{"id":130498,"date":"2025-06-16T11:10:26","date_gmt":"2025-06-16T11:10:26","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/"},"modified":"2025-06-16T11:10:26","modified_gmt":"2025-06-16T11:10:26","slug":"what-is-housing-loan-rebate-in-income-tax","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/","title":{"rendered":"What is housing loan rebate in income tax?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#What_is_housing_loan_rebate_in_income_tax\" title=\"What is housing loan rebate in income tax?\">What is housing loan rebate in income tax?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#1_Who_is_eligible_for_housing_loan_rebate_in_income_tax\" title=\"1. Who is eligible for housing loan rebate in income tax?\">1. Who is eligible for housing loan rebate in income tax?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#2_How_much_rebate_can_one_claim_on_housing_loan_repayment\" title=\"2. How much rebate can one claim on housing loan repayment?\">2. How much rebate can one claim on housing loan repayment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#3_Can_both_principal_and_interest_on_housing_loan_be_claimed_for_rebate\" title=\"3. Can both principal and interest on housing loan be claimed for rebate?\">3. Can both principal and interest on housing loan be claimed for rebate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#4_Is_there_any_limit_on_the_deduction_of_principal_repayment_for_housing_loan_rebate\" title=\"4. Is there any limit on the deduction of principal repayment for housing loan rebate?\">4. Is there any limit on the deduction of principal repayment for housing loan rebate?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#5_Can_both_spouses_claim_housing_loan_rebate_if_both_are_co-borrowers\" title=\"5. Can both spouses claim housing loan rebate if both are co-borrowers?\">5. Can both spouses claim housing loan rebate if both are co-borrowers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#6_Can_NRIs_claim_housing_loan_rebate_in_income_tax\" title=\"6. Can NRIs claim housing loan rebate in income tax?\">6. Can NRIs claim housing loan rebate in income tax?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#7_Can_housing_loan_rebate_be_claimed_on_a_loan_taken_for_renovation_or_repair_of_the_house\" title=\"7. Can housing loan rebate be claimed on a loan taken for renovation or repair of the house?\">7. Can housing loan rebate be claimed on a loan taken for renovation or repair of the house?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#8_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_commercial_properties\" title=\"8. Can housing loan rebate be claimed on loans taken for commercial properties?\">8. Can housing loan rebate be claimed on loans taken for commercial properties?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#9_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_a_second_home\" title=\"9. Can housing loan rebate be claimed on loans taken for a second home?\">9. Can housing loan rebate be claimed on loans taken for a second home?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#10_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_agricultural_land\" title=\"10. Can housing loan rebate be claimed on loans taken for agricultural land?\">10. Can housing loan rebate be claimed on loans taken for agricultural land?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#11_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_paying_stamp_duty_and_registration_charges\" title=\"11. Can housing loan rebate be claimed on loans taken for paying stamp duty and registration charges?\">11. Can housing loan rebate be claimed on loans taken for paying stamp duty and registration charges?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#12_How_can_one_avail_the_housing_loan_rebate_in_income_tax\" title=\"12. How can one avail the housing loan rebate in income tax?\">12. How can one avail the housing loan rebate in income tax?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_housing_loan_rebate_in_income_tax\"><\/span>What is housing loan rebate in income tax?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>**Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of housing loans. This deduction helps reduce the taxable income of the individual, thereby reducing the overall tax liability.**<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Who_is_eligible_for_housing_loan_rebate_in_income_tax\"><\/span>1. Who is eligible for housing loan rebate in income tax?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIndividuals who have taken a housing loan for purchasing or constructing a house are eligible for housing loan rebate in income tax.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_much_rebate_can_one_claim_on_housing_loan_repayment\"><\/span>2. How much rebate can one claim on housing loan repayment?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOne can claim a deduction of up to Rs. 2 lakh on the interest paid on housing loan repayment under Section 24(b) of the Income Tax Act.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Can_both_principal_and_interest_on_housing_loan_be_claimed_for_rebate\"><\/span>3. Can both principal and interest on housing loan be claimed for rebate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, one can claim a deduction on both the principal repayment (under Section 80C) and the interest payment on housing loan (under Section 24) for tax rebate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Is_there_any_limit_on_the_deduction_of_principal_repayment_for_housing_loan_rebate\"><\/span>4. Is there any limit on the deduction of principal repayment for housing loan rebate?