{"id":126809,"date":"2023-12-11T07:35:19","date_gmt":"2023-12-11T07:35:19","guid":{"rendered":"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/"},"modified":"2023-12-11T07:35:19","modified_gmt":"2023-12-11T07:35:19","slug":"what-does-rental-car-collision-insurance-cover","status":"publish","type":"post","link":"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/","title":{"rendered":"What does rental car collision insurance cover?"},"content":{"rendered":"<p>**Rental car collision insurance covers the costs of damage to the rental vehicle in the event of a collision or accident.**<\/p>\n<p>When you rent a car, you may be offered additional insurance coverage to protect you in case of an accident. Collision insurance specifically covers damage to the rental car itself, providing peace of mind and financial protection.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#1_Does_rental_car_collision_insurance_cover_liability_for_injuries_or_damage_to_others\" title=\"1. Does rental car collision insurance cover liability for injuries or damage to others?\">1. Does rental car collision insurance cover liability for injuries or damage to others?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#2_Can_rental_car_collision_insurance_be_used_in_place_of_my_personal_auto_insurance\" title=\"2. Can rental car collision insurance be used in place of my personal auto insurance?\">2. Can rental car collision insurance be used in place of my personal auto insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#3_Does_rental_car_collision_insurance_cover_theft_of_the_rental_vehicle\" title=\"3. Does rental car collision insurance cover theft of the rental vehicle?\">3. Does rental car collision insurance cover theft of the rental vehicle?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#4_Will_rental_car_collision_insurance_cover_damages_caused_by_natural_disasters_or_weather_events\" title=\"4. Will rental car collision insurance cover damages caused by natural disasters or weather events?\">4. Will rental car collision insurance cover damages caused by natural disasters or weather events?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#5_Do_I_need_rental_car_collision_insurance_if_I_have_a_credit_card_that_offers_rental_car_coverage\" title=\"5. Do I need rental car collision insurance if I have a credit card that offers rental car coverage?\">5. Do I need rental car collision insurance if I have a credit card that offers rental car coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#6_Will_rental_car_collision_insurance_cover_damages_if_I_am_at_fault_in_an_accident\" title=\"6. Will rental car collision insurance cover damages if I am at fault in an accident?\">6. Will rental car collision insurance cover damages if I am at fault in an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#7_Can_I_decline_rental_car_collision_insurance_if_I_have_my_own_insurance_policy\" title=\"7. Can I decline rental car collision insurance if I have my own insurance policy?\">7. Can I decline rental car collision insurance if I have my own insurance policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#8_Is_rental_car_collision_insurance_required_by_law\" title=\"8. Is rental car collision insurance required by law?\">8. Is rental car collision insurance required by law?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#9_Will_rental_car_collision_insurance_cover_damages_to_other_vehicles_involved_in_an_accident\" title=\"9. Will rental car collision insurance cover damages to other vehicles involved in an accident?\">9. Will rental car collision insurance cover damages to other vehicles involved in an accident?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#10_Can_rental_car_collision_insurance_be_added_to_my_reservation_after_picking_up_the_rental_car\" title=\"10. Can rental car collision insurance be added to my reservation after picking up the rental car?\">10. Can rental car collision insurance be added to my reservation after picking up the rental car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#11_Does_rental_car_collision_insurance_cover_towing_expenses_in_case_of_a_breakdown\" title=\"11. Does rental car collision insurance cover towing expenses in case of a breakdown?\">11. Does rental car collision insurance cover towing expenses in case of a breakdown?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#12_Will_rental_car_collision_insurance_cover_damages_if_the_rental_car_is_driven_by_someone_else\" title=\"12. Will rental car collision insurance cover damages if the rental car is driven by someone else?\">12. Will rental car collision insurance cover damages if the rental car is driven by someone else?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"1_Does_rental_car_collision_insurance_cover_liability_for_injuries_or_damage_to_others\"><\/span>1. Does rental car collision insurance cover liability for injuries or damage to others?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, rental car collision insurance typically does not cover liability for injuries or damage to others. You may need to purchase additional liability insurance to cover these costs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Can_rental_car_collision_insurance_be_used_in_place_of_my_personal_auto_insurance\"><\/span>2. Can rental car collision insurance be used in place of my personal auto insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, rental car collision insurance can be used instead of your personal auto insurance to cover damages to the rental car. This can help protect your personal insurance rates in the event of an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Does_rental_car_collision_insurance_cover_theft_of_the_rental_vehicle\"><\/span>3. Does rental car collision insurance cover theft of the rental vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, rental car collision insurance typically does not cover theft of the rental vehicle. You may need to purchase additional theft insurance or rely on your personal auto insurance for coverage in case of theft.