{"id":128589,"date":"2023-11-04T06:38:07","date_gmt":"2023-11-04T06:38:07","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/"},"modified":"2023-11-04T06:38:07","modified_gmt":"2023-11-04T06:38:07","slug":"can-i-get-a-rental-car-with-only-liability","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/","title":{"rendered":"Can I get a rental car with only liability?"},"content":{"rendered":"<p><strong>Yes, you can rent a car with only liability insurance, but it may be limited and you may be required to purchase additional coverage.<\/strong> Liability insurance covers damage you cause to others, but it does not cover damage to the rental car itself. Rental car companies may require you to purchase collision damage waiver or other coverage options to protect the rental car in case of accidents or theft.<\/p>\n<p>Renting a car can be a convenient and affordable option for travelers looking to explore a new city or go on a road trip. However, navigating the world of car rental insurance can be confusing. Here are some frequently asked questions about renting a car with only liability insurance:<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#1_Can_I_decline_additional_coverage_when_renting_a_car_with_liability_insurance\" title=\"1. Can I decline additional coverage when renting a car with liability insurance?\">1. Can I decline additional coverage when renting a car with liability insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#2_Is_liability_insurance_included_in_my_regular_auto_insurance_policy\" title=\"2. Is liability insurance included in my regular auto insurance policy?\">2. Is liability insurance included in my regular auto insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#3_What_does_liability_insurance_cover_on_a_rental_car\" title=\"3. What does liability insurance cover on a rental car?\">3. What does liability insurance cover on a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#4_Can_I_purchase_additional_coverage_for_a_rental_car_if_I_only_have_liability_insurance\" title=\"4. Can I purchase additional coverage for a rental car if I only have liability insurance?\">4. Can I purchase additional coverage for a rental car if I only have liability insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#5_Is_liability_insurance_enough_if_I_get_into_an_accident_with_a_rental_car\" title=\"5. Is liability insurance enough if I get into an accident with a rental car?\">5. Is liability insurance enough if I get into an accident with a rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#6_Can_I_use_a_credit_card_to_cover_rental_car_insurance_if_I_only_have_liability_coverage\" title=\"6. Can I use a credit card to cover rental car insurance if I only have liability coverage?\">6. Can I use a credit card to cover rental car insurance if I only have liability coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#7_Are_there_any_risks_to_renting_a_car_with_only_liability_insurance\" title=\"7. Are there any risks to renting a car with only liability insurance?\">7. Are there any risks to renting a car with only liability insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#8_Can_I_add_a_driver_to_the_rental_agreement_with_only_liability_insurance\" title=\"8. Can I add a driver to the rental agreement with only liability insurance?\">8. Can I add a driver to the rental agreement with only liability insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#9_Can_I_upgrade_to_a_different_car_if_I_only_have_liability_insurance\" title=\"9. Can I upgrade to a different car if I only have liability insurance?\">9. Can I upgrade to a different car if I only have liability insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#10_Can_I_rent_a_car_with_only_liability_insurance_if_I_am_under_25_years_old\" title=\"10. Can I rent a car with only liability insurance if I am under 25 years old?\">10. Can I rent a car with only liability insurance if I am under 25 years old?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#11_Can_I_purchase_liability_insurance_from_the_rental_car_company_if_I_dont_have_it_already\" title=\"11. Can I purchase liability insurance from the rental car company if I don&#8217;t have it already?\">11. Can I purchase liability insurance from the rental car company if I don&#8217;t have it already?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#12_Can_I_apply_my_personal_umbrella_insurance_to_a_rental_car_with_only_liability_coverage\" title=\"12. Can I apply my personal umbrella insurance to a rental car with only liability coverage?\">12. Can I apply my personal umbrella insurance to a rental car with only liability coverage?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_decline_additional_coverage_when_renting_a_car_with_liability_insurance\"><\/span>1. Can I decline additional coverage when renting a car with liability insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile you may be able to decline additional coverage, rental car companies often strongly encourage renters to purchase it to protect their investment in the vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Is_liability_insurance_included_in_my_regular_auto_insurance_policy\"><\/span>2. Is liability insurance included in my regular auto insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMost auto insurance policies include liability coverage, but the limits may vary. It&#8217;s important to check with your insurance provider to see if your policy extends to rental cars.