{"id":127952,"date":"2024-02-14T19:41:26","date_gmt":"2024-02-14T19:41:26","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/"},"modified":"2024-02-14T19:41:26","modified_gmt":"2024-02-14T19:41:26","slug":"does-amex-cover-car-rental-excess","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/","title":{"rendered":"Does Amex cover car rental excess?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#Does_Amex_cover_car_rental_excess\" title=\"Does Amex cover car rental excess?\">Does Amex cover car rental excess?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#FAQs_about_Amex_car_rental_excess_coverage\" title=\"FAQs about Amex car rental excess coverage:\">FAQs about Amex car rental excess coverage:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#1_Can_I_use_any_Amex_card_to_receive_car_rental_excess_coverage\" title=\"1. Can I use any Amex card to receive car rental excess coverage?\">1. Can I use any Amex card to receive car rental excess coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#2_How_do_I_enroll_in_the_Premium_Car_Rental_Protection_program\" title=\"2. How do I enroll in the Premium Car Rental Protection program?\">2. How do I enroll in the Premium Car Rental Protection program?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#3_Is_there_a_fee_for_enrolling_in_the_Premium_Car_Rental_Protection_program\" title=\"3. Is there a fee for enrolling in the Premium Car Rental Protection program?\">3. Is there a fee for enrolling in the Premium Car Rental Protection program?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#4_How_much_coverage_does_Amex_offer_for_car_rental_excess\" title=\"4. How much coverage does Amex offer for car rental excess?\">4. How much coverage does Amex offer for car rental excess?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#5_Does_Amex_car_rental_excess_coverage_apply_internationally\" title=\"5. Does Amex car rental excess coverage apply internationally?\">5. Does Amex car rental excess coverage apply internationally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#6_Can_I_use_my_Amex_card_to_rent_a_car_for_someone_else_and_still_receive_car_rental_excess_coverage\" title=\"6. Can I use my Amex card to rent a car for someone else and still receive car rental excess coverage?\">6. Can I use my Amex card to rent a car for someone else and still receive car rental excess coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#7_Does_Amex_car_rental_excess_coverage_have_a_deductible\" title=\"7. Does Amex car rental excess coverage have a deductible?\">7. Does Amex car rental excess coverage have a deductible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#8_How_do_I_file_a_claim_with_Amex_for_car_rental_excess_coverage\" title=\"8. How do I file a claim with Amex for car rental excess coverage?\">8. How do I file a claim with Amex for car rental excess coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#9_Can_I_use_my_Amex_card_to_pay_for_a_rental_through_a_third-party_booking_site_and_still_receive_car_rental_excess_coverage\" title=\"9. Can I use my Amex card to pay for a rental through a third-party booking site and still receive car rental excess coverage?\">9. Can I use my Amex card to pay for a rental through a third-party booking site and still receive car rental excess coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#10_Does_Amex_car_rental_excess_coverage_extend_to_rental_trucks_or_vans\" title=\"10. Does Amex car rental excess coverage extend to rental trucks or vans?\">10. Does Amex car rental excess coverage extend to rental trucks or vans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#11_Can_I_use_a_corporate_Amex_card_to_receive_car_rental_excess_coverage\" title=\"11. Can I use a corporate Amex card to receive car rental excess coverage?\">11. Can I use a corporate Amex card to receive car rental excess coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#12_Is_there_a_limit_to_the_number_of_times_I_can_receive_car_rental_excess_coverage_with_my_Amex_card\" title=\"12. Is there a limit to the number of times I can receive car rental excess coverage with my Amex card?\">12. Is there a limit to the number of times I can receive car rental excess coverage with my Amex card?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Does_Amex_cover_car_rental_excess\"><\/span>Does Amex cover car rental excess?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes, American Express (Amex) does offer car rental excess insurance coverage as a benefit for some of its cardholders. This benefit can help save you money by covering the cost of the excess in case of an accident or damage to the rental vehicle.<\/p>\n<p>Amex cardholders who have enrolled in the Premium Car Rental Protection program can receive coverage for car rental excess up to $75,000. This coverage is secondary to any other insurance you may have, including your personal car insurance policy.<\/p>\n<p>To be eligible for Amex car rental excess coverage, you must pay for the rental with your eligible Amex card and decline the rental car company&#8217;s collision damage waiver (CDW) or loss damage waiver (LDW).<\/p>\n<p>It&#8217;s important to note that Amex car rental excess coverage does not cover liability insurance, personal injury, ambulance fees, or damage to any other vehicles involved in the accident. Be sure to read the terms and conditions of the coverage before renting a car with your Amex card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FAQs_about_Amex_car_rental_excess_coverage\"><\/span>FAQs about Amex car rental excess coverage:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_use_any_Amex_card_to_receive_car_rental_excess_coverage\"><\/span>1. Can I use any Amex card to receive car rental excess coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, only specific Amex cards, such as the American Express Platinum Card, American Express Gold Card, and certain other premium cards, offer car rental excess insurance coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_How_do_I_enroll_in_the_Premium_Car_Rental_Protection_program\"><\/span>2. How do I enroll in the Premium Car Rental Protection program?