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, the maximum amount that can be claimed for the deduction of principal repayment on housing loan is Rs. 1.5 lakh under Section 80C.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_both_spouses_claim_housing_loan_rebate_if_both_are_co-borrowers\"><\/span>5. Can both spouses claim housing loan rebate if both are co-borrowers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, if both spouses are co-borrowers and co-owners of the property, they can each claim the deduction individually based on their share of the loan repayment.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_NRIs_claim_housing_loan_rebate_in_income_tax\"><\/span>6. Can NRIs claim housing loan rebate in income tax?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, NRIs are eligible for housing loan rebate in income tax if they have taken a housing loan for buying a property in India.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_housing_loan_rebate_be_claimed_on_a_loan_taken_for_renovation_or_repair_of_the_house\"><\/span>7. Can housing loan rebate be claimed on a loan taken for renovation or repair of the house?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, housing loan rebate can be claimed on a loan taken for renovation or repair of the house, provided the loan is used for the repair or renovation of a self-occupied property.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_commercial_properties\"><\/span>8. Can housing loan rebate be claimed on loans taken for commercial properties?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing loan rebate can only be claimed on loans taken for residential properties and not for commercial properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_a_second_home\"><\/span>9. Can housing loan rebate be claimed on loans taken for a second home?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, housing loan rebate can be claimed on loans taken for a second home as well, as long as the property is self-occupied.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_agricultural_land\"><\/span>10. Can housing loan rebate be claimed on loans taken for agricultural land?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing loan rebate cannot be claimed on loans taken for agricultural land or properties.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_housing_loan_rebate_be_claimed_on_loans_taken_for_paying_stamp_duty_and_registration_charges\"><\/span>11. Can housing loan rebate be claimed on loans taken for paying stamp duty and registration charges?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, housing loan rebate cannot be claimed on loans taken for paying stamp duty and registration charges.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_How_can_one_avail_the_housing_loan_rebate_in_income_tax\"><\/span>12. How can one avail the housing loan rebate in income tax?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nTo avail the housing loan rebate in income tax, one must ensure that all necessary documents related to the loan repayment are submitted while filing the income tax return.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of housing loans. This deduction helps reduce the taxable income of the individual, thereby reducing the overall tax liability.** 1. Who is eligible for housing loan rebate in income tax? &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What is housing loan rebate in income tax?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#more-130498\">Read more<span class=\"screen-reader-text\">What is housing loan rebate in income tax?<\/span><\/a><\/p>\n","protected":false},"author":25,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-130498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is housing loan rebate in income tax?<\/title>\n<meta name=\"description\" content=\"What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is housing loan rebate in income tax?\" \/>\n<meta property=\"og:description\" content=\"What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/synchronyfinancial\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-16T11:10:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Monica Sutton\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@synchrony\" \/>\n<meta name=\"twitter:site\" content=\"@synchrony\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Monica Sutton\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\"},\"author\":{\"name\":\"Monica Sutton\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777\"},\"headline\":\"What is housing loan rebate in income tax?\",\"datePublished\":\"2025-06-16T11:10:26+00:00\",\"dateModified\":\"2025-06-16T11:10:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\"},\"wordCount\":481,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"articleSection\":[\"Learn\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\",\"name\":\"What is housing loan rebate in income tax?\",\"isPartOf\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\"},\"datePublished\":\"2025-06-16T11:10:26+00:00\",\"dateModified\":\"2025-06-16T11:10:26+00:00\",\"description\":\"What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of\",\"breadcrumb\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/namso-gen.co\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is housing loan rebate in income tax?