{"id":130641,"date":"2025-06-12T12:27:18","date_gmt":"2025-06-12T12:27:18","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/"},"modified":"2025-06-12T12:27:18","modified_gmt":"2025-06-12T12:27:18","slug":"can-you-use-aaa-insurance-on-a-rental-car","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/","title":{"rendered":"Can you use AAA insurance on a rental car?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#Can_you_use_AAA_insurance_on_a_rental_car\" title=\"Can you use AAA insurance on a rental car?\">Can you use AAA insurance on a rental car?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#1_What_does_AAA_rental_car_insurance_cover\" title=\"1. What does AAA rental car insurance cover?\">1. What does AAA rental car insurance cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#2_Does_AAA_rental_car_insurance_cover_loss_of_use\" title=\"2. Does AAA rental car insurance cover loss of use?\">2. Does AAA rental car insurance cover loss of use?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#3_Can_I_use_AAA_insurance_for_a_rental_car_if_Im_not_the_primary_policyholder\" title=\"3. Can I use AAA insurance for a rental car if I&#8217;m not the primary policyholder?\">3. Can I use AAA insurance for a rental car if I&#8217;m not the primary policyholder?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#4_Does_AAA_rental_car_insurance_cover_international_rentals\" title=\"4. Does AAA rental car insurance cover international rentals?\">4. Does AAA rental car insurance cover international rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#5_How_do_I_add_rental_car_coverage_to_my_AAA_insurance_policy\" title=\"5. How do I add rental car coverage to my AAA insurance policy?\">5. How do I add rental car coverage to my AAA insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#6_Can_I_use_AAA_rental_car_insurance_for_business_rentals\" title=\"6. Can I use AAA rental car insurance for business rentals?\">6. Can I use AAA rental car insurance for business rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#7_Does_AAA_rental_car_insurance_cover_personal_belongings_in_the_rental_car\" title=\"7. Does AAA rental car insurance cover personal belongings in the rental car?\">7. Does AAA rental car insurance cover personal belongings in the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#8_Can_I_decline_the_rental_car_companys_insurance_if_I_have_AAA_coverage\" title=\"8. Can I decline the rental car company&#8217;s insurance if I have AAA coverage?\">8. Can I decline the rental car company&#8217;s insurance if I have AAA coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#9_Is_AAA_rental_car_insurance_more_affordable_than_the_insurance_offered_by_rental_car_companies\" title=\"9. Is AAA rental car insurance more affordable than the insurance offered by rental car companies?\">9. Is AAA rental car insurance more affordable than the insurance offered by rental car companies?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#10_Can_I_use_AAA_rental_car_insurance_for_long-term_rentals\" title=\"10. Can I use AAA rental car insurance for long-term rentals?\">10. Can I use AAA rental car insurance for long-term rentals?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#11_Does_AAA_rental_car_insurance_cover_roadside_assistance_for_the_rental_vehicle\" title=\"11. Does AAA rental car insurance cover roadside assistance for the rental vehicle?\">11. Does AAA rental car insurance cover roadside assistance for the rental vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#12_Can_I_use_AAA_rental_car_insurance_if_I_am_traveling_for_business_or_pleasure\" title=\"12. Can I use AAA rental car insurance if I am traveling for business or pleasure?\">12. Can I use AAA rental car insurance if I am traveling for business or pleasure?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_you_use_AAA_insurance_on_a_rental_car\"><\/span>Can you use AAA insurance on a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, you can use AAA insurance on a rental car. AAA offers members the option to add rental car coverage to their auto insurance policy, providing liability, collision, and comprehensive coverage for rental vehicles.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_What_does_AAA_rental_car_insurance_cover\"><\/span>1. What does AAA rental car insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>AAA rental car insurance typically covers liability protection, which includes bodily injury and property damage, as well as collision and comprehensive coverage for damage to the rental vehicle itself.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Does_AAA_rental_car_insurance_cover_loss_of_use\"><\/span>2. Does AAA rental car insurance cover loss of use?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some AAA rental car insurance policies may cover loss of use charges, which are fees charged by the rental car company for the time the vehicle is out of service for repairs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_I_use_AAA_insurance_for_a_rental_car_if_Im_not_the_primary_policyholder\"><\/span>3. Can I use AAA insurance for a rental car if I&#8217;m not the primary policyholder?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you are listed as a covered driver on the AAA insurance policy, you should be able to use the coverage for a rental car, even if you are not the primary policyholder.