{"id":130784,"date":"2024-01-26T15:58:38","date_gmt":"2024-01-26T15:58:38","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/"},"modified":"2024-01-26T15:58:38","modified_gmt":"2024-01-26T15:58:38","slug":"what-is-lock-in-period-in-housing-loan","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/","title":{"rendered":"What is lock-in period in housing loan?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Understanding_Lock-in_Period_in_Housing_Loan\" title=\"Understanding Lock-in Period in Housing Loan\">Understanding Lock-in Period in Housing Loan<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#What_is_lock-in_period_in_housing_loan\" title=\"What is lock-in period in housing loan?\">What is lock-in period in housing loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Why_do_banks_impose_a_lock-in_period_in_housing_loans\" title=\"Why do banks impose a lock-in period in housing loans?\">Why do banks impose a lock-in period in housing loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#How_long_is_a_typical_lock-in_period_in_housing_loans\" title=\"How long is a typical lock-in period in housing loans?\">How long is a typical lock-in period in housing loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Can_a_borrower_prepay_the_loan_during_the_lock-in_period\" title=\"Can a borrower prepay the loan during the lock-in period?\">Can a borrower prepay the loan during the lock-in period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#What_happens_if_a_borrower_breaches_the_lock-in_period\" title=\"What happens if a borrower breaches the lock-in period?\">What happens if a borrower breaches the lock-in period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Can_the_lock-in_period_be_waived_off_or_reduced\" title=\"Can the lock-in period be waived off or reduced?\">Can the lock-in period be waived off or reduced?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Does_the_lock-in_period_affect_the_interest_rate_on_the_loan\" title=\"Does the lock-in period affect the interest rate on the loan?\">Does the lock-in period affect the interest rate on the loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Is_it_advisable_to_opt_for_a_housing_loan_with_a_shorter_lock-in_period\" title=\"Is it advisable to opt for a housing loan with a shorter lock-in period?\">Is it advisable to opt for a housing loan with a shorter lock-in period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Can_a_borrower_transfer_the_loan_to_another_property_during_the_lock-in_period\" title=\"Can a borrower transfer the loan to another property during the lock-in period?\">Can a borrower transfer the loan to another property during the lock-in period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Does_the_lock-in_period_apply_to_all_types_of_housing_loans\" title=\"Does the lock-in period apply to all types of housing loans?\">Does the lock-in period apply to all types of housing loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#Can_a_borrower_extend_the_lock-in_period_voluntarily\" title=\"Can a borrower extend the lock-in period voluntarily?\">Can a borrower extend the lock-in period voluntarily?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#What_happens_if_a_borrower_sells_the_property_during_the_lock-in_period\" title=\"What happens if a borrower sells the property during the lock-in period?\">What happens if a borrower sells the property during the lock-in period?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_Lock-in_Period_in_Housing_Loan\"><\/span>Understanding Lock-in Period in Housing Loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Securing a housing loan is a big financial decision that comes with various terms and conditions. One important aspect that borrowers need to understand is the lock-in period in a housing loan. So, what exactly is a lock-in period in a housing loan?<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_lock-in_period_in_housing_loan\"><\/span>What is lock-in period in housing loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lock-in period in a housing loan refers to a specific timeframe during which the borrower is restricted from making any changes to the loan, such as prepaying the loan amount or switching to another lender without incurring penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_do_banks_impose_a_lock-in_period_in_housing_loans\"><\/span>Why do banks impose a lock-in period in housing loans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nBanks impose a lock-in period to safeguard their interests and ensure a stable income stream from the loan. It also deters borrowers from shifting to another lender shortly after availing the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_long_is_a_typical_lock-in_period_in_housing_loans\"><\/span>How long is a typical lock-in period in housing loans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lock-in period for housing loans usually ranges from 1 to 5 years, depending on the terms and conditions specified by the lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_borrower_prepay_the_loan_during_the_lock-in_period\"><\/span>Can a borrower prepay the loan during the lock-in period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost lenders allow partial prepayment of the loan during the lock-in period, but it may be subject to certain conditions and penalties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_a_borrower_breaches_the_lock-in_period\"><\/span>What happens if a borrower breaches the lock-in period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a borrower breaches the lock-in period by prepaying the loan or switching to another lender, they may be liable to pay certain penalties specified by the lender.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_the_lock-in_period_be_waived_off_or_reduced\"><\/span>Can the lock-in period be waived off or reduced?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIn some cases, borrowers may negotiate with the lender to waive off or reduce the lock-in period, but this is subject to the lender&#8217;s discretion and terms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_lock-in_period_affect_the_interest_rate_on_the_loan\"><\/span>Does the lock-in period affect the interest rate on the loan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lock-in period typically does not directly affect the interest rate on the loan. However, borrowers should be aware of any special conditions related to interest rates during the lock-in period.