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#website\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"description\":\"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co\",\"publisher\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/namso-gen.co\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#organization\",\"name\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\",\"url\":\"https:\/\/namso-gen.co\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"contentUrl\":\"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png\",\"width\":500,\"height\":164,\"caption\":\"Namso Gen Blog - Free Credit Card Generator [100% Valid]\"},\"image\":{\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/synchronyfinancial\",\"https:\/\/twitter.com\/synchrony\",\"https:\/\/www.youtube.com\/synchronyfinancial\",\"https:\/\/www.instagram.com\/synchrony\",\"https:\/\/www.linkedin.com\/company\/synchrony-financial\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777\",\"name\":\"Monica Sutton\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g\",\"caption\":\"Monica Sutton\"},\"description\":\"Guest author Monica Sutton has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here.\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is housing loan rebate in income tax?","description":"What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/","og_locale":"en_US","og_type":"article","og_title":"What is housing loan rebate in income tax?","og_description":"What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of","og_url":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/","og_site_name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","article_publisher":"https:\/\/www.facebook.com\/synchronyfinancial","article_published_time":"2025-06-16T11:10:26+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2024\/03\/faq.png","type":"image\/png"}],"author":"Monica Sutton","twitter_card":"summary_large_image","twitter_creator":"@synchrony","twitter_site":"@synchrony","twitter_misc":{"Written by":"Monica Sutton","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#article","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/"},"author":{"name":"Monica Sutton","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777"},"headline":"What is housing loan rebate in income tax?","datePublished":"2025-06-16T11:10:26+00:00","dateModified":"2025-06-16T11:10:26+00:00","mainEntityOfPage":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/"},"wordCount":481,"commentCount":0,"publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"articleSection":["Learn"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/","url":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/","name":"What is housing loan rebate in income tax?","isPartOf":{"@id":"https:\/\/namso-gen.co\/blog\/#website"},"datePublished":"2025-06-16T11:10:26+00:00","dateModified":"2025-06-16T11:10:26+00:00","description":"What is housing loan rebate in income tax? **Housing loan rebate in income tax refers to the deduction allowed by the government on the repayment of","breadcrumb":{"@id":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/namso-gen.co\/blog\/what-is-housing-loan-rebate-in-income-tax\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/namso-gen.co\/blog\/"},{"@type":"ListItem","position":2,"name":"What is housing loan rebate in income tax?"}]},{"@type":"WebSite","@id":"https:\/\/namso-gen.co\/blog\/#website","url":"https:\/\/namso-gen.co\/blog\/","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","description":"In Namso gen blog you can get many tips regarding to Credit cards, VCC, Credit card security etc. You can generate credit cards by using Namso-gen.co","publisher":{"@id":"https:\/\/namso-gen.co\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/namso-gen.co\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/namso-gen.co\/blog\/#organization","name":"Namso Gen Blog - Free Credit Card Generator [100% Valid]","url":"https:\/\/namso-gen.co\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","contentUrl":"https:\/\/namso-gen.co\/blog\/wp-content\/uploads\/2020\/07\/namso-gen-logo.png","width":500,"height":164,"caption":"Namso Gen Blog - Free Credit Card Generator [100% Valid]"},"image":{"@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/synchronyfinancial","https:\/\/twitter.com\/synchrony","https:\/\/www.youtube.com\/synchronyfinancial","https:\/\/www.instagram.com\/synchrony","https:\/\/www.linkedin.com\/company\/synchrony-financial"]},{"@type":"Person","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/c3ef1fd3da4bda58b96daabf9d0e9777","name":"Monica Sutton","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/namso-gen.co\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Monica Sutton"},"description":"Guest author Monica Sutton has meticulously crafted and revised this article to the best of their knowledge and understanding. Readers are strongly advised to exercise caution, verify information independently, and rely on their own judgment when considering the information provided. Read more articles on Namso Gen here."}]}},"_links":{"self":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/130498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/comments?post=130498"}],"version-history":[{"count":0,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/posts\/130498\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media\/107420"}],"wp:attachment":[{"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/media?parent=130498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/categories?post=130498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/namso-gen.co\/blog\/wp-json\/wp\/v2\/tags?post=130498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}