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Does_AAA_rental_car_insurance_cover_international_rentals\"><\/span>4. Does AAA rental car insurance cover international rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>AAA rental car insurance typically only covers rentals within the United States and Canada. If you plan to rent a car internationally, you may need to purchase additional coverage through the rental car company.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_do_I_add_rental_car_coverage_to_my_AAA_insurance_policy\"><\/span>5. How do I add rental car coverage to my AAA insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To add rental car coverage to your AAA insurance policy, you can contact your agent or call the AAA customer service line to inquire about adding the coverage to your existing policy.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_use_AAA_rental_car_insurance_for_business_rentals\"><\/span>6. Can I use AAA rental car insurance for business rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some AAA rental car insurance policies may exclude coverage for business rentals. It&#8217;s important to review your policy or contact AAA directly to determine if your coverage extends to business use.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_AAA_rental_car_insurance_cover_personal_belongings_in_the_rental_car\"><\/span>7. Does AAA rental car insurance cover personal belongings in the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>AAA rental car insurance typically does not cover personal belongings left in the rental car. It&#8217;s advisable to remove any valuable items from the vehicle before returning it to the rental company.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_decline_the_rental_car_companys_insurance_if_I_have_AAA_coverage\"><\/span>8. Can I decline the rental car company&#8217;s insurance if I have AAA coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you have AAA rental car insurance that provides sufficient coverage for liability, collision, and comprehensive protection, you may be able to decline the insurance offered by the rental car company. Be sure to check with AAA to confirm your coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Is_AAA_rental_car_insurance_more_affordable_than_the_insurance_offered_by_rental_car_companies\"><\/span>9. Is AAA rental car insurance more affordable than the insurance offered by rental car companies?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The cost of AAA rental car insurance may vary depending on your policy and coverage limits. In some cases, AAA rental car insurance may be more affordable than the insurance offered by rental car companies, so it&#8217;s worth comparing prices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_use_AAA_rental_car_insurance_for_long-term_rentals\"><\/span>10. Can I use AAA rental car insurance for long-term rentals?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>AAA rental car insurance is typically designed for short-term rentals, such as those lasting a few days to a few weeks. If you need coverage for a long-term rental, you may need to explore other insurance options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Does_AAA_rental_car_insurance_cover_roadside_assistance_for_the_rental_vehicle\"><\/span>11. Does AAA rental car insurance cover roadside assistance for the rental vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>AAA rental car insurance may include roadside assistance coverage for the rental vehicle, offering services such as towing, battery jump-starts, and flat tire repairs. Check your policy or contact AAA for specific details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_use_AAA_rental_car_insurance_if_I_am_traveling_for_business_or_pleasure\"><\/span>12. Can I use AAA rental car insurance if I am traveling for business or pleasure?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Whether you are traveling for business or pleasure, you can typically use AAA rental car insurance as long as you have added the coverage to your policy and meet any other requirements specified by AAA. It&#8217;s always best to confirm coverage details before renting a vehicle.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can you use AAA insurance on a rental car? Yes, you can use AAA insurance on a rental car. AAA offers members the option to add rental car coverage to their auto insurance policy, providing liability, collision, and comprehensive coverage for rental vehicles. 1. What does AAA rental car insurance cover? AAA rental car insurance &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can you use AAA insurance on a rental car?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-you-use-aaa-insurance-on-a-rental-car\/#more-130641\">Read more<span class=\"screen-reader-text\">Can you use AAA insurance on a rental car?<\/span><\/a><\/p>\n","protected":false},"author":25,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-130641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can you use AAA insurance on a rental car?<\/title>\n<meta name=\"description\" content=\"Can you use AAA insurance on a rental car? 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