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_does_liability_insurance_cover_on_a_rental_car\"><\/span>3. What does liability insurance cover on a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nLiability insurance covers damage you cause to others in an accident, such as property damage or medical expenses. It does not cover damage to the rental car itself.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_purchase_additional_coverage_for_a_rental_car_if_I_only_have_liability_insurance\"><\/span>4. Can I purchase additional coverage for a rental car if I only have liability insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, most rental car companies offer collision damage waiver, supplemental liability protection, and other coverage options that you can purchase to protect the rental car and yourself in case of accidents.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Is_liability_insurance_enough_if_I_get_into_an_accident_with_a_rental_car\"><\/span>5. Is liability insurance enough if I get into an accident with a rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nWhile liability insurance will cover damage you cause to others, it may not be enough to cover the cost of repairs or replacements for the rental car itself. Additional coverage can provide peace of mind in case of accidents.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_use_a_credit_card_to_cover_rental_car_insurance_if_I_only_have_liability_coverage\"><\/span>6. Can I use a credit card to cover rental car insurance if I only have liability coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nSome credit cards offer rental car insurance as a benefit, but the coverage may be limited. It&#8217;s important to review your credit card&#8217;s terms and conditions to understand what is covered.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Are_there_any_risks_to_renting_a_car_with_only_liability_insurance\"><\/span>7. Are there any risks to renting a car with only liability insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nOne risk of renting a car with only liability insurance is that you may be responsible for any damage to the rental car, which can be costly. It&#8217;s important to weigh the cost of additional coverage against the potential risks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_I_add_a_driver_to_the_rental_agreement_with_only_liability_insurance\"><\/span>8. Can I add a driver to the rental agreement with only liability insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAdditional drivers can usually be added to the rental agreement, but they may also need to be covered by the same insurance policy. Check with the rental car company for their specific requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_upgrade_to_a_different_car_if_I_only_have_liability_insurance\"><\/span>9. Can I upgrade to a different car if I only have liability insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou may be able to upgrade to a different car, but you will still be required to have the necessary insurance coverage for the vehicle. Additional coverage options may be available for the upgraded car.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_I_rent_a_car_with_only_liability_insurance_if_I_am_under_25_years_old\"><\/span>10. Can I rent a car with only liability insurance if I am under 25 years old?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nMany rental car companies have age restrictions for renting a car, and drivers under 25 may be subject to additional fees or restrictions. It&#8217;s important to check with the rental car company for their specific policies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_purchase_liability_insurance_from_the_rental_car_company_if_I_dont_have_it_already\"><\/span>11. Can I purchase liability insurance from the rental car company if I don&#8217;t have it already?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, rental car companies often offer liability insurance options for renters who do not have their own coverage. It&#8217;s important to review the terms and limits of the policy before purchasing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Can_I_apply_my_personal_umbrella_insurance_to_a_rental_car_with_only_liability_coverage\"><\/span>12. Can I apply my personal umbrella insurance to a rental car with only liability coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nPersonal umbrella insurance typically extends to cover liability claims beyond the limits of your primary insurance policies, but it may not cover damage to rental cars. It&#8217;s important to check with your insurance provider to understand the extent of your coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yes, you can rent a car with only liability insurance, but it may be limited and you may be required to purchase additional coverage. Liability insurance covers damage you cause to others, but it does not cover damage to the rental car itself. Rental car companies may require you to purchase collision damage waiver or &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Can I get a rental car with only liability?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/can-i-get-a-rental-car-with-only-liability\/#more-128589\">Read more<span class=\"screen-reader-text\">Can I get a rental car with only liability?<\/span><\/a><\/p>\n","protected":false},"author":25,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-128589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can I get a rental car with only liability?<\/title>\n<meta name=\"description\" content=\"Yes, you can rent a car with only liability insurance, but it may be limited and you may be required to purchase additional coverage. 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