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Will_rental_car_collision_insurance_cover_damages_caused_by_natural_disasters_or_weather_events\"><\/span>4. Will rental car collision insurance cover damages caused by natural disasters or weather events?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, rental car collision insurance should cover damages caused by natural disasters or weather events, as long as the collision itself is the cause of the damage. Be sure to check the specific terms of your insurance policy for details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Do_I_need_rental_car_collision_insurance_if_I_have_a_credit_card_that_offers_rental_car_coverage\"><\/span>5. Do I need rental car collision insurance if I have a credit card that offers rental car coverage?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It depends on the coverage offered by your credit card. Some credit cards provide collision insurance for rental cars, but the coverage may have limitations or exclusions. Be sure to check with your credit card issuer for details.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Will_rental_car_collision_insurance_cover_damages_if_I_am_at_fault_in_an_accident\"><\/span>6. Will rental car collision insurance cover damages if I am at fault in an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, rental car collision insurance should cover damages if you are at fault in an accident. This coverage can help protect you from having to pay out of pocket for repairs to the rental vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Can_I_decline_rental_car_collision_insurance_if_I_have_my_own_insurance_policy\"><\/span>7. Can I decline rental car collision insurance if I have my own insurance policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes, you can decline rental car collision insurance if you have your own insurance policy that covers rental vehicles. However, be sure to confirm with your insurance provider that your policy includes coverage for rental cars.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Is_rental_car_collision_insurance_required_by_law\"><\/span>8. Is rental car collision insurance required by law?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, rental car collision insurance is not required by law. It is optional coverage that can provide added protection and peace of mind while driving a rental vehicle.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Will_rental_car_collision_insurance_cover_damages_to_other_vehicles_involved_in_an_accident\"><\/span>9. Will rental car collision insurance cover damages to other vehicles involved in an accident?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, rental car collision insurance only covers damages to the rental vehicle itself. You may need additional liability insurance to cover damages to other vehicles or property in an accident.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Can_rental_car_collision_insurance_be_added_to_my_reservation_after_picking_up_the_rental_car\"><\/span>10. Can rental car collision insurance be added to my reservation after picking up the rental car?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It may be possible to add rental car collision insurance to your reservation after picking up the rental car, but this could depend on the rental car company&#8217;s policies. Be sure to check with the rental car company for options.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Does_rental_car_collision_insurance_cover_towing_expenses_in_case_of_a_breakdown\"><\/span>11. Does rental car collision insurance cover towing expenses in case of a breakdown?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No, rental car collision insurance typically does not cover towing expenses in case of a breakdown. You may need to purchase additional roadside assistance coverage for this type of protection.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"12_Will_rental_car_collision_insurance_cover_damages_if_the_rental_car_is_driven_by_someone_else\"><\/span>12. Will rental car collision insurance cover damages if the rental car is driven by someone else?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It depends on the terms of the rental car collision insurance policy. Some policies may cover damages if the rental car is driven by someone else, while others may have restrictions on who is covered. Be sure to check the details of your policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>**Rental car collision insurance covers the costs of damage to the rental vehicle in the event of a collision or accident.** When you rent a car, you may be offered additional insurance coverage to protect you in case of an accident. Collision insurance specifically covers damage to the rental car itself, providing peace of mind &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"What does rental car collision insurance cover?\" class=\"read-more button\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/#more-126809\">Read more<span class=\"screen-reader-text\">What does rental car collision insurance cover?<\/span><\/a><\/p>\n","protected":false},"author":24,"featured_media":107420,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[86279],"tags":[],"class_list":["post-126809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","no-featured-image-padding"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What does rental car collision insurance cover?<\/title>\n<meta name=\"description\" content=\"**Rental car collision insurance covers the costs of damage to the rental vehicle in the event of a collision or accident.** When you rent a car, you may\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What does rental car collision insurance cover?\" \/>\n<meta property=\"og:description\" content=\"**Rental car collision insurance covers the costs of damage to the rental vehicle in the event of a collision or accident.** When you rent a car, you may\" \/>\n<meta property=\"og:url\" content=\"https:\/\/namso-gen.co\/blog\/what-does-rental-car-collision-insurance-cover\/\" \/>\n<meta property=\"og:site_name\" content=\"Namso Gen Blog - 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