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can enroll in the program by calling the number on the back of your Amex card or by visiting the Premium Car Rental Protection page on the Amex website.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Is_there_a_fee_for_enrolling_in_the_Premium_Car_Rental_Protection_program\"><\/span>3. Is there a fee for enrolling in the Premium Car Rental Protection program?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere is no fee to enroll in the program, but you will need to pay a fee for each rental period that you use your Amex card to pay for the rental.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_How_much_coverage_does_Amex_offer_for_car_rental_excess\"><\/span>4. How much coverage does Amex offer for car rental excess?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nAmex offers up to $75,000 in coverage for car rental excess through its Premium Car Rental Protection program.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Does_Amex_car_rental_excess_coverage_apply_internationally\"><\/span>5. Does Amex car rental excess coverage apply internationally?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, Amex car rental excess coverage applies worldwide, as long as you pay for the rental with your eligible Amex card and decline the rental car company&#8217;s CDW or LDW.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Can_I_use_my_Amex_card_to_rent_a_car_for_someone_else_and_still_receive_car_rental_excess_coverage\"><\/span>6. Can I use my Amex card to rent a car for someone else and still receive car rental excess coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, you must be the primary driver and renter of the vehicle to receive car rental excess coverage with your Amex card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Does_Amex_car_rental_excess_coverage_have_a_deductible\"><\/span>7. Does Amex car rental excess coverage have a deductible?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nNo, Amex car rental excess coverage does not have a deductible, meaning you won&#8217;t have to pay anything out of pocket if you need to make a claim.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_How_do_I_file_a_claim_with_Amex_for_car_rental_excess_coverage\"><\/span>8. How do I file a claim with Amex for car rental excess coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYou can file a claim by calling the number on the back of your Amex card and providing the necessary documentation, such as the rental agreement and a repair estimate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Can_I_use_my_Amex_card_to_pay_for_a_rental_through_a_third-party_booking_site_and_still_receive_car_rental_excess_coverage\"><\/span>9. Can I use my Amex card to pay for a rental through a third-party booking site and still receive car rental excess coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, as long as you pay for the rental with your eligible Amex card and decline the rental car company&#8217;s CDW or LDW, you can receive car rental excess coverage.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Does_Amex_car_rental_excess_coverage_extend_to_rental_trucks_or_vans\"><\/span>10. Does Amex car rental excess coverage extend to rental trucks or vans?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nYes, as long as the rental truck or van is for personal use and not for business purposes, you can receive car rental excess coverage with your Amex card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Can_I_use_a_corporate_Amex_card_to_receive_car_rental_excess_coverage\"><\/span>11. Can I use a corporate Amex card to receive car rental excess coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nIt depends on the specific terms of your corporate Amex card. Some corporate cards offer car rental excess coverage, while others do not. Be sure to check with your card issuer to confirm.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Is_there_a_limit_to_the_number_of_times_I_can_receive_car_rental_excess_coverage_with_my_Amex_card\"><\/span>12. Is there a limit to the number of times I can receive car rental excess coverage with my Amex card?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\nThere is no limit to the number of times you can receive car rental excess coverage with your Amex card, as long as you meet the eligibility requirements for each rental.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does Amex cover car rental excess? Yes, American Express (Amex) does offer car rental excess insurance coverage as a benefit for some of its cardholders. This benefit can help save you money by covering the cost of the excess in case of an accident or damage to the rental vehicle. Amex cardholders who have enrolled &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Does Amex cover car rental excess?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/does-amex-cover-car-rental-excess\/#more-127952\">Read more<span class=\"screen-reader-text\">Does Amex cover car rental excess?<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-127952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Amex cover car rental excess?<\/title>\n<meta name=\"description\" content=\"Does Amex cover car rental excess? 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