{"id":130752,"date":"2023-12-19T10:28:52","date_gmt":"2023-12-19T10:28:52","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/"},"modified":"2023-12-19T10:28:52","modified_gmt":"2023-12-19T10:28:52","slug":"what-is-local-housing-allowance-lha","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/","title":{"rendered":"What is local housing allowance (LHA)?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#What_is_local_housing_allowance_LHA\" title=\"What is local housing allowance (LHA)?\">What is local housing allowance (LHA)?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#1_How_is_LHA_calculated\" title=\"1. How is LHA calculated?\">1. How is LHA calculated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#2_Who_is_eligible_for_LHA\" title=\"2. Who is eligible for LHA?\">2. Who is eligible for LHA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#3_What_does_LHA_cover\" title=\"3. What does LHA cover?\">3. What does LHA cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#4_Can_LHA_be_used_to_pay_mortgage_payments\" title=\"4. Can LHA be used to pay mortgage payments?\">4. Can LHA be used to pay mortgage payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#5_How_often_is_LHA_paid\" title=\"5. How often is LHA paid?\">5. How often is LHA paid?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#6_Can_LHA_be_backdated\" title=\"6. Can LHA be backdated?\">6. Can LHA be backdated?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#7_Can_LHA_be_paid_directly_to_the_landlord\" title=\"7. Can LHA be paid directly to the landlord?\">7. Can LHA be paid directly to the landlord?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#8_What_happens_if_the_LHA_rate_is_lower_than_the_rent\" title=\"8. What happens if the LHA rate is lower than the rent?\">8. What happens if the LHA rate is lower than the rent?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#9_Can_LHA_be_claimed_while_working\" title=\"9. Can LHA be claimed while working?\">9. Can LHA be claimed while working?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#10_Are_there_any_restrictions_on_the_type_of_property_that_LHA_can_be_used_for\" title=\"10. Are there any restrictions on the type of property that LHA can be used for?\">10. Are there any restrictions on the type of property that LHA can be used for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#11_Can_LHA_be_claimed_if_living_with_family_or_friends\" title=\"11. Can LHA be claimed if living with family or friends?\">11. Can LHA be claimed if living with family or friends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#12_Can_LHA_be_claimed_if_living_in_a_hostel_or_refuge\" title=\"12. Can LHA be claimed if living in a hostel or refuge?\">12. Can LHA be claimed if living in a hostel or refuge?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_local_housing_allowance_LHA\"><\/span>What is local housing allowance (LHA)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Local Housing Allowance (LHA) is a form of housing benefit that helps people on low incomes with their housing costs. It is based on the number of rooms needed by the applicant, rather than the actual rent they pay. LHA rates are set by the government and vary depending on the area where the applicant lives.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_How_is_LHA_calculated\"><\/span>1. How is LHA calculated?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA is calculated based on the number of rooms needed by the applicant&#8217;s household, rather than the actual rent they pay. The rates are determined by the government and are intended to cover a reasonable cost of renting in the area.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Who_is_eligible_for_LHA\"><\/span>2. Who is eligible for LHA?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>People who are on a low income, are living in a rented property, and are not receiving Universal Credit may be eligible for LHA. The eligibility criteria can vary depending on individual circumstances.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_does_LHA_cover\"><\/span>3. What does LHA cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA is intended to help cover the cost of renting a property. It can be used to pay rent to a private landlord, a housing association, or to help with the costs of a supported housing scheme.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_LHA_be_used_to_pay_mortgage_payments\"><\/span>4. Can LHA be used to pay mortgage payments?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA is specifically for people who are renting their homes, so it cannot be used to pay mortgage payments. If you are a homeowner struggling to pay your mortgage, there may be other forms of financial assistance available to you.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_often_is_LHA_paid\"><\/span>5. How often is LHA paid?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA is usually paid monthly in arrears, directly into the applicant&#8217;s bank account. In some cases, payments may be made to the landlord on behalf of the tenant.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_LHA_be_backdated\"><\/span>6. Can LHA be backdated?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA can be backdated in certain circumstances, such as if there has been an unavoidable delay in making the claim. It is important to apply for LHA as soon as possible to avoid missing out on backdated payments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_LHA_be_paid_directly_to_the_landlord\"><\/span>7. Can LHA be paid directly to the landlord?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA can be paid directly to the landlord in some cases, particularly if the tenant is struggling to manage their finances or is in arrears with their rent. This is known as having the rent paid &#8220;managed&#8221;.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_What_happens_if_the_LHA_rate_is_lower_than_the_rent\"><\/span>8. What happens if the LHA rate is lower than the rent?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the LHA rate is lower than the actual rent being charged, the tenant will need to make up the difference themselves. This is known as a shortfall, and the tenant will be responsible for paying it to their landlord.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_LHA_be_claimed_while_working\"><\/span>9. Can LHA be claimed while working?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA is designed to help people on low incomes, so if an applicant is working and earning a higher income, they may not be eligible for LHA. However, there are certain circumstances where working individuals may still qualify for some form of housing benefit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Are_there_any_restrictions_on_the_type_of_property_that_LHA_can_be_used_for\"><\/span>10. Are there any restrictions on the type of property that LHA can be used for?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA can be used for most types of rented accommodation, including private rented properties, housing association properties, and supported housing schemes. However, there are certain restrictions on luxury properties and those that are considered to be too expensive.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_LHA_be_claimed_if_living_with_family_or_friends\"><\/span>11. Can LHA be claimed if living with family or friends?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA can be claimed if an individual is living in a shared house with family or friends and is responsible for paying rent. The amount of LHA will depend on the number of rooms needed by the household and other eligibility criteria.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_LHA_be_claimed_if_living_in_a_hostel_or_refuge\"><\/span>12. Can LHA be claimed if living in a hostel or refuge?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>LHA can be claimed if an individual is living in a hostel or refuge and is responsible for paying rent. The amount of LHA will depend on the specific circumstances and the level of support provided by the accommodation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is local housing allowance (LHA)? Local Housing Allowance (LHA) is a form of housing benefit that helps people on low incomes with their housing costs. It is based on the number of rooms needed by the applicant, rather than the actual rent they pay. LHA rates are set by the government and vary depending &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is local housing allowance (LHA)?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-local-housing-allowance-lha\/#more-130752\">Read more<span class=\"screen-reader-text\">What is local housing allowance (LHA)?<\/span><\/a><\/p>\n","protected":false},"author":25,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-130752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is local housing allowance (LHA)?<\/title>\n<meta name=\"description\" content=\"What is local housing allowance (LHA)? 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