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_it_advisable_to_opt_for_a_housing_loan_with_a_shorter_lock-in_period\"><\/span>Is it advisable to opt for a housing loan with a shorter lock-in period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nChoosing a housing loan with a shorter lock-in period may offer more flexibility to the borrower, especially if they anticipate prepaying the loan or refinancing in the near future.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_borrower_transfer_the_loan_to_another_property_during_the_lock-in_period\"><\/span>Can a borrower transfer the loan to another property during the lock-in period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTransferring the loan to another property during the lock-in period may be allowed by some lenders, but it is subject to their approval and terms.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_lock-in_period_apply_to_all_types_of_housing_loans\"><\/span>Does the lock-in period apply to all types of housing loans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThe lock-in period may vary for different types of housing loans, such as fixed-rate loans, floating-rate loans, or combination loans. Borrowers should check the terms specific to their loan type.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_borrower_extend_the_lock-in_period_voluntarily\"><\/span>Can a borrower extend the lock-in period voluntarily?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt is possible for a borrower to voluntarily extend the lock-in period with consent from the lender. However, this may involve renegotiating the terms and conditions of the loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_happens_if_a_borrower_sells_the_property_during_the_lock-in_period\"><\/span>What happens if a borrower sells the property during the lock-in period?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIf a borrower sells the property during the lock-in period, they may still be required to adhere to the terms and conditions of the loan until it is fully repaid or settled.<\/p>\n<p>In conclusion, understanding the lock-in period in a housing loan is essential for borrowers to make informed decisions and avoid any penalties or restrictions on their loan. Borrowers should carefully review the terms and conditions related to the lock-in period before availing a housing loan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One important aspect that borrowers need to understand is the lock-in period in a housing loan. So, what exactly is a lock-in period in a housing loan? What is lock-in period in housing &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is lock-in period in housing loan?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#more-130784\">Read more<span class=\"screen-reader-text\">What is lock-in period in housing loan?<\/span><\/a><\/p>\n","protected":false},"author":25,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-130784","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is lock-in period in housing loan?<\/title>\n<meta name=\"description\" content=\"Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is lock-in period in housing loan?\" \/>\n<meta property=\"og:description\" content=\"Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-26T15:58:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"164\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Monica Sutton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Monica Sutton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\"},\"author\":{\"name\":\"Monica Sutton\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777\"},\"headline\":\"What is lock-in period in housing loan?\",\"datePublished\":\"2024-01-26T15:58:38+00:00\",\"dateModified\":\"2024-01-26T15:58:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\"},\"wordCount\":570,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\",\"name\":\"What is lock-in period in housing loan?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2024-01-26T15:58:38+00:00\",\"dateModified\":\"2024-01-26T15:58:38+00:00\",\"description\":\"Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is lock-in period in housing loan?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777\",\"name\":\"Monica Sutton\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Monica Sutton\"},\"description\":\"Guest author Monica Sutton has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is lock-in period in housing loan?","description":"Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/","og_locale":"en_US","og_type":"article","og_title":"What is lock-in period in housing loan?","og_description":"Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One","og_url":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2024-01-26T15:58:38+00:00","og_image":[{"width":500,"height":164,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","type":"image\/png"}],"author":"Monica Sutton","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Monica Sutton","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/"},"author":{"name":"Monica Sutton","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777"},"headline":"What is lock-in period in housing loan?","datePublished":"2024-01-26T15:58:38+00:00","dateModified":"2024-01-26T15:58:38+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/"},"wordCount":570,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/","url":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/","name":"What is lock-in period in housing loan?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2024-01-26T15:58:38+00:00","dateModified":"2024-01-26T15:58:38+00:00","description":"Understanding Lock-in Period in Housing Loan Securing a housing loan is a big financial decision that comes with various terms and conditions. One","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-lock-in-period-in-housing-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is lock-in period in housing loan?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777","name":"Monica Sutton","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Monica Sutton"},"description":"Guest author Monica Sutton has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/130784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=130784"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/130784\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=130784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=130784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=130784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}