"><\/span>6. What happens if I return the rental car late?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf you return the rental car late, you may be charged a late fee by the rental company. The fee can vary depending on how late you return the car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_extend_my_rental_period_if_needed\"><\/span>7. Can I extend my rental period if needed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can usually extend your rental period if needed, but you will need to contact the rental company in advance to make arrangements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_is_included_in_the_rental_car_insurance_coverage\"><\/span>8. What is included in the rental car insurance coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nRental car insurance coverage typically includes liability protection, collision damage waiver, and comprehensive coverage. However, the specific coverage may vary depending on the rental company.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_What_should_I_do_if_the_rental_car_breaks_down\"><\/span>9. What should I do if the rental car breaks down?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the rental car breaks down, contact the rental company immediately. They will provide instructions on what to do next, such as arranging for a replacement car or towing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_drive_the_rental_car_out_of_state_or_out_of_the_country\"><\/span>10. Can I drive the rental car out of state or out of the country?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome rental companies allow you to drive the rental car out of state or out of the country, but you may need to inform them in advance and possibly pay additional fees.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_What_happens_if_the_rental_car_is_stolen\"><\/span>11. What happens if the rental car is stolen?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf the rental car is stolen, you will need to file a police report and inform the rental company immediately. The rental company&#8217;s insurance will typically cover the cost of the stolen vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_cancel_my_rental_car_reservation_if_needed\"><\/span>12. Can I cancel my rental car reservation if needed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, you can usually cancel your rental car reservation, but you may be subject to a cancellation fee depending on how far in advance you cancel.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happens if I get hit in a rental car? When you get hit in a rental car, several things come into play. The first thing you should do is make sure everyone involved is safe and call emergency services if necessary. Once that&#8217;s taken care of, here&#8217;s what typically happens: 1. **Insurance Coverage kicks &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What happens if I get hit in a rental car?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-happens-if-i-get-hit-in-a-rental-car\/#more-132194\">Read more<span class=\"screen-reader-text\">What happens if I get hit in a rental car?<\/span><\/a><\/p>\n","protected":false},"author":30,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-132194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What happens if I get hit in a rental car?<\/title>\n<meta name=\"description\" content=\"What happens if I get hit in